Overview / Commentary
Edison Credit Union (MO) is headquartered in KANSAS CITY and is the 50th largest credit union in the state of Missouri. It is also the 2,948th largest credit union in the nation. It was established in 1928 and as of September of 2019, it had grown to 7 employees and 3,722 members at 1 location. Edison Credit Union (MO) has a B health rating.
Field of Membership Restrictions
Edison Credit Union is open to employees (current or retired) of the Kansas City Power & Light Company, and persons working in Jackson or Clay counties. Other eligibility includes those affiliated with approved groups or immediate family members of eligible participants.
See current membership details
Health
B
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Edison Credit Union (MO) has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67929 |
| Year Chartered | 1928 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 9.5% |
| Annual Interest Income | $948.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $28.4MM$28.8MM |
| Loans | Q3 2019vs Q3 2018 | $14.4MM$12.9MM |
| Deposits | Q3 2019vs Q3 2018 | $25.0MM$25.6MM |
| Equity Capital | Q3 2019vs Q3 2018 | $3.0MM$2.9MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $79.00K$87.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $170.00K$309.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |