Edison Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.73%	1-year CD	12 Month Share Certificate 1.50% - Goldman Sachs Bank USA 12 Month CD
0.10%	Savings	Share Account 1.20% - Goldman Sachs Bank USA Online Savings
1.25%	4-year CD	48 Month Share Certificate 1.90% - Goldman Sachs Bank USA 4 Year CD

View all Edison Credit Union rates »

Overview / Commentary

edisoncu.net

937-325-3582

420 S York St
Springfield, OH 45505

Edison Credit Union is headquartered in SPRINGFIELD and is the 236^th largest credit union in the state of Ohio. It is also the 4,919^th largest credit union in the nation. It was established in 1964 and as of June of 2017, it had grown to 3 employees and 832 members at 2 locations. Edison Credit Union has a C+ health rating.

Field of Membership Restrictions

Edison Credit Union of Ohio is open to the employees of the credit union affiliated select employee groups and the family members of current credit union members.
See current membership details

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Health

C+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Edison Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	62269
Year Chartered	1964
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.27%
Return on Equity - YTD	2.31%
Annual Interest Income	$90.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$4.4MM$4.4MM
Loans	Q2 2017vs Q2 2016	$2.5MM$2.6MM
Deposits	Q2 2017vs Q2 2016	$3.8MM$3.9MM
Equity Capital	Q2 2017vs Q2 2016	$519.00K$515.00K
Loan Loss Allowance	Q2 2017vs Q2 2016	$24.00K$30.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$61.00K$66.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Edison Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Share Account

Edison Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	-	-	48 Month Share Certificate
0.87%	-	-	24 Month Share Certificate
0.81%	-	-	18 Month Share Certificate
0.73%	-	-	12 Month Share Certificate

Locations

Edison Credit Union Locations
Branch Office	420 YORK ST	SPRINGFIELD, OH 45505-2143
Branch Office	420 YORK ST	SPRINGFIELD, OH 45505