Overview / Commentary
937-325-3582
420 S York St
Springfield, OH 45505

Edison Credit Union is headquartered in SPRINGFIELD and is the 222nd largest credit union in the state of Ohio. It is also the 4,736th largest credit union in the nation. It was established in 1964 and as of December of 2018, it had grown to 2 employees and 723 members at 2 locations. Edison Credit Union's CD rates are 94% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Edison Credit Union of Ohio is open to the employees of the credit union affiliated select employee groups and the family members of current credit union members.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Edison Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #62269
Year Chartered1964
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-2.89%
Annual Interest Income$172.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$4.1MM$4.0MM
LoansQ4 2018vs Q4 2017$2.5MM$2.3MM
DepositsQ4 2018vs Q4 2017$3.7MM$3.5MM
Equity CapitalQ4 2018vs Q4 2017$485.00K$508.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$25.00K$20.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$56.00K$31.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Edison Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Share Account

Edison Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%--24 Month Share Certificate
2.02%--18 Month Share Certificate
1.75%--12 Month Share Certificate
Locations


Edison Credit Union Locations
Branch Office420 YORK STSPRINGFIELD, OH 45505-2143
Branch Office420 YORK STSPRINGFIELD, OH 45505

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