2. Edisto Federal Credit Union

Edisto Federal Credit Union


Overview / Commentary
edistofederalcu.org
803-535-0077
1880 Russell St
Orangeburg, SC 29115-6107

Edisto Federal Credit Union is headquartered in Orangeburg and is the 41st largest credit union in the state of South Carolina. It is also the 3,196th largest credit union in the nation. It was established in 1936 and as of June of 2019, it had grown to 10 employees and 3,847 members at 2 locations. Edisto Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Claflin University, Denmark Technical College, Voorhees College, South Carolina State University, and Orangeburg County Consolidated School Districts 3, 4 and 5.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Data as of Q2 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Edisto Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #1397
Year Chartered1936
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.48%
Annual Interest Income$629.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$23.2MM$25.7MM
LoansQ2 2019vs Q2 2018$11.2MM$10.9MM
DepositsQ2 2019vs Q2 2018$19.8MM$22.3MM
Equity CapitalQ2 2019vs Q2 2018$3.4MM$3.4MM
Loan Loss AllowanceQ2 2019vs Q2 2018$287.00K$273.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$227.00K$395.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Edisto Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Edisto Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%--Traditional IRA Savings
2.00%--Roth IRA Savings
0.25%$25-Savings Accounts

Edisto Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--9 Month CD
1.00%--12 Month CD
0.75%--6 Month CD
0.50%--3 Month CD
Locations


Edisto Federal Credit Union Locations
Branch Office1880 Russell StOrangeburg, SC 29115-6107
Branch Office1255 Saint Matthews RdOrangeburg, SC 29115

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.