Edisto Federal Credit Union

Featured Account Options

SPONSORED LISTINGS

12 Month CD

Start growing your savings and
meeting your financial goals

2.70% APY

Online Savings Account

Start Saving Today
With An Interest Rate
20X the National Average

2.20% APY

Overview / Commentary

edistofederalcu.org

803-535-0077

1880 Russell St
Orangeburg, SC 29115-6107

Edisto Federal Credit Union is headquartered in Orangeburg and is the 41^st largest credit union in the state of South Carolina. It is also the 3,129^th largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 10 employees and 3,813 members at 2 locations. Edisto Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Claflin University, Denmark Technical College, Voorhees College, South Carolina State University, and Orangeburg County Consolidated School Districts 3, 4 and 5.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q4 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Edisto Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	1397
Year Chartered	1936
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.22%
Return on Equity - YTD	1.6%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$24.2MM$26.5MM
Loans	Q4 2018vs Q4 2017	$12.3MM$11.8MM
Deposits	Q4 2018vs Q4 2017	$20.9MM$21.9MM
Equity Capital	Q4 2018vs Q4 2017	$3.3MM$3.3MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$315.00K$296.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$394.00K$333.00K
Real Estate Owned	Q4 2018vs Q4 2017	$92.00K$0

Rates

Skip to rates for:

Savings
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Edisto Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Edisto Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	-	-	Traditional IRA Savings
2.00%	-	-	Roth IRA Savings
0.25%	$25	-	Savings Accounts

Edisto Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	9 Month CD
1.00%	-	-	12 Month CD
0.75%	-	-	6 Month CD
0.50%	-	-	3 Month CD

Locations

Edisto Federal Credit Union Locations
Branch Office	1880 Russell St	Orangeburg, SC 29115-6107
Branch Office	1255 Saint Matthews Rd	Orangeburg, SC 29115

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.