Ed-Med Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	1-year CD	12 Month Share Certificate 1.50% - Goldman Sachs Bank USA 12 Month CD
0.65%	Savings	Regular Shares 1.35% - CIT Bank Premier High Yield Savings
1.51%	2-year CD	24 Month Share Certificate 1.65% - Goldman Sachs Bank USA 24 Month CD

View all Ed-Med Federal Credit Union rates »

Overview / Commentary

edmedfcu.com

601 Ford St
Ogdensburg, NY 13669

Ed-Med Federal Credit Union is headquartered in OGDENSBURG and is the 166^th largest credit union in the state of New York. It is also the 3,148^th largest credit union in the nation. It was established in 1959 and as of June of 2017, it had grown to 3 employees and 2,214 members at 1 location. Ed-Med Federal Credit Union's savings rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Boards of Education of Morristown, Ogdensburg, Lisbon, or Hammond, employees of and doctors associated with Claxton Hepburn Medical Center, St Joseph's Home, United Helpers Organization, St Lawrence County CDP,
See current membership details

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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ed-Med Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13186
Year Chartered	1959
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	6.07%
Annual Interest Income	$325.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$25.6MM$23.9MM
Loans	Q2 2017vs Q2 2016	$8.5MM$8.7MM
Deposits	Q2 2017vs Q2 2016	$23.2MM$21.6MM
Equity Capital	Q2 2017vs Q2 2016	$2.4MM$2.2MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$27.00K$34.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$76.00K$107.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
CD
IRA

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Ed-Med Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	-	-	Regular Shares
0.65%	-	-	Christmas Shares
0.65%	-	-	Vacation Shares
0.65%	-	-	IRA Share

Ed-Med Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$1k	-	24 Month Share Certificate
1.26%	$1k	-	18 Month Share Certificate
1.00%	$1k	-	12 Month Share Certificate
0.75%	$1k	-	6 Month Share Certificate

Ed-Med Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$1k	-	24 Month IRA Share Certificate
1.26%	$1k	-	18 Month IRA Share Certificate
1.00%	$1k	-	12 Month IRA Share Certificate
0.75%	$1k	-	6 Month IRA Share Certificate

Locations

Ed-Med Federal Credit Union Locations
Branch Office	601 FORD ST	OGDENSBURG, NY 13669