Education 1St Credit Union

Overview / Commentary

www.e1cu.org

800-292-1198

1250 Country Hills Dr
Ogden, UT 84403-2560

Education 1St Credit Union is headquartered in Ogden and is the 30^th largest credit union in the state of Utah. It is also the 2,733^rd largest credit union in the nation. It was established in 1932 and as of June of 2019, it had grown to 6 employees and 2,723 members at 2 locations. Education 1St Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Education First Credit Union is open to: those who live in Weber County, employees of Utah State Deaf and Blind School or Ogden City School District, alumni or students of Ogden School District, family of current credit union members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Education 1St Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	67127
Year Chartered	1932
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	0.58%
Return on Equity - YTD	5.8%
Annual Interest Income	$756.00K

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$34.2MM$33.8MM
Loans	Q2 2019vs Q2 2018	$27.3MM$26.2MM
Deposits	Q2 2019vs Q2 2018	$30.7MM$30.6MM
Equity Capital	Q2 2019vs Q2 2018	$3.4MM$3.2MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$113.00K$124.00K
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$64.00K$88.00K
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Education 1St Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education 1St Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.37%	-	-	Roth IRA Shares
0.30%	-	-	IRA Shares
0.25%	-	-	Christmas Club
0.10%	$25	-	Share Savings

Education 1St Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.20% → Up to $50k \| 0.25% → $50k - $100k \| 0.35% → $100k - $500k

Education 1St Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$50k^*	-	60 Month Share Certificate
OTHER TIERS: 2.47% → $1k - $50k
2.45%^*	$50k^*	-	48 Month Share Certificate
OTHER TIERS: 2.42% → $1k - $50k
2.40%^*	$50k^*	-	36 Month Share Certificate
OTHER TIERS: 2.37% → $1k - $50k
2.30%^*	$50k^*	-	24 Month Share Certificate
OTHER TIERS: 2.28% → $1k - $50k
2.12%^*	$50k^*	-	18 Month Share Certificate
OTHER TIERS: 2.10% → $1k - $50k
2.10%^*	$50k^*	-	12 Month Share Certificate
OTHER TIERS: 2.08% → $1k - $50k
1.85%^*	$50k^*	-	6 Month Share Certificate
OTHER TIERS: 1.83% → $1k - $50k

Education 1St Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$50k^*	-	60 Month IRA Share Certificate
OTHER TIERS: 2.47% → $1k - $50k
2.45%^*	$50k^*	-	48 Month IRA Share Certificate
OTHER TIERS: 2.42% → $1k - $50k
2.40%^*	$50k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 2.37% → $1k - $50k
2.30%^*	$50k^*	-	24 Month IRA Share Certificate
OTHER TIERS: 2.28% → $1k - $50k
2.12%^*	$50k^*	-	18 Month IRA Share Certificate
OTHER TIERS: 2.10% → $1k - $50k
2.10%^*	$50k^*	-	12 Month IRA Share Certificate
OTHER TIERS: 2.08% → $1k - $50k
1.85%^*	$50k^*	-	6 Month IRA Share Certificate
OTHER TIERS: 1.83% → $1k - $50k

Locations

Education 1St Credit Union Locations
Branch Office	800 Jackson Ave	Ogden, UT 84404
Branch Office	1250 Country Hills Dr	Ogden, UT 84403-2560

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.