Education 1St Credit Union
LOCATIONS
3
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
2.10% APY
60 Month Share Certificate
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.10% | 5-year CD | 60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.50% | 1-year CD | 12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Share Savings 1.00% - Ally Bank Online Savings Account |
Overview / Commentary
Education 1St Credit Union is headquartered in Ogden and is the 34th largest credit union in the state of Utah. It is also the 3,037th largest credit union in the nation. It was established in 1932 and as of June of 2016, it had grown to 6 employees and 3,264 members at 3 locations. Education 1St Credit Union has a B health rating.
Health
B
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Education 1St Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67127 |
| Year Chartered | 1932 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 7.12% |
| Annual Interest Income | $546.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $27.5MM$27.7MM |
| Loans | Q2 2016vs Q2 2015 | $21.1MM$22.5MM |
| Deposits | Q2 2016vs Q2 2015 | $24.7MM$25.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $2.8MM$2.6MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $112.00K$162.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $108.00K$76.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Education 1St Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | IRA Shares | |
| 0.25% | - | - | Roth IRA Shares | |
| 0.10% | $25 | - | Share Savings | |
| 0.10% | - | - | Christmas Club |
Education 1St Credit Union CD Rates
Education 1St Credit Union IRA Rates
Locations
| Education 1St Credit Union Locations | ||
|---|---|---|
| Branch Office | 800 Jackson Ave | Ogden, UT 84404 |
| Branch Office | 2828 Harrison Blvd | Ogden, UT 84403 |
| Branch Office | 1250 Country Hills Dr | Ogden, UT 84403-2560 |