Featured Savings Rates
Featured Accounts

Education 1St Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.10%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.10%SavingsShare Savings

Overview / Commentary
800-292-1198
1250 Country Hills Dr
Ogden, UT 84403-2560

Education 1St Credit Union is headquartered in Ogden and is the 33rd largest credit union in the state of Utah. It is also the 2,915th largest credit union in the nation. It was established in 1932 and as of December of 2016, it had grown to 7 employees and 2,949 members at 3 locations. Education 1St Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Education 1St Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67127
Year Chartered1932
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.89%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$29.9MM$27.6MM
LoansQ4 2016vs Q4 2015$22.2MM$20.8MM
DepositsQ4 2016vs Q4 2015$27.0MM$24.9MM
Equity CapitalQ4 2016vs Q4 2015$2.8MM$2.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$115.00K$128.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$134.00K$95.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education 1St Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Shares
0.25%--Roth IRA Shares
0.10%$25-Share Savings
0.10%--Christmas Club

Education 1St Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$500k*-Money Market Account
OTHER TIERS: 0.20% Up to $50k | 0.25% $50k - $100k | 0.35% $100k - $500k

Education 1St Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-60 Month Share Certificate
1.20%$1k-48 Month Share Certificate
0.85%$1k-36 Month Share Certificate
0.59%$1k-24 Month Share Certificate
0.55%$1k-18 Month Share Certificate
0.50%$1k-12 Month Share Certificate
0.30%$1k-6 Month Share Certificate

Education 1St Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$1k-60 Month IRA Share Certificate
1.20%$1k-48 Month IRA Share Certificate
0.85%$1k-36 Month IRA Share Certificate
0.59%$1k-24 Month IRA Share Certificate
0.55%$1k-18 Month IRA Share Certificate
0.50%$1k-12 Month IRA Share Certificate
0.30%$1k-6 Month IRA Share Certificate
Locations


Education 1St Credit Union Locations
Branch Office800 Jackson AveOgden, UT 84404
Branch Office2828 Harrison BlvdOgden, UT 84403
Branch Office1250 Country Hills DrOgden, UT 84403-2560