Education First Credit Union (OH)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.10% | 5-year CD | 2.27% - National Average |
| 1.75% | 1-year CD | 1.38% - National Average |
| 0.05% | Savings | 0.26% - National Average |
Education First Credit Union (OH) is headquartered in Columbus and is the 59th largest credit union in the state of Ohio. It is also the 1,543rd largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 35 employees and 13,253 members at 3 locations. Education First Credit Union (OH)'s CD rates are 94% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Education First Credit Union of Ohio is available to any educator, faculty member, employee, staff, student, volunteer, affiliated organization, or group, as well as the residents within these eligible Communities or Counties: Worthington, Westerville, Olentangy,Powell, Gahanna, and German Village
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68447 |
| Year Chartered | 1936 |
| Employees | 35 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.44% |
| Return on Equity - YTD | 5.48% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $109.3MM$100.5MM |
| Loans | Q4 2018vs Q4 2017 | $85.9MM$80.8MM |
| Deposits | Q4 2018vs Q4 2017 | $94.0MM$92.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $8.7MM$7.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $599.00K$531.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $657.00K$780.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$121.00K |
Always verify rates and promotions with the bank or credit union. We are not Education First Credit Union (OH); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Education First Credit Union (OH) Savings Account Rates
Education First Credit Union (OH) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $1k - $10k | 0.35% → $10k - $25k | |||||
Education First Credit Union (OH) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Dividend Checking |
Education First Credit Union (OH) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.10% | $500 | - | 60 Month CD | |
| 3.10% | $500 | - | 84 Month CD | |
| 2.65% | $500 | - | 48 Month CD | |
| 2.40% | $500 | - | 36 Month CD | |
| 2.05% | $500 | - | 24 Month CD | |
| 1.75% | $500 | - | 12 Month CD | |
| 1.25% | $500 | - | 6 Month CD |
Education First Credit Union (OH) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.35% | $500 | - | 60 Month IRA | |
| 3.35% | $500 | - | 84 Month IRA | |
| 2.90% | $500 | - | 48 Month IRA | |
| 2.65% | $500 | - | 36 Month IRA | |
| 2.30% | $500 | - | 24 Month IRA | |
| 2.00% | $500 | - | 12 Month IRA | |
| 1.50% | $500 | - | 6 Month IRA |
| Education First Credit Union (OH) Locations | ||
|---|---|---|
| Branch Office | 510 E Mound St | Columbus, OH 43215-5571 |
| Branch Office | 5990 E Main St | Columbus, OH 43213 |
| Branch Office | 501 W Schrock Rd Suite 100 | Westerville, OH 43081 |