Featured Savings Rates
Featured Accounts

Education First Credit Union (OH)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.80%5-year CD60 Month CD
0.55%1-year CD12 Month CD
0.05%SavingsShare Savings

Overview / Commentary
614-221-9376
501 W Schrock Rd Ste 400
Westerville, OH 43081

Education First Credit Union (OH) is headquartered in Westerville and is the 66th largest credit union in the state of Ohio. It is also the 1,675th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 34 employees and 14,139 members at 3 locations. Education First Credit Union (OH) has a B health rating.

Field of Membership Restrictions

Education First Credit Union of Ohio is available to any educator, faculty member, employee, staff, student, volunteer, affiliated organization, or group, as well as the residents within these eligible Communities or Counties: Worthington, Westerville, Olentangy,Powell, Gahanna, and German Village
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Education First Credit Union (OH) has a relatively low asset base.

Health Grade Components

Overall
NCUA #68447
Year Chartered1936
Employees34
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.82%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$89.5MM$91.6MM
LoansQ2 2016vs Q2 2015$66.1MM$57.8MM
DepositsQ2 2016vs Q2 2015$81.3MM$81.2MM
Equity CapitalQ2 2016vs Q2 2015$6.9MM$7.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$549.00K$561.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$823.00K$759.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$77.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Credit Union (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$25k*-Health Savings Account
OTHER TIERS: 0.25% Up to $1k | 0.50% $1k - $10k | 1.00% $10k - $25k
0.05%$200-Share Savings
0.05%$200-Holiday Club
0.05%$200-IRA Savings

Education First Credit Union (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$25k*-Money Market
OTHER TIERS: 0.05% $1k - $10k | 0.08% $10k - $25k

Education First Credit Union (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Dividend Checking

Education First Credit Union (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-60 Month CD
1.80%$500-84 Month CD
1.50%$500-48 Month CD
1.15%$500-36 Month CD
0.85%$500-24 Month CD
0.55%$500-12 Month CD
0.35%$500-6 Month CD

Education First Credit Union (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-60 Month IRA
1.80%$500-84 Month IRA
1.50%$500-48 Month IRA
1.15%$500-36 Month IRA
0.85%$500-24 Month IRA
0.55%$500-12 Month IRA
0.35%$500-6 Month IRA
Locations


Education First Credit Union (OH) Locations
Branch Office501 W Schrock Rd Ste 400Westerville, OH 43081
Branch Office399 E Livingston AveColumbus, OH 43215
Branch Office380 Granville StGahanna, OH 43230