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Education First Credit Union (OH)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.educu.org
614-221-9376
510 E Mound St
Columbus, OH 43215

Education First Credit Union (OH) is headquartered in Columbus and is the 62nd largest credit union in the state of Ohio. It is also the 1,513th largest credit union in the nation. It was established in 1936 and as of December of 2024, it had grown to 33 employees and 12,176 members at 2 locations. Education First Credit Union (OH)'s CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Education First Credit Union is available to all current and retired state of Ohio schools. Anyone who lives, works, worships, or attends school in the Ohio counties of Delaware, Fairfield, Franklin, Licking, Madison, Pickaway, or Union also qualify for membership. Immediate family members of an Education First Credit Union member are welcome to apply, as are those who are attending a college or university in Ohio.
See current membership details

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68447
Year Chartered1936
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.74%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$144.8MM$137.1MM
LoansQ4 2024vs Q4 2023$100.2MM$93MM
DepositsQ4 2024vs Q4 2023$124.5MM$120.2MM
Equity CapitalQ4 2024vs Q4 2023$13.7MM$12.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.7MM$1.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.7MM$1.5MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
4.30%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/18/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Education First Credit Union (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Credit Union (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Health Savings Account
OTHER TIERS: 0.25% → $1 - $1k | 0.50% → $1k - $10k | 0.75% → $10k - $25k
0.05%$200-Share Savings
0.05%$200-Holiday Savings Account
0.05%$1-Club Savings Account

Education First Credit Union (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$25k*-Money Market
OTHER TIERS: 1.50% → $1k - $10k | 1.70% → $10k - $25k

Education First Credit Union (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Dividend Checking

Education First Credit Union (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-14 Month CD Special
3.90%$500-12 Month Certificate
3.75%$500-6 Month Certificate
3.60%$500-24 Month Certificate
3.55%$500-36 Month Certificate
3.45%$500-48 Month Certificate
3.40%$500-60 Month Certificate
3.30%$500-84 Month Certificate

Education First Credit Union (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-14 Month IRA Special
3.90%$500-12 Month IRA
3.75%$500-6 Month IRA
3.60%$500-24 Month IRA
3.55%$500-36 Month IRA
3.45%$500-48 Month IRA
3.40%$500-60 Month IRA
3.30%$500-84 Month IRA
0.05%$200-IRA Savings
Locations


Education First Credit Union (OH) Locations
Branch Office510 E Mound StColumbus, OH 43215-5539
Branch Office5950 Carnaby WayColumbus, OH 43213

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