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Education First Credit Union (OH)


Overview / Commentary
www.educu.org
614-221-9376
510 E Mound St
Columbus, OH 43215

Education First Credit Union (OH) is headquartered in Columbus and is the 63rd largest credit union in the state of Ohio. It is also the 1,544th largest credit union in the nation. It was established in 1936 and as of June of 2024, it had grown to 32 employees and 12,266 members at 2 locations. Education First Credit Union (OH)'s money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Education First Credit Union is available to all current and retired state of Ohio schools. Anyone who lives, works, worships, or attends school in the Ohio counties of Delaware, Fairfield, Franklin, Licking, Madison, Pickaway, or Union also qualify for membership. Immediate family members of an Education First Credit Union member are welcome to apply, as are those who are attending a college or university in Ohio.
See current membership details

Related Posts

Education First Credit Union (OH) Offers Competitive 30-Month CD Special - 12/4/2023

Education First Credit Union (OH) is currently offering a 30-month CD Special with a competitive APY. Minimum opening deposit is $500, with no stated balance cap.

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Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68447
Year Chartered1936
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.6%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$140.4MM$142.7MM
LoansQ2 2024vs Q2 2023$93.7MM$90.8MM
DepositsQ2 2024vs Q2 2023$123.5MM$123.3MM
Equity CapitalQ2 2024vs Q2 2023$13.1MM$12.5MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.7MM$1.5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$871K$1.2MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Credit Union (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Health Savings Account
OTHER TIERS: 0.25% → $1 - $1k | 0.50% → $1k - $10k | 0.75% → $10k - $25k
0.05%$200-Share Savings
0.05%$200-Holiday Savings Account
0.05%$200-IRA Savings
0.05%$1-Club Savings Account

Education First Credit Union (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$25k*-Money Market
OTHER TIERS: 1.50% → $1k - $10k | 1.75% → $10k - $25k

Education First Credit Union (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Dividend Checking

Education First Credit Union (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%$500-6 Month Certificate
4.10%$500-14 Month CD Special
4.00%$500-12 Month Certificate
3.75%$500-24 Month Certificate
3.60%$500-36 Month Certificate
3.50%$500-48 Month Certificate
3.40%$500-60 Month Certificate
3.30%$500-84 Month Certificate

Education First Credit Union (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%$500-6 Month IRA
4.10%$500-14 Month IRA Special
4.00%$500-12 Month IRA
3.75%$500-24 Month IRA
3.60%$500-36 Month IRA
3.50%$500-48 Month IRA
3.40%$500-60 Month IRA
3.30%$500-84 Month IRA
Locations


Education First Credit Union (OH) Locations
Branch Office510 E Mound StColumbus, OH 43215-5539
Branch Office5950 Carnaby WayColumbus, OH 43213

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