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Education First Credit Union (OH)


Overview / Commentary
www.educu.org
614-221-9376
510 E Mound St
Columbus, OH 43215

Education First Credit Union (OH) is headquartered in Columbus and is the 59th largest credit union in the state of Ohio. It is also the 1,543rd largest credit union in the nation. It was established in 1936 and as of December of 2019, it had grown to 38 employees and 13,053 members at 3 locations. Education First Credit Union (OH)'s money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Education First Credit Union is available to any person who is affiliated with the education community in the state of Ohio. Anyone who lives, works, worships, or attends school in Franklin County or the Worthington, Gahanna, Westerville, or Olentangy School Districts is also eligible to join, as are all K-12 students in Franklin, Delaware, and Union Counties. All college or university students across the state of Ohio are also eligible for membership
See current membership details

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Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68447
Year Chartered1936
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD12.44%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$112.6MM$109.3MM
LoansQ4 2019vs Q4 2018$90.4MM$85.9MM
DepositsQ4 2019vs Q4 2018$96.1MM$94.0MM
Equity CapitalQ4 2019vs Q4 2018$9.8MM$8.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$788.00K$599.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$663.00K$657.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Education First Credit Union (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Credit Union (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$25k*-Health Savings Account
OTHER TIERS: 0.30% → $1 - $1k | 0.50% → $1k - $10k | 1.00% → $10k - $25k
0.05%$200-Share Savings
0.05%$200-Holiday Savings Account
0.05%$200-IRA Savings

Education First Credit Union (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Money Market
OTHER TIERS: 0.15% → $1k - $10k | 0.25% → $10k - $25k

Education First Credit Union (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Dividend Checking

Education First Credit Union (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-60 Month CD
1.05%$500-84 Month CD
0.95%$500-48 Month CD
0.85%$500-36 Month CD
0.75%$500-24 Month CD
0.65%$500-12 Month CD
0.50%$500-6 Month CD

Education First Credit Union (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$500-60 Month IRA
1.05%$500-84 Month IRA
0.95%$500-48 Month IRA
0.85%$500-36 Month IRA
0.75%$500-24 Month IRA
0.65%$500-12 Month IRA
0.50%$500-6 Month IRA
Locations


Education First Credit Union (OH) Locations
Branch Office510 E Mound StColumbus, OH 43215-5539
Branch Office5990 E Main StColumbus, OH 43213
Branch Office501 W Schrock Rd Suite 100Westerville, OH 43081

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