Education First Credit Union (OH)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.80%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.55%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Share Savings 1.00% - Ally Bank Online Savings Account

View all Education First Credit Union (OH) rates »

Overview / Commentary

www.educu.org

614-221-9376

501 W Schrock Rd Ste 400
Westerville, OH 43081

Education First Credit Union (OH) is headquartered in Westerville and is the 66^th largest credit union in the state of Ohio. It is also the 1,675^th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 34 employees and 14,139 members at 3 locations. Education First Credit Union (OH) has a B health rating.

Field of Membership Restrictions

Education First Credit Union of Ohio is available to any educator, faculty member, employee, staff, student, volunteer, affiliated organization, or group, as well as the residents within these eligible Communities or Counties: Worthington, Westerville, Olentangy,Powell, Gahanna, and German Village
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Health

B

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Education First Credit Union (OH) has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68447
Year Chartered	1936
Employees	34
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	5.82%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$89.5MM$91.6MM
Loans	Q2 2016vs Q2 2015	$66.1MM$57.8MM
Deposits	Q2 2016vs Q2 2015	$81.3MM$81.2MM
Equity Capital	Q2 2016vs Q2 2015	$6.9MM$7.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$549.00K$561.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$823.00K$759.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$77.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Credit Union (OH) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.25% → Up to $1k \| 0.50% → $1k - $10k \| 1.00% → $10k - $25k
0.05%	$200	-	Share Savings
0.05%	$200	-	Holiday Club
0.05%	$200	-	IRA Savings

Education First Credit Union (OH) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%^*	$25k^*	-	Money Market
OTHER TIERS: 0.05% → $1k - $10k \| 0.08% → $10k - $25k

Education First Credit Union (OH) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$1k	-	Dividend Checking

Education First Credit Union (OH) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.80%	$500	-	60 Month CD
1.80%	$500	-	84 Month CD
1.50%	$500	-	48 Month CD
1.15%	$500	-	36 Month CD
0.85%	$500	-	24 Month CD
0.55%	$500	-	12 Month CD
0.35%	$500	-	6 Month CD

Education First Credit Union (OH) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.80%	$500	-	60 Month IRA
1.80%	$500	-	84 Month IRA
1.50%	$500	-	48 Month IRA
1.15%	$500	-	36 Month IRA
0.85%	$500	-	24 Month IRA
0.55%	$500	-	12 Month IRA
0.35%	$500	-	6 Month IRA

Locations

Education First Credit Union (OH) Locations
Branch Office	501 W Schrock Rd Ste 400	Westerville, OH 43081
Branch Office	399 E Livingston Ave	Columbus, OH 43215
Branch Office	380 Granville St	Gahanna, OH 43230