Education First Credit Union (OH)


Overview / Commentary
614-221-9376
510 E Mound St
Columbus, OH 43215

Education First Credit Union (OH) is headquartered in Columbus and is the 62nd largest credit union in the state of Ohio. It is also the 1,502nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 32 employees and 12,285 members at 2 locations. Education First Credit Union (OH)'s money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Education First Credit Union is available to all current and retired state of Ohio schools. Anyone who lives, works, worships, or attends school in the Ohio counties of Delaware, Fairfield, Franklin, Licking, Madison, Pickaway, or Union also qualify for membership. Immediate family members of an Education First Credit Union member are welcome to apply, as are those who are attending a college or university in Ohio.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68447
Year Chartered1936
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.97%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$149.2MM$139.4MM
LoansQ1 2025vs Q1 2024$101MM$92.8MM
DepositsQ1 2025vs Q1 2024$130.5MM$122.7MM
Equity CapitalQ1 2025vs Q1 2024$13.8MM$12.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.5MM$1.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.5MM$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Education First Credit Union (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Credit Union (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Health Savings Account
OTHER TIERS: 0.25% $1 - $1k | 0.50% $1k - $10k | 0.75% $10k - $25k
0.05%$200-Share Savings
0.05%$200-Holiday Savings Account
0.05%$1-Club Savings Account

Education First Credit Union (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$25k*-Money Market
OTHER TIERS: 1.50% $1k - $10k | 1.70% $10k - $25k

Education First Credit Union (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Dividend Checking

Education First Credit Union (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-14 Month CD Special
3.70%$500-12 Month Certificate
3.50%$500-6 Month Certificate
3.50%$500-24 Month Certificate
3.35%$500-84 Month Certificate
3.30%$500-60 Month Certificate
3.25%$500-48 Month Certificate
3.20%$500-36 Month Certificate

Education First Credit Union (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-14 Month IRA Special
3.70%$500-12 Month IRA
3.50%$500-6 Month IRA
3.50%$500-24 Month IRA
3.35%$500-84 Month IRA
3.30%$500-60 Month IRA
3.25%$500-48 Month IRA
3.20%$500-36 Month IRA
0.05%$200-IRA Savings
Locations


Education First Credit Union (OH) Locations
Branch Office510 E Mound StColumbus, OH 43215-5539
Branch Office5950 Carnaby WayColumbus, OH 43213

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