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Education First Federal Credit Union


Overview / Commentary
www.educationfirstfcu.org
409-898-3770
7025 Eastex Fwy
Beaumont, TX 77706

Education First Federal Credit Union is headquartered in Beaumont and is the 56th largest credit union in the state of Texas. It is also the 649th largest credit union in the nation. It was established in 1952 and as of June of 2023, it had grown to 138 employees and 34,399 members at 7 locations. Education First Federal Credit Union's CD rates are 3X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Education First Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jasper, Jefferson, Newton, Orange, or Tyler. Membership is also open to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
See current membership details

Related Posts

Education First Credit Union (TX) Boosts Rate of 9-Month CD Special - 10/27/2022

Education First Federal Credit Union (East Texas) 9-month CD currently earns a near-leading rate. Minimum opening deposit is $500, with no stated balance cap.

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Health
C+

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #24470
Year Chartered1952
Employees138
Primary Regulator
Profit Margin
Return on Assets - YTD-0.31%
Return on Equity - YTD-6.72%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$607.9MM$575.1MM
LoansQ2 2023vs Q2 2022$376.5MM$331.2MM
DepositsQ2 2023vs Q2 2022$519.0MM$507.1MM
Equity CapitalQ2 2023vs Q2 2022$27.9MM$32.2MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.7MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.7MM$1.9MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-Regular Share Account
0.20%$25-Special Savings Account
0.20%--Christmas Club
0.20%$25-IRA Share Savings
0.20%--Vacation Club

Education First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$50k*-Money Market Account
OTHER TIERS: 0.60% → $2k - $20k | 0.70% → $20k - $50k

Education First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Checking Account

Education First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.48%$500-13 Month CD Special
3.76%$500-5 Year CD
3.66%$500-3 Year CD
3.20%$500-2 Year CD
2.89%$500-1 Year CD
2.02%$500-6 Month CD
1.36%$500-3 Month CD
Locations


Education First Federal Credit Union Locations
Branch Office1125 S Wheeler StJasper, TX 75951-5117
Branch Office4350 Laurel StBeaumont, TX 77707-0001
Branch Office4695 Rolfe Christopher DrBeaumont, TX 77705-5511
Branch Office6885 Eastex FwyBeaumont, TX 77706-6514
Branch Office520 S Magnolia StWoodville, TX 75979-5527
Branch Office333 Highway 96 SSilsbee, TX 77656-4807
Branch Office155 W Monroe StKountze, TX 77625-7613

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