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Education First Federal Credit Union


Overview / Commentary
www.educationfirstfcu.org
409-898-3770
7025 Eastex Fwy
Beaumont, TX 77706

Education First Federal Credit Union is headquartered in Beaumont and is the 56th largest credit union in the state of Texas. It is also the 658th largest credit union in the nation. It was established in 1952 and as of December of 2019, it had grown to 121 employees and 35,963 members at 10 locations. Education First Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Education First Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler. Membership is also open to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
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Health
A

Data as of Q4 2019

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Health Grade Components

Overall
NCUA #24470
Year Chartered1952
Employees121
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD10.74%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$426.9MM$405.7MM
LoansQ4 2019vs Q4 2018$224.6MM$199.4MM
DepositsQ4 2019vs Q4 2018$384.2MM$363.9MM
Equity CapitalQ4 2019vs Q4 2018$38.5MM$38.0MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.4MM$1.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.4MM$1.6MM
Real Estate OwnedQ4 2019vs Q4 2018$0$272.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-IRA Share Savings
0.30%--Christmas Club
0.30%--Vacation Club
0.25%$25-Regular Share Account
0.25%$25-Special Savings Account

Education First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$50k*-Money Market Account
OTHER TIERS: 0.60% → $2k - $20k | 0.70% → $20k - $50k

Education First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2k-Checking Account

Education First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%$500-5 Year CD
1.92%$500-3 Year CD
1.71%$500-2 Year CD
1.51%$500-1 Year CD
1.26%$500-6 Month CD
0.50%$500-3 Month CD
Locations


Cities: Beaumont, Jasper, Kirbyville, Kountze, Silsbee, Woodville

Beaumont Branches
Branch Office4350 Laurel StBeaumont, TX 77707-0001
Branch Office4695 Rolfe Christopher DrBeaumont, TX 77705-5511
Branch Office6885 Eastex FwyBeaumont, TX 77706-6514
Branch Office7025 Eastex FwyBeaumont, TX 77706-6515
Corporate Office740 Fannin StBeaumont, TX 77701

Jasper Branches
Branch Office1125 S Wheeler StJasper, TX 75951-5117

Kirbyville Branches
Branch Office1005 S Margaret AveKirbyville, TX 75956

Kountze Branches
Branch Office155 W Monroe StKountze, TX 77625-7613

Silsbee Branches
Branch Office333 Highway 96 SSilsbee, TX 77656-4807

Woodville Branches
Branch Office520 S Magnolia StWoodville, TX 75979-5527

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