Education First Federal Credit Union


Overview / Commentary
409-898-3770
7025 Eastex Fwy
Beaumont, TX 77706

Education First Federal Credit Union is headquartered in Beaumont and is the 55th largest credit union in the state of Texas. It is also the 646th largest credit union in the nation. It was established in 1952 and as of September of 2024, it had grown to 154 employees and 32,625 members at 8 locations. Education First Federal Credit Union's CD rates are 5X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Education First Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jasper, Jefferson, Newton, Orange, or Tyler. Membership is also open to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
See current membership details

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Health
C+

Health Grade Components

Overall
NCUA #24470
Year Chartered1952
Employees154
Primary Regulator
Profit Margin
Return on Assets - YTD-0.29%
Return on Equity - YTD-4.74%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$622.8MM$606.5MM
LoansQ3 2024vs Q3 2023$385.9MM$379.1MM
DepositsQ3 2024vs Q3 2023$541.1MM$522.5MM
Equity CapitalQ3 2024vs Q3 2023$37.7MM$27MM
Loan Loss AllowanceQ3 2024vs Q3 2023$4.2MM$3.5MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$7.6MM$3.9MM
Real Estate OwnedQ3 2024vs Q3 2023$273K$10K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Education First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-Regular Share Account
0.20%$25-Special Savings Account
0.20%$0-Christmas Club
0.20%$25-IRA Share Savings
0.20%$0-Vacation Club
0.20%$25-Business Savings

Education First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$250k*-Money Market Account
OTHER TIERS: 0.50% $2k - $20k | 0.60% $20k - $50k | 0.70% $50k - $250k
0.90%*$250k*-Business Money Market Account
OTHER TIERS: 0.50% $2k - $20k | 0.60% $20k - $50k | 0.70% $50k - $250k

Education First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Checking Account
0.05%$2k-Business Plus Checking Account

Education First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$500-1 Year CD
4.59%$500-Business 1 Year CD
4.07%$500-6 Month CD
4.07%$500-Business 6 Month CD
3.56%$500-2 Year CD
3.56%$500-3 Year CD
3.56%$500-5 Year CD
3.56%$500-Business 2 Year CD
3.56%$500-Business 3 Year CD
3.56%$500-Business 5 Year CD
2.53%$500-3 Month CD
2.53%$500-Business 3 Month CD
Locations


Education First Federal Credit Union Locations
Branch Office2014 S Wheeler StJasper, TX 75951-5624
Branch Office4350 Laurel StBeaumont, TX 77707-0001
Branch Office4695 Rolfe Christopher DrBeaumont, TX 77705-5511
Branch Office6885 Eastex FwyBeaumont, TX 77706-6514
Branch Office1121 S Magnolia St Ste 900Woodville, TX 75979-5673
Branch Office333 Highway 96 SSilsbee, TX 77656-4807
Branch Office155 W Monroe StKountze, TX 77625-7613
Branch Office199 S LHS DrLumberton, TX 77657

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