Education First Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.30%	5-year CD	5 Year Interest Paid Monthly CD 2.35% - Synchrony Bank 60 Month CD
1.00%	1-year CD	1 Year Interest Paid Monthly CD 1.50% - Ally Bank No Penalty 11-Month CD
0.25%	Savings	Special Savings Account 1.15% - CIT Bank Spring Savings

View all Education First Federal Credit Union rates »

Overview / Commentary

www.educationfirstfcu.org

800-456-4684

7025 Eastex Fwy
Beaumont, TX 77706-6515

Education First Federal Credit Union is headquartered in Beaumont and is the 57^th largest credit union in the state of Texas. It is also the 672^nd largest credit union in the nation. It was established in 1952 and as of March of 2017, it had grown to 116 employees and 35,072 members at 10 locations. Education First Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Education First Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler. Membership is also open to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
See current membership details

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Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24470
Year Chartered	1952
Employees	116
Primary Regulator

Profit Margin
Return on Assets - YTD	0.39%
Return on Equity - YTD	4.06%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$363.5MM$349.6MM
Loans	Q1 2017vs Q1 2016	$178.3MM$177.8MM
Deposits	Q1 2017vs Q1 2016	$325.0MM$312.5MM
Equity Capital	Q1 2017vs Q1 2016	$34.8MM$34.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.7MM$1.3MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$1.8MM$2.5MM
Real Estate Owned	Q1 2017vs Q1 2016	$112.00K$1,000

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	-	-	IRA Share Savings
0.70%	-	-	Roth IRA Share Savings
0.70%	-	-	Coverdell Education Savings Account
0.50%	-	-	Christmas Club
0.50%	-	-	Vacation Club
0.25%	$25	-	Regular Share Account
0.25%	$25	-	Special Savings Account

Education First Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.35% → $2k - $20k \| 0.40% → $20k - $50k

Education First Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2k	-	Checking Account

Education First Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^*	$50k^*	-	5 Year Compounded Interest CD
OTHER TIERS: 2.10% → $500 - $25k \| 2.20% → $25k - $50k
2.30%^*	$50k^*	-	5 Year Interest Paid Monthly CD
OTHER TIERS: 2.10% → $500 - $25k \| 2.20% → $25k - $50k
1.50%^*	$50k^*	-	3 Year Compounded Interest CD
OTHER TIERS: 1.30% → $500 - $25k \| 1.40% → $25k - $50k
1.50%^*	$50k^*	-	3 Year Interest Paid Monthly CD
OTHER TIERS: 1.30% → $500 - $25k \| 1.40% → $25k - $50k
1.25%^*	$50k^*	-	2 Year Compounded Interest CD
OTHER TIERS: 1.05% → $500 - $25k \| 1.15% → $25k - $50k
1.25%^*	$50k^*	-	2 Year Interest Paid Monthly CD
OTHER TIERS: 1.05% → $500 - $25k \| 1.15% → $25k - $50k
1.00%^*	$50k^*	-	1 Year Compounded Interest CD
OTHER TIERS: 0.80% → $500 - $25k \| 0.90% → $25k - $50k
1.00%^*	$50k^*	-	1 Year Interest Paid Monthly CD
OTHER TIERS: 0.80% → $500 - $25k \| 0.90% → $25k - $50k
0.60%^*	$50k^*	-	6 Month Compounded Interest CD
OTHER TIERS: 0.40% → $500 - $25k \| 0.50% → $25k - $50k
0.60%^*	$50k^*	-	6 Month Interest Paid Monthly CD
OTHER TIERS: 0.40% → $500 - $25k \| 0.50% → $25k - $50k
0.50%^*	$50k^*	-	3 Month Compounded Interest CD
OTHER TIERS: 0.30% → $500 - $25k \| 0.40% → $25k - $50k
0.50%^*	$50k^*	-	3 Month Interest Paid Monthly CD
OTHER TIERS: 0.30% → $500 - $25k \| 0.40% → $25k - $50k

Locations

Education First Federal Credit Union Locations
Branch Office	1125 S Wheeler St	Jasper, TX 75951-5117
Branch Office	520 S Magnolia St	Woodville, TX 75979-5527
Branch Office	3831 Phelan Blvd	Beaumont, TX 77707
Branch Office	4695 Rolfe Christopher Dr	Beaumont, TX 77705-5511
Branch Office	155 W Monroe St	Kountze, TX 77625-7613
Branch Office	333 Highway 96 S	Silsbee, TX 77656-4807
Branch Office	1380 N Main St	Vidor, TX 77662-3727
Branch Office	6885 Eastex Fwy	Beaumont, TX 77706-6514
Branch Office	7025 Eastex Fwy	Beaumont, TX 77706-6515
Branch Office	1005 S Margaret Ave	Kirbyville, TX 75956