Education First Federal Credit Union

Overview / Commentary
7025 Eastex Fwy
Beaumont, TX 77706

Education First Federal Credit Union is headquartered in Beaumont and is the 56th largest credit union in the state of Texas. It is also the 635th largest credit union in the nation. It was established in 1952 and as of March of 2024, it had grown to 160 employees and 32,719 members at 8 locations. Education First Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Education First Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Hardin, Jasper, Jefferson, Newton, Orange, or Tyler. Membership is also open to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
See current membership details


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Health Grade Components

NCUA #24470
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD-0.29%
Return on Equity - YTD-5.39%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$635.9MM$605MM
LoansQ1 2024vs Q1 2023$388.4MM$366.4MM
DepositsQ1 2024vs Q1 2023$543.3MM$527.4MM
Equity CapitalQ1 2024vs Q1 2023$34.2MM$30.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.7MM$1.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$5MM$3.4MM
Real Estate OwnedQ1 2024vs Q1 2023$96K$0
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Always verify rates and promotions with the bank or credit union. We are not Education First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Federal Credit Union Savings Account Rates

0.20%$25-Regular Share Account
0.20%$25-Special Savings Account
0.20%$0-Christmas Club
0.20%$25-IRA Share Savings
0.20%$0-Vacation Club

Education First Federal Credit Union Money Market Rates

1.76%*$250k*-Money Market Account
OTHER TIERS: 0.60% $2k - $20k | 0.70% $20k - $50k | 0.80% $50k - $250k

Education First Federal Credit Union Checking Account Rates

0.05%$2k-Checking Account

Education First Federal Credit Union CD Rates

5.10%$500-9 Month CD Special
4.59%$500-1 Year CD
4.07%$500-6 Month CD
3.56%$500-2 Year CD
3.56%$500-3 Year CD
3.56%$500-5 Year CD
2.53%$500-3 Month CD

Education First Federal Credit Union Locations
Branch Office2014 S Wheeler StJasper, TX 75951-5624
Branch Office4350 Laurel StBeaumont, TX 77707-0001
Branch Office4695 Rolfe Christopher DrBeaumont, TX 77705-5511
Branch Office6885 Eastex FwyBeaumont, TX 77706-6514
Branch Office1121 S Magnolia St Ste 900Woodville, TX 75979-5673
Branch Office333 Highway 96 SSilsbee, TX 77656-4807
Branch Office155 W Monroe StKountze, TX 77625-7613
Branch Office199 S LHS DrLumberton, TX 77657

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