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Overview / Commentary
7025 Eastex Fwy
Beaumont, TX 77706-6515

Education First Federal Credit Union is headquartered in Beaumont and is the 53rd largest credit union in the state of Texas. It is also the 632nd largest credit union in the nation. It was established in 1952 and as of December of 2017, it had grown to 119 employees and 34,311 members at 9 locations. Education First Federal Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Education First Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler. Membership is also open to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
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Health Grade Components

NCUA #24470
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.52%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$410.6MM$353.6MM
LoansQ4 2017vs Q4 2016$185.0MM$176.5MM
DepositsQ4 2017vs Q4 2016$371.2MM$315.5MM
Equity CapitalQ4 2017vs Q4 2016$35.0MM$34.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.6MM$1.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.9MM$2.7MM
Real Estate OwnedQ4 2017vs Q4 2016$0$197.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Federal Credit Union Savings Account Rates

0.70%--IRA Share Savings
0.50%--Christmas Club
0.50%--Vacation Club
0.25%$25-Regular Share Account
0.25%$25-Special Savings Account

Education First Federal Credit Union Money Market Rates

0.60%*$50k*-Money Market Account
OTHER TIERS: 0.40% $2k - $20k | 0.50% $20k - $50k

Education First Federal Credit Union Checking Account Rates

0.15%$2k-Checking Account

Education First Federal Credit Union CD Rates

2.30%*$50k*-5 Year CD
OTHER TIERS: 2.10% $500 - $25k | 2.20% $25k - $50k
1.60%*$50k*-3 Year CD
OTHER TIERS: 1.40% $500 - $25k | 1.50% $25k - $50k
1.35%*$50k*-2 Year CD
OTHER TIERS: 1.15% $500 - $25k | 1.25% $25k - $50k
1.10%*$50k*-1 Year CD
OTHER TIERS: 0.90% $500 - $25k | 1.00% $25k - $50k
0.80%*$50k*-6 Month CD
OTHER TIERS: 0.60% $500 - $25k | 0.70% $25k - $50k
0.70%*$50k*-3 Month CD
OTHER TIERS: 0.50% $500 - $25k | 0.60% $25k - $50k

Education First Federal Credit Union Locations
Branch Office1125 S Wheeler StJasper, TX 75951-5117
Branch Office520 S Magnolia StWoodville, TX 75979-5527
Branch Office4350 Laurel StBeaumont, TX 77707-0001
Branch Office4695 Rolfe Christopher DrBeaumont, TX 77705-5511
Branch Office155 W Monroe StKountze, TX 77625-7613
Branch Office333 Highway 96 SSilsbee, TX 77656-4807
Branch Office6885 Eastex FwyBeaumont, TX 77706-6514
Branch Office7025 Eastex FwyBeaumont, TX 77706-6515
Branch Office1005 S Margaret AveKirbyville, TX 75956