Education First Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.31%	5-year CD	5 Year Interest Paid Monthly CD 1.85% - Synchrony Bank 60 Month CD
0.80%	1-year CD	1 Year Interest Paid Monthly CD 1.05% - Ally Bank High Yield 12-Month CD
0.25%	Savings	Special Savings Account 1.00% - Ally Bank Online Savings Account

View all Education First Federal Credit Union rates »

Overview / Commentary

www.educationfirstfcu.org

800-456-4684

7025 Eastex Fwy
Beaumont, TX 77706-6515

Education First Federal Credit Union is headquartered in Beaumont and is the 58^th largest credit union in the state of Texas. It is also the 666^th largest credit union in the nation. It was established in 1952 and as of June of 2016, it had grown to 112 employees and 34,665 members at 10 locations. Education First Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler or to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
See current membership details

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Health

A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	24470
Year Chartered	1952
Employees	112
Primary Regulator

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	4.85%
Annual Interest Income	$6.7MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$353.2MM$337.9MM
Loans	Q2 2016vs Q2 2015	$176.7MM$174.0MM
Deposits	Q2 2016vs Q2 2015	$314.4MM$298.3MM
Equity Capital	Q2 2016vs Q2 2015	$34.8MM$34.8MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.4MM$1.1MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$2.3MM$1.4MM
Real Estate Owned	Q2 2016vs Q2 2015	$2.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	-	-	IRA Share Savings
0.70%	-	-	Roth IRA Share Savings
0.70%	-	-	Coverdell Education Savings Account
0.50%	-	-	Christmas Club
0.50%	-	-	Vacation Club
0.25%	$25	-	Regular Share Account
0.25%	$25	-	Special Savings Account

Education First Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$20k^*	-	Money Market Checking
OTHER TIERS: 0.15% → $2k - $20k

Education First Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2k	-	Checking Account

Education First Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.31%^*	$50k^*	-	5 Year Compounded Interest CD
OTHER TIERS: 2.11% → $500 - $25k \| 2.21% → $25k - $50k
2.31%^*	$50k^*	-	5 Year Interest Paid Monthly CD
OTHER TIERS: 2.11% → $500 - $25k \| 2.21% → $25k - $50k
1.41%^*	$50k^*	-	3 Year Compounded Interest CD
OTHER TIERS: 1.20% → $500 - $25k \| 1.31% → $25k - $50k
1.41%^*	$50k^*	-	3 Year Interest Paid Monthly CD
OTHER TIERS: 1.20% → $500 - $25k \| 1.31% → $25k - $50k
1.10%^*	$50k^*	-	2 Year Compounded Interest CD
OTHER TIERS: 0.90% → $500 - $25k \| 1.00% → $25k - $50k
1.10%^*	$50k^*	-	2 Year Interest Paid Monthly CD
OTHER TIERS: 0.90% → $500 - $25k \| 1.00% → $25k - $50k
0.80%^*	$50k^*	-	1 Year Compounded Interest CD
OTHER TIERS: 0.60% → $500 - $25k \| 0.70% → $25k - $50k
0.80%^*	$50k^*	-	1 Year Interest Paid Monthly CD
OTHER TIERS: 0.60% → $500 - $25k \| 0.70% → $25k - $50k
0.60%^*	$50k^*	-	6 Month Compounded Interest CD
OTHER TIERS: 0.40% → $500 - $25k \| 0.50% → $25k - $50k
0.60%^*	$50k^*	-	6 Month Interest Paid Monthly CD
OTHER TIERS: 0.40% → $500 - $25k \| 0.50% → $25k - $50k
0.50%^*	$50k^*	-	3 Month Compounded Interest CD
OTHER TIERS: 0.30% → $500 - $25k \| 0.40% → $25k - $50k
0.50%^*	$50k^*	-	3 Month Interest Paid Monthly CD
OTHER TIERS: 0.30% → $500 - $25k \| 0.40% → $25k - $50k

Locations

Education First Federal Credit Union Locations
Branch Office	1125 S Wheeler St	Jasper, TX 75951-5117
Branch Office	520 S Magnolia St	Woodville, TX 75979-5527
Branch Office	3831 Phelan Blvd	Beaumont, TX 77707
Branch Office	4695 Rolfe Christopher Dr	Beaumont, TX 77705-5511
Branch Office	155 W Monroe St	Kountze, TX 77625-7613
Branch Office	333 Highway 96 S	Silsbee, TX 77656-4807
Branch Office	1380 N Main St	Vidor, TX 77662-3727
Branch Office	6885 Eastex Fwy	Beaumont, TX 77706-6514
Branch Office	7025 Eastex Fwy	Beaumont, TX 77706-6515
Branch Office	1005 S Margaret Ave	Kirbyville, TX 75956