Education First Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.35%	5-year CD	5 Year CD 3.00% - American Express National Bank 60 Month CD
1.25%	1-year CD	1 Year CD 2.45% - Synchrony Bank 12 Month CD
0.35%	Savings	Special Savings Account 1.80% - American Express National Bank High Yield Savings Account

View all Education First Federal Credit Union rates »

Overview / Commentary

www.educationfirstfcu.org

409-898-3770

7025 Eastex Fwy
Beaumont, TX 77706-6515

Education First Federal Credit Union is headquartered in Beaumont and is the 54^th largest credit union in the state of Texas. It is also the 633^rd largest credit union in the nation. It was established in 1952 and as of June of 2018, it had grown to 122 employees and 35,957 members at 10 locations. Education First Federal Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Education First Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler. Membership is also open to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
See current membership details

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Health

A

Data as of Q2 2018

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Health Grade Components

Overall
NCUA #	24470
Year Chartered	1952
Employees	122
Primary Regulator

Profit Margin
Return on Assets - YTD	0.08%
Return on Equity - YTD	0.94%
Annual Interest Income	$6.8MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$418.2MM$367.9MM
Loans	Q2 2018vs Q2 2017	$194.2MM$179.6MM
Deposits	Q2 2018vs Q2 2017	$376.1MM$329.2MM
Equity Capital	Q2 2018vs Q2 2017	$36.5MM$35.1MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.5MM$1.7MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.1MM$1.8MM
Real Estate Owned	Q2 2018vs Q2 2017	$0$111.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education First Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$25	-	IRA Share Savings
0.50%	-	-	Christmas and Vacation Clubs
0.35%	$25	-	Regular Share Account
0.35%	$25	-	Special Savings Account

Education First Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.45% → $2k - $20k \| 0.55% → $20k - $50k

Education First Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$2k	-	Checking Account

Education First Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.35%^*	$50k^*	-	5 Year CD
OTHER TIERS: 2.15% → $500 - $25k \| 2.25% → $25k - $50k
1.85%^*	$50k^*	-	3 Year CD
OTHER TIERS: 1.60% → $500 - $25k \| 1.75% → $25k - $50k
1.60%^*	$50k^*	-	2 Year CD
OTHER TIERS: 1.35% → $500 - $25k \| 1.50% → $25k - $50k
1.25%^*	$50k^*	-	1 Year CD
OTHER TIERS: 1.00% → $500 - $25k \| 1.15% → $25k - $50k
0.90%^*	$50k^*	-	6 Month CD
OTHER TIERS: 0.65% → $500 - $25k \| 0.75% → $25k - $50k
0.75%^*	$50k^*	-	3 Month CD
OTHER TIERS: 0.55% → $500 - $25k \| 0.65% → $25k - $50k

Locations

Cities: Beaumont, Jasper, Kirbyville, Kountze, Silsbee, Woodville

Beaumont Branches
Branch Office	4350 Laurel St	Beaumont, TX 77707-0001
Branch Office	4695 Rolfe Christopher Dr	Beaumont, TX 77705-5511
Branch Office	6885 Eastex Fwy	Beaumont, TX 77706-6514
Branch Office	7025 Eastex Fwy	Beaumont, TX 77706-6515
Corporate Office	740 Fannin St	Beaumont, TX 77701

Jasper Branches
Branch Office	1125 S Wheeler St	Jasper, TX 75951-5117

Kirbyville Branches
Branch Office	1005 S Margaret Ave	Kirbyville, TX 75956

Kountze Branches
Branch Office	155 W Monroe St	Kountze, TX 77625-7613

Silsbee Branches
Branch Office	333 Highway 96 S	Silsbee, TX 77656-4807

Woodville Branches
Branch Office	520 S Magnolia St	Woodville, TX 75979-5527

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