Education First Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.30% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.10% | 1-year CD | 1 Year CD |
| 0.25% | Savings | Special Savings Account |
Education First Federal Credit Union is headquartered in Beaumont and is the 53rd largest credit union in the state of Texas. It is also the 632nd largest credit union in the nation. It was established in 1952 and as of December of 2017, it had grown to 119 employees and 34,311 members at 9 locations. Education First Federal Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Education First Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler. Membership is also open to current or retired employee of the East Chambers or High Island Independent School Districts and immediate family of current members.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24470 |
| Year Chartered | 1952 |
| Employees | 119 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.31% |
| Return on Equity - YTD | 3.52% |
| Annual Interest Income | $13.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $410.6MM$353.6MM |
| Loans | Q4 2017vs Q4 2016 | $185.0MM$176.5MM |
| Deposits | Q4 2017vs Q4 2016 | $371.2MM$315.5MM |
| Equity Capital | Q4 2017vs Q4 2016 | $35.0MM$34.3MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.6MM$1.7MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.9MM$2.7MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$197.00K |
Always verify rates and promotions with the bank or credit union. We are not Education First Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Education First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.70% | - | - | IRA Share Savings | |
| 0.50% | - | - | Christmas and Vacation Clubs | |
| 0.25% | $25 | - | Regular Share Account | |
| 0.25% | $25 | - | Special Savings Account |
Education First Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.40% → $2k - $20k | 0.50% → $20k - $50k | |||||
Education First Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2k | - | Checking Account |
Education First Federal Credit Union CD Rates
| Education First Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1125 S Wheeler St | Jasper, TX 75951-5117 |
| Branch Office | 520 S Magnolia St | Woodville, TX 75979-5527 |
| Branch Office | 4350 Laurel St | Beaumont, TX 77707-0001 |
| Branch Office | 4695 Rolfe Christopher Dr | Beaumont, TX 77705-5511 |
| Branch Office | 155 W Monroe St | Kountze, TX 77625-7613 |
| Branch Office | 333 Highway 96 S | Silsbee, TX 77656-4807 |
| Branch Office | 6885 Eastex Fwy | Beaumont, TX 77706-6514 |
| Branch Office | 7025 Eastex Fwy | Beaumont, TX 77706-6515 |
| Branch Office | 1005 S Margaret Ave | Kirbyville, TX 75956 |