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Education Plus Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.78%5-year CD5 Year CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
0.35%1-year CD1 Year CD
1.35% - Ally Bank High Yield 12-Month CDAdvertisement
0.08%SavingsAll Purpose Savings
1.05% - Barclays Online Savings AccountAdvertisement
View all Education Plus Credit Union rates »

Overview / Commentary
www.edpluscu.com
734-242-3765
15470 S Telegraph Rd
Monroe, MI 48161-5532

Education Plus Credit Union is headquartered in Monroe and is the 92nd largest credit union in the state of Michigan. It is also the 1,498th largest credit union in the nation. It was established in 1957 and as of December of 2016, it had grown to 23 employees and 14,362 members at 2 locations. Education Plus Credit Union has an A health rating.

Field of Membership Restrictions

Education Plus Credit Union of Michigan is open to any employees of the businesses within a 25-mile distance of the main credit union office in any direction, members that were carried over from mergers, people that qualify for membership under the original field of membership, and all public school employees throughout the state,
See current membership details

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Health
A

Data as of Q4 2016

Learn why bank health matters

Health Grade Components

Overall
NCUA #62008
Year Chartered1957
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD11.3%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$109.5MM$102.1MM
LoansQ4 2016vs Q4 2015$63.5MM$55.4MM
DepositsQ4 2016vs Q4 2015$92.0MM$86.7MM
Equity CapitalQ4 2016vs Q4 2015$16.9MM$15.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$358.00K$605.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$998.00K$444.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education Plus Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.24%*-$25kLiquid Gold Savings
OTHER TIERS: 0.08% → $25k+
0.24%--Variable Rate IRA
0.10%*-$2kPlus Savings
OTHER TIERS: 0.03% → $2k+
0.08%--Regular Savings
0.08%--All Purpose Savings
0.06%--Holiday Savings Club

Education Plus Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.78%*$25k*-5 Year CD
OTHER TIERS: 1.20% → $2k - $5k | 1.58% → $5k - $10k | 1.68% → $10k - $25k
1.40%*$25k*-4 Year CD
OTHER TIERS: 1.00% → $2k - $5k | 1.30% → $5k - $10k | 1.35% → $10k - $25k
0.90%*$25k*-3 Year CD
OTHER TIERS: 0.60% → $2k - $5k | 0.80% → $5k - $10k | 0.85% → $10k - $25k
0.70%*$25k*-2 Year CD
OTHER TIERS: 0.45% → $2k - $5k | 0.50% → $5k - $10k | 0.60% → $10k - $25k
0.60%$250-2 Year Youth CD
0.35%$250-1 Year Youth CD
0.35%*$25k*-1 Year CD
OTHER TIERS: 0.25% → $2k - $10k | 0.30% → $10k - $25k

Education Plus Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.78%*$25k*-5 Year Fixed Rate IRA
OTHER TIERS: 1.68% → $2k - $25k
1.40%*$25k*-4 Year Fixed Rate IRA
OTHER TIERS: 1.35% → $2k - $25k
0.85%*$25k*-3 Year Fixed Rate IRA
OTHER TIERS: 0.80% → $2k - $25k
0.70%*$25k*-2 Year Fixed Rate IRA
OTHER TIERS: 0.55% → $2k - $25k
0.45%*$25k*-1 Year Fixed Rate IRA
OTHER TIERS: 0.25% → $2k - $25k
Locations


Education Plus Credit Union Locations
Branch Office15470 S Telegraph RdMonroe, MI 48161-5532
Branch Office3558 Sterns RdLambertville, MI 48144-9577