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Overview / Commentary
15470 S Telegraph Rd
Monroe, MI 48161-5532

Education Plus Credit Union is headquartered in Monroe and is the 88th largest credit union in the state of Michigan. It is also the 1,458th largest credit union in the nation. It was established in 1957 and as of December of 2017, it had grown to 21 employees and 14,633 members at 2 locations. Education Plus Credit Union has an A health rating.

Field of Membership Restrictions

Education Plus Credit Union of Michigan is open to any employees of the businesses within a 25-mile distance of the main credit union office in any direction, members that were carried over from mergers, people that qualify for membership under the original field of membership, and all public school employees throughout the state,
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Health Grade Components

NCUA #62008
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD1.49%
Return on Equity - YTD9.17%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$115.5MM$109.5MM
LoansQ4 2017vs Q4 2016$68.7MM$63.5MM
DepositsQ4 2017vs Q4 2016$96.3MM$92.0MM
Equity CapitalQ4 2017vs Q4 2016$18.6MM$16.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$407.00K$358.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.2MM$998.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Education Plus Credit Union Savings Account Rates

0.24%*$25k*-Liquid Gold Savings
OTHER TIERS: 0.08% Up to $25k
0.15%--Variable Rate IRA
0.10%--Holiday Savings Club
0.10%*$2k*-Plus Savings
OTHER TIERS: 0.03% Up to $2k
0.08%--Regular Savings
0.08%--All Purpose Savings

Education Plus Credit Union CD Rates

2.05%*$25k*-5 Year CD
OTHER TIERS: 1.88% $2k - $5k | 1.93% $5k - $10k | 2.00% $10k - $25k
1.40%*$25k*-4 Year CD
OTHER TIERS: 1.25% $2k - $5k | 1.30% $5k - $10k | 1.35% $10k - $25k
1.20%*$25k*-3 Year CD
OTHER TIERS: 0.90% $2k - $5k | 1.00% $5k - $10k | 1.10% $10k - $25k
1.00%*$25k*-2 Year CD
OTHER TIERS: 0.70% $2k - $5k | 0.80% $5k - $10k | 0.90% $10k - $25k
0.80%*$25k*-1 Year CD
OTHER TIERS: 0.50% $2k - $5k | 0.60% $5k - $10k | 0.70% $10k - $25k
0.70%$250-2 Year Youth CD
0.50%$250-1 Year Youth CD

Education Plus Credit Union IRA Rates

2.03%*$25k*-5 Year Fixed Rate IRA
OTHER TIERS: 1.99% $2k - $25k
1.40%*$25k*-4 Year Fixed Rate IRA
OTHER TIERS: 1.35% $2k - $25k
1.20%*$25k*-3 Year Fixed Rate IRA
OTHER TIERS: 1.15% $2k - $25k
1.00%*$25k*-2 Year Fixed Rate IRA
OTHER TIERS: 0.95% $2k - $25k
0.80%*$25k*-1 Year Fixed Rate IRA
OTHER TIERS: 0.75% $2k - $25k

Education Plus Credit Union Locations
Branch Office15470 S Telegraph RdMonroe, MI 48161-5532
Branch Office3558 Sterns RdLambertville, MI 48144-9577