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Educational Community Alliance Credit Union

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CURRENT TOP RATE

48 Month CD - Paid Monthly

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	Reward Checking	Ultimate Rewards Checking 1.82% - National Average
0.60%	1-year CD	12 Month CD - Paid Quarterly 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Special Share Savings 1.15% - CIT Bank Spring Savings

View all Educational Community Alliance Credit Union rates »

Overview / Commentary

www.educacu.com

419-381-2323

3845 Angola Rd
Toledo, OH 43615

Educational Community Alliance Credit Union is headquartered in Toledo and is the 102^nd largest credit union in the state of Ohio. It is also the 2,462^nd largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 11 employees and 5,641 members at 2 locations. Educational Community Alliance Credit Union has a B+ health rating.

Field of Membership Restrictions

Educational Community Alliance Credit Union of Ohio is open to the current and retired educators, administrators, faculty, staff, and employees affiliated with the educational field throughout Toledo and its surrounding areas. Membership also extends to include the family members of current credit union members.
See current membership details

Related Posts

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2008

1/26 - 5.30% 48-Month / 5.15% 24-Month CD at an Ohio Credit Union (TPS).

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Educational Community Alliance Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	68181
Year Chartered	1934
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	0.3%
Return on Equity - YTD	2.89%
Annual Interest Income	$383.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$44.9MM$42.0MM
Loans	Q1 2017vs Q1 2016	$22.4MM$20.2MM
Deposits	Q1 2017vs Q1 2016	$40.0MM$37.2MM
Equity Capital	Q1 2017vs Q1 2016	$4.6MM$4.5MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$276.00K$238.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$97.00K$112.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educational Community Alliance Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	IRA Savings
0.25%	-	-	Coverdell Education Savings (ESA)
0.10%	-	-	Share Savings
0.10%	-	-	Vacation Club
0.10%	-	-	Holiday Club
0.10%	-	-	Special Share Savings

Educational Community Alliance Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$50k^*	-	Extra Credit Money Market Savings
OTHER TIERS: 0.10% → Up to $2,500 \| 0.12% → $2,500 - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k

Educational Community Alliance Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	-	$5k	Ultimate Rewards Checking
OTHER TIERS: 0.05% → $5k+
0.05%	-	-	Checking Account

Educational Community Alliance Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.40%	$500	-	48 Month CD - Paid Monthly
1.40%	$500	-	48 Month CD - Paid Quarterly
1.20%	$500	-	36 Month CD - Paid Monthly
1.20%	$500	-	36 Month CD - Paid Quarterly
1.00%	$500	-	24 Month CD - Paid Monthly
1.00%	$500	-	24 Month CD - Paid Quarterly
0.85%	$500	-	18 Month CD - Paid Monthly
0.85%	$500	-	18 Month CD - Paid Quarterly
0.60%	$500	-	12 Month CD - Paid Monthly
0.60%	$500	-	12 Month CD - Paid Quarterly
0.15%	$500	-	6 Month CD - Paid Monthly
0.15%	$500	-	9 Month CD - Paid Monthly
0.15%	$500	-	6 Month CD - Paid Quarterly
0.15%	$500	-	9 Month CD - Paid Quarterly

Educational Community Alliance Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.40%	$500	-	48 Month CESA
1.40%	$500	-	48 Month IRA - Paid Monthly
1.40%	$500	-	48 Month IRA - Paid Quarterly
1.20%	$500	-	36 Month CESA
1.20%	$500	-	36 Month IRA - Paid Monthly
1.20%	$500	-	36 Month IRA - Paid Quarterly
1.00%	$500	-	24 Month CESA
1.00%	$500	-	24 Month IRA - Paid Monthly
1.00%	$500	-	24 Month IRA - Paid Quarterly
0.85%	$500	-	18 Month CESA
0.85%	$500	-	18 Month IRA - Paid Monthly
0.85%	$500	-	18 Month IRA - Paid Quarterly
0.60%	$500	-	12 Month CESA
0.60%	$500	-	12 Month IRA - Paid Monthly
0.60%	$500	-	12 Month IRA - Paid Quarterly
0.15%	$500	-	6 Month CESA
0.15%	$500	-	9 Month CESA
0.15%	$500	-	6 Month IRA - Paid Monthly
0.15%	$500	-	6 Month IRA - Paid Quarterly
0.15%	$500	-	9 Month IRA - Paid Monthly
0.15%	$500	-	9 Month IRA - Paid Quarterly

Locations

Educational Community Alliance Credit Union Locations
Branch Office	3845 Angola Rd	Toledo, OH 43615
Branch Office	3384 Elm St	Toledo, OH 43608