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Featured Accounts

Educational Community Alliance Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%Reward CheckingUltimate Rewards Checking
0.20%1-year CD12 Month CD - Paid Quarterly
0.10%SavingsSpecial Share Savings

Overview / Commentary
419-381-2323
3845 Angola Rd
Toledo, OH 43615

Educational Community Alliance Credit Union is headquartered in Toledo and is the 106th largest credit union in the state of Ohio. It is also the 2,514th largest credit union in the nation. It was established in 1934 and as of March of 2016, it had grown to 12 employees and 5,764 members at 2 locations. Educational Community Alliance Credit Union has a B+ health rating.

Field of Membership Restrictions

Educational Community Alliance Credit Union of Ohio is open to the current and retired educators, administrators, faculty, staff, and employees affiliated with the educational field throughout Toledo and its surrounding areas. Membership also extends to include the family members of current credit union members.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Educational Community Alliance Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68181
Year Chartered1934
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.44%
Annual Interest Income$354.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$42.0MM$42.5MM
LoansQ1 2016vs Q1 2015$20.2MM$21.7MM
DepositsQ1 2016vs Q1 2015$37.2MM$37.3MM
Equity CapitalQ1 2016vs Q1 2015$4.5MM$4.6MM
Loan Loss AllowanceQ1 2016vs Q1 2015$238.00K$120.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$112.00K$120.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$99.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educational Community Alliance Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Savings
0.25%--Coverdell Education Savings (ESA)
0.10%--Share Savings
0.10%--Vacation Club
0.10%--Holiday Club
0.10%--Special Share Savings

Educational Community Alliance Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Extra Credit Money Market Savings
OTHER TIERS: 0.10% Up to $2,500 | 0.12% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k

Educational Community Alliance Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$5kUltimate Rewards Checking
OTHER TIERS: 0.05% $5k+
0.05%--Checking Account

Educational Community Alliance Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-48 Month CD - Paid Monthly
1.00%$500-48 Month CD - Paid Quarterly
0.75%$500-36 Month CD - Paid Monthly
0.75%$500-36 Month CD - Paid Quarterly
0.40%$500-24 Month CD - Paid Monthly
0.40%$500-24 Month CD - Paid Quarterly
0.30%$500-18 Month CD - Paid Monthly
0.30%$500-18 Month CD - Paid Quarterly
0.20%$500-12 Month CD - Paid Monthly
0.20%$500-12 Month CD - Paid Quarterly
0.15%$500-6 Month CD - Paid Monthly
0.15%$500-9 Month CD - Paid Monthly
0.15%$500-6 Month CD - Paid Quarterly
0.15%$500-9 Month CD - Paid Quarterly

Educational Community Alliance Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-48 Month CESA
1.00%$500-48 Month IRA - Paid Monthly
1.00%$500-48 Month IRA - Paid Quarterly
0.75%$500-36 Month CESA
0.75%$500-36 Month IRA - Paid Monthly
0.75%$500-36 Month IRA - Paid Quarterly
0.40%$500-24 Month CESA
0.40%$500-24 Month IRA - Paid Monthly
0.40%$500-24 Month IRA - Paid Quarterly
0.30%$500-18 Month CESA
0.30%$500-18 Month IRA - Paid Monthly
0.30%$500-18 Month IRA - Paid Quarterly
0.20%$500-12 Month CESA
0.20%$500-12 Month IRA - Paid Monthly
0.20%$500-12 Month IRA - Paid Quarterly
0.15%$500-6 Month CESA
0.15%$500-9 Month CESA
0.15%$500-6 Month IRA - Paid Monthly
0.15%$500-6 Month IRA - Paid Quarterly
0.15%$500-9 Month IRA - Paid Monthly
0.15%$500-9 Month IRA - Paid Quarterly
Locations


Educational Community Alliance Credit Union Locations
Branch Office3845 Angola RdToledo, OH 43615
Branch Office3384 Elm StToledo, OH 43608