Educational Community Credit Union (MO)
Educational Community Credit Union (MO) is headquartered in Springfield and is the 32nd largest credit union in the state of Missouri. It is also the 2,096th largest credit union in the nation. It was established in 1938 and as of March of 2019, it had grown to 21 employees and 8,057 members at 3 locations. Educational Community Credit Union (MO) has a B health rating.
Field of Membership Restrictions
Educational Community Credit Union of Missouri is open to the educators and employees at any educational facility or public library, educational-affiliated organizations or sponsor program that serves public or private schools from elementary through college level, registered students, graduates, and alumni of any college or university, and the retired employees, faculty and staff that worked for any educational facility within the eligible Missouri Counties that are listed on the credit union website. Membership eligibility also extends to include the family members of eligible members.
See current membership details
Customer Service
My experience with customer service has been consistently excellent.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62589 |
| Year Chartered | 1938 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.18% |
| Return on Equity - YTD | 2.36% |
| Annual Interest Income | $541.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $63.4MM$61.5MM |
| Loans | Q1 2019vs Q1 2018 | $31.8MM$31.6MM |
| Deposits | Q1 2019vs Q1 2018 | $58.4MM$56.8MM |
| Equity Capital | Q1 2019vs Q1 2018 | $4.7MM$4.4MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $218.00K$526.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $391.00K$819.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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Educational Community Credit Union (MO) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Christmas Club | |
| 0.20% | $100 | - | Traditional IRA | |
| 0.20% | $100 | - | Roth IRA | |
| 0.10% | $100 | - | Share Savings |
Educational Community Credit Union (MO) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $2.5k | - | Money Market |
Educational Community Credit Union (MO) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 36 Month CD | |
| 0.75% | $500 | - | 24 Month CD | |
| 0.45% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 6 Month CD |
| Educational Community Credit Union (MO) Locations | ||
|---|---|---|
| Branch Office | 1440 State Highway 248 Suite A | Branson, MO 65616 |
| Branch Office | 1550 W Diane St | Ozark, MO 65721-8425 |
| Branch Office | 1221 E Grand St | Springfield, MO 65804 |