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Educational Community Credit Union (MO)

Popular Accounts at this Credit Union

0.45%1-year CD12 Month CD
0.10%SavingsShare Savings
1.00%3-year CD36 Month CD

Overview / Commentary
1221 E Grand St
Springfield, MO 65804

Educational Community Credit Union (MO) is headquartered in Springfield and is the 33rd largest credit union in the state of Missouri. It is also the 2,150th largest credit union in the nation. It was established in 1938 and as of December of 2016, it had grown to 22 employees and 7,972 members at 3 locations. Educational Community Credit Union (MO) has a C+ health rating.

Field of Membership Restrictions

Educational Community Credit Union of Missouri is open to the educators and employees at any educational facility or public library, educational-affiliated organizations or sponsor program that serves public or private schools from elementary through college level, registered students, graduates, and alumni of any college or university, and the retired employees, faculty and staff that worked for any educational facility within the eligible Missouri Counties that are listed on the credit union website. Membership eligibility also extends to include the family members of eligible members.
See current membership details

Reviews (1)

Customer Service

Posted by: Anonymous | Feb 26, 2011

My experience with customer service has been consistently excellent.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Educational Community Credit Union (MO) has a relatively low asset base.

Health Grade Components

NCUA #62589
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.13%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$58.4MM$57.2MM
LoansQ4 2016vs Q4 2015$30.0MM$26.7MM
DepositsQ4 2016vs Q4 2015$53.1MM$52.3MM
Equity CapitalQ4 2016vs Q4 2015$5.0MM$4.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$231.00K$124.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.0MM$327.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Educational Community Credit Union (MO) Savings Account Rates

0.20%--Christmas Club
0.20%$100-Traditional IRA
0.20%$100-Roth IRA
0.20%$100-Education Savings
0.10%$100-Share Savings

Educational Community Credit Union (MO) Money Market Rates

0.20%$2,500-Money Market

Educational Community Credit Union (MO) CD Rates

1.00%$500-36 Month CD
0.75%$500-24 Month CD
0.45%$1k-12 Month CD
0.25%$1k-6 Month CD

Educational Community Credit Union (MO) Locations
Branch Office1440 State Highway 248 Suite ABranson, MO 65616
Branch Office1550 W Diane StOzark, MO 65721-8425
Branch Office1221 E Grand StSpringfield, MO 65804