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Educational Community Credit Union (MO)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.45%1-year CD12 Month CD
0.10%SavingsShare Savings
1.00%3-year CD36 Month CD

Overview / Commentary
866-439-3220
1221 E Grand St
Springfield, MO 65804

Educational Community Credit Union (MO) is headquartered in Springfield and is the 32nd largest credit union in the state of Missouri. It is also the 2,124th largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 19 employees and 7,750 members at 3 locations. Educational Community Credit Union (MO) has a B health rating.

Field of Membership Restrictions

Educational Community Credit Union of Missouri is open to the educators and employees at any educational facility or public library, educational-affiliated organizations or sponsor program that serves public or private schools from elementary through college level, registered students, graduates, and alumni of any college or university, and the retired employees, faculty and staff that worked for any educational facility within the eligible Missouri Counties that are listed on the credit union website. Membership eligibility also extends to include the family members of eligible members.
See current membership details

Reviews (1)

Customer Service

Posted by: Anonymous | Feb 26, 2011

My experience with customer service has been consistently excellent.



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Educational Community Credit Union (MO) has a relatively low asset base.

Health Grade Components

Overall
NCUA #62589
Year Chartered1938
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.75%
Annual Interest Income$948.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$59.3MM$57.2MM
LoansQ2 2016vs Q2 2015$29.0MM$23.3MM
DepositsQ2 2016vs Q2 2015$53.9MM$52.3MM
Equity CapitalQ2 2016vs Q2 2015$5.1MM$4.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$132.00K$112.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$528.00K$228.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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Educational Community Credit Union (MO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Christmas Club
0.20%$100-Traditional IRA
0.20%$100-Roth IRA
0.20%$100-Education Savings
0.10%$100-Share Savings

Educational Community Credit Union (MO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Money Market

Educational Community Credit Union (MO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-36 Month CD
0.75%$500-24 Month CD
0.45%$1k-12 Month CD
0.25%$1k-6 Month CD
Locations


Educational Community Credit Union (MO) Locations
Branch Office1440 State Highway 248 Suite ABranson, MO 65616
Branch Office1550 W Diane StOzark, MO 65721-8425
Branch Office1221 E Grand StSpringfield, MO 65804