Educational Community Credit Union (MO)


Overview / Commentary
417-831-0534
1221 E Grand St
Springfield, MO 65804

Educational Community Credit Union (MO) is headquartered in Springfield and is the 37th largest credit union in the state of Missouri. It is also the 2,073rd largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 19 employees and 8,193 members at 2 locations. Educational Community Credit Union (MO)'s CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Educational Community Credit Union of Missouri is open to the educators and employees at any educational facility or public library, educational-affiliated organizations or sponsor program that serves public or private schools from elementary through college level, registered students, graduates, and alumni of any college or university, and the retired employees, faculty and staff that worked for any educational facility in the Missouri counties of Barry, Barton, Cedar, Christian, Dade, Dallas, Douglas, Greene, Howell, Jasper, Laclede, Lawrence, McDonald, Newton, Oregon, Ozark, Polk, Shannon, Stone, Taney, Texas, Vernon, Webster, or Wright. Membership eligibility also extends to include the family members of eligible members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Educational Community Credit Union (MO) has a relatively low asset base.

Health Grade Components

Overall
NCUA #62589
Year Chartered1938
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.9%
Annual Interest Income$815K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$76.3MM$77.2MM
LoansQ1 2025vs Q1 2024$46.2MM$58MM
DepositsQ1 2025vs Q1 2024$68.7MM$69.9MM
Equity CapitalQ1 2025vs Q1 2024$6.6MM$6.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$310K$464K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$392K$874K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Educational Community Credit Union (MO); we are a rate comparison website and cannot provide official rates or promotions.

Educational Community Credit Union (MO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Christmas Club
0.10%$100-Share Savings

Educational Community Credit Union (MO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2.5k-Money Market

Educational Community Credit Union (MO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-6 Month CD Special-New Money
3.00%$1k-12 Month CD
2.65%$500-36 Month CD
2.50%$500-24 Month CD

Educational Community Credit Union (MO) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-IRA Savings
0.20%$100-Roth IRA
Locations


Educational Community Credit Union (MO) Locations
Branch Office1550 W Diane StOzark, MO 65721-8425
Branch Office1221 E Grand StSpringfield, MO 65804

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.