Educational Community Credit Union (MO)


Overview / Commentary
417-831-0534
1221 E Grand St
Springfield, MO 65804

Educational Community Credit Union (MO) is headquartered in Springfield and is the 35th largest credit union in the state of Missouri. It is also the 2,103rd largest credit union in the nation. It was established in 1938 and as of December of 2019, it had grown to 21 employees and 7,904 members at 3 locations. Educational Community Credit Union (MO) has a B health rating.

Field of Membership Restrictions

Educational Community Credit Union of Missouri is open to the educators and employees at any educational facility or public library, educational-affiliated organizations or sponsor program that serves public or private schools from elementary through college level, registered students, graduates, and alumni of any college or university, and the retired employees, faculty and staff that worked for any educational facility within the eligible Missouri Counties that are listed on the credit union website. Membership eligibility also extends to include the family members of eligible members.
See current membership details

Reviews (1)

Customer Service

Posted by: |

My experience with customer service has been consistently excellent.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Educational Community Credit Union (MO) has a relatively low asset base.

Health Grade Components

Overall
NCUA #62589
Year Chartered1938
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD2.01%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$62.3MM$62.5MM
LoansQ4 2019vs Q4 2018$31.4MM$32.2MM
DepositsQ4 2019vs Q4 2018$57.1MM$57.5MM
Equity CapitalQ4 2019vs Q4 2018$4.8MM$4.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$181.00K$273.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$327.00K$488.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Educational Community Credit Union (MO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Christmas Club
0.20%$100-IRA Savings
0.20%$100-Roth IRA
0.10%$100-Share Savings

Educational Community Credit Union (MO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2.5k-Money Market

Educational Community Credit Union (MO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$500-36 Month CD
1.00%$500-24 Month CD
0.70%$1k-12 Month CD
0.50%$1k-6 Month CD
Locations


Educational Community Credit Union (MO) Locations
Branch Office1440 State Highway 248 Suite ABranson, MO 65616
Branch Office1550 W Diane StOzark, MO 65721-8425
Branch Office1221 E Grand StSpringfield, MO 65804

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