Educational & Governmental Employees Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.65% | 1-year CD | |
| 0.15% | Savings | 2.20% - Barclays Online Savings Account |
| 1.00% | 2-year CD | 1.67% - National Average |
Educational & Governmental Employees Federal Credit Union is headquartered in Hartsdale and is the 110th largest credit union in the state of New York. It is also the 2,236th largest credit union in the nation. It was established in 1937 and as of December of 2018, it had grown to 9 employees and 6,463 members at 2 locations. Educational & Governmental Employees Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees or retirees of the County of Westchester, Westchester Medical Center, the White Plains Board of Education, the New York State Police, and other select organizations.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2346 |
| Year Chartered | 1937 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 5.41% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $54.6MM$54.6MM |
| Loans | Q4 2018vs Q4 2017 | $15.2MM$15.1MM |
| Deposits | Q4 2018vs Q4 2017 | $48.4MM$48.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.1MM$5.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $207.00K$183.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $180.00K$109.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Educational & Governmental Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Educational & Governmental Employees Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45% | - | - | Traditional IRA Savings | ||
| 0.15%* | $500* | - | Share Savings | ||
| OTHER TIERS: 0.05% → Up to $500 | |||||
Educational & Governmental Employees Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $2.5k - $25k | |||||
Educational & Governmental Employees Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Share Draft/Checking |
Educational & Governmental Employees Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 24-36 Month CD | |
| 0.65% | $500 | - | 12-23 Month CD | |
| 0.45% | $500 | - | 6-11 Month CD |
Educational & Governmental Employees Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.45% | - | - | 24-36 Month IRA | |
| 1.00% | - | - | 12-23 Month IRA |
| Educational & Governmental Employees Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 333 N Central Ave Fl 2 | Hartsdale, NY 10530-1811 |
| Branch Office | 22 W 1st St Ste 311 | Mount Vernon, NY 10550-3069 |