Educational & Governmental Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.55%	1-year CD	12-23 Month CD 1.50% - Goldman Sachs Bank USA 12 Month CD
0.15%	Savings	Share Savings 1.20% - Goldman Sachs Bank USA Online Savings
0.90%	2-year CD	24-36 Month CD 1.65% - Goldman Sachs Bank USA 24 Month CD

View all Educational & Governmental Employees Federal Credit Union rates »

Overview / Commentary

www.egefcu.com

914-946-6200

333 N Central Ave Fl 2
Hartsdale, NY 10530-1811

Educational & Governmental Employees Federal Credit Union is headquartered in Hartsdale and is the 111^th largest credit union in the state of New York. It is also the 2,228^th largest credit union in the nation. It was established in 1937 and as of June of 2017, it had grown to 9 employees and 6,623 members at 2 locations. Educational & Governmental Employees Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees or retirees of the County of Westchester, Westchester Medical Center, the White Plains Board of Education, the New York State Police, and other select organizations.
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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Educational & Governmental Employees Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	2346
Year Chartered	1937
Employees	9
Primary Regulator

Profit Margin
Return on Assets - YTD	0.14%
Return on Equity - YTD	1.32%
Annual Interest Income	$734.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$55.4MM$53.2MM
Loans	Q2 2017vs Q2 2016	$14.5MM$13.9MM
Deposits	Q2 2017vs Q2 2016	$49.4MM$47.3MM
Equity Capital	Q2 2017vs Q2 2016	$5.8MM$5.8MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$107.00K$133.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$83.00K$121.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educational & Governmental Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	-	-	Traditional IRA Savings
0.15%^*	$500^*	-	Share Savings
OTHER TIERS: 0.05% → Up to $500

Educational & Governmental Employees Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.20% → $2,500 - $25k

Educational & Governmental Employees Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Share Draft/Checking

Educational & Governmental Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$500	-	24-36 Month CD
0.55%	$500	-	12-23 Month CD
0.35%	$500	-	6-11 Month CD

Educational & Governmental Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.35%	-	-	24-36 Month IRA
0.90%	-	-	12-23 Month IRA

Locations

Educational & Governmental Employees Federal Credit Union Locations
Branch Office	333 N Central Ave Fl 2	Hartsdale, NY 10530-1811
Branch Office	22 W 1st St Ste 311	Mount Vernon, NY 10550-3069