Educators Credit Union (TX) is headquartered in WACO and is the 59th largest credit union in the state of Texas. It is also the 696th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 39 employees and 27,781 members at 8 locations. Educators Credit Union (TX)'s CD rates are 4X the national average, and it boasts an A+ health rating.
Educators Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Bell, Bosque, Coryell, Falls, Hamilton, Hill, Lampasas, Limestone, or McLennan.
See current membership details
Overall | |
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NCUA # | 67611 |
Year Chartered | 1938 |
Employees | 39 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.81% |
Return on Equity - YTD | 9.4% |
Annual Interest Income | $5.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $570.3MM$552.1MM |
Loans | Q1 2025vs Q1 2024 | $150.5MM$163MM |
Deposits | Q1 2025vs Q1 2024 | $462MM$453.8MM |
Equity Capital | Q1 2025vs Q1 2024 | $107.5MM$97.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $274K$289K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $260K$249K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Educators Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | $0 | - | Regular Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.11% | $2.5k | - | Money Market Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $0 | - | Share Draft Checking | |
0.10% | $0 | - | College Choice Checking | |
0.10% | $0 | - | Direct Choice Checking | |
0.10% | $0 | - | Club 55+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.40% | $0 | - | IRA Savings |
Educators Credit Union (TX) Locations | ||
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Branch Office | 2400 Lake Shore Dr | Waco, TX 76708-1274 |
Branch Office | 501 S Hewitt Dr | Hewitt, TX 76643-3234 |
Branch Office | 501 W State Highway 6 | Waco, TX 76710-5589 |
Branch Office | 641 N Robinson Dr | Robinson, TX 76706 |
Branch Office | 100 Bolling Dr | Waco, TX 76705 |
Branch Office | 201 E Robertson Ave | Copperas Cove, TX 76522 |
Branch Office | 306 S Lovers Ln | Gatesville, TX 76528 |
Branch Office | 3201 S New Rd | Waco, TX 76706 |