Overview / Commentary
501 W STATE Highway 6
WACO, TX 76710-5589

Educators Credit Union (TX) is headquartered in WACO and is the 57th largest credit union in the state of Texas. It is also the 647th largest credit union in the nation. It was established in 1938 and as of June of 2018, it had grown to 54 employees and 27,280 members at 8 locations. Educators Credit Union (TX)'s money market rates are 70% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Educators Credit Union of Texas is open to the residents, registered students, and people maintaining employment within the Central Texas area, including these approved counties: McLennan, Bosque, Hill, Falls, Coryell, and Lampasas.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #67611
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD5.1%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$407.1MM$397.9MM
LoansQ2 2018vs Q2 2017$149.6MM$140.1MM
DepositsQ2 2018vs Q2 2017$340.0MM$334.3MM
Equity CapitalQ2 2018vs Q2 2017$66.3MM$62.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$430.00K$490.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$156.00K$418.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Educators Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educators Credit Union (TX) Savings Account Rates

0.45%--Regular Savings
0.45%--IRA Savings

Educators Credit Union (TX) Money Market Rates

0.75%*$75k*-Money Market Checking
OTHER TIERS: 0.60% $2.5k - $25k | 0.63% $25k - $50k | 0.72% $50k - $75k

Educators Credit Union (TX) Checking Account Rates

0.15%--Share Draft Checking
0.15%--College Choice Checking
0.15%--Direct Choice Checking
0.15%--Club 55+

Educators Credit Union (TX) CD Rates

1.92%$1k-60 Month CD
1.81%$1k-48 Month CD
1.71%$1k-36 Month CD
1.61%$1k-24 Month CD
1.51%$1k-12 Month CD
0.65%$5k-6 Month CD

Educators Credit Union (TX) IRA Rates

1.92%$1k-60 Month IRA
1.81%$1k-48 Month IRA
1.71%$1k-36 Month IRA
1.61%$1k-24 Month IRA
1.51%$1k-12 Month IRA

Educators Credit Union (TX) Locations
Branch Office2400 LAKE SHORE DRWACO, TX 76708-1274
Branch Office501 S HEWITT DRHEWITT, TX 76643-3234
Branch Office501 W STATE Highway 6WACO, TX 76710-5589
Branch Office641 N ROBINSON DrROBINSON, TX 76706
Branch Office100 BOLLING DrWACO, TX 76705
Branch Office201 E Robertson AveCOPPERAS COVE, TX 76522
Branch Office306 S LOVERS LnGATESVILLE, TX 76528
Branch Office3201 S New RdWaco, TX 76706

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.