Educators Credit Union (TX)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.56% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 1.51% | 1-year CD | 12 Month CD |
| 0.35% | Savings | Regular Savings |
Educators Credit Union (TX) is headquartered in WACO and is the 56th largest credit union in the state of Texas. It is also the 642nd largest credit union in the nation. It was established in 1938 and as of December of 2017, it had grown to 53 employees and 27,903 members at 9 locations. Educators Credit Union (TX)'s CD rates are 68% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Educators Credit Union of Texas is open to the residents, registered students, and people maintaining employment within the Central Texas area, including these approved counties: McLennan, Bosque, Hill, Falls, Coryell, and Lampasas.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67611 |
| Year Chartered | 1938 |
| Employees | 53 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 4.38% |
| Annual Interest Income | $9.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $401.3MM$390.7MM |
| Loans | Q4 2017vs Q4 2016 | $146.0MM$136.2MM |
| Deposits | Q4 2017vs Q4 2016 | $335.9MM$328.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $64.6MM$61.8MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $414.00K$455.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $284.00K$522.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Educators Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Educators Credit Union (TX) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | Regular Savings | |
| 0.35% | - | - | IRA Savings |
Educators Credit Union (TX) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $75k* | - | Money Market Checking | ||
| OTHER TIERS: 0.40% → $2,500 - $25k | 0.43% → $25k - $50k | 0.52% → $50k - $75k | |||||
Educators Credit Union (TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Share Draft Checking | |
| 0.15% | - | - | College Choice Checking | |
| 0.15% | - | - | Direct Choice Checking | |
| 0.15% | - | - | Club 55+ |
Educators Credit Union (TX) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $1k | - | 24 Month CD | |
| 1.56% | $1k | - | 60 Month CD | |
| 1.51% | $1k | - | 12 Month CD | |
| 1.36% | $1k | - | 48 Month CD | |
| 1.21% | $1k | - | 36 Month CD | |
| 0.65% | $5k | - | 6 Month CD |
Educators Credit Union (TX) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $1k | - | 24 Month IRA | |
| 1.56% | $1k | - | 60 Month IRA | |
| 1.51% | $1k | - | 12 Month IRA | |
| 1.36% | $1k | - | 48 Month IRA | |
| 1.21% | $1k | - | 36 Month IRA |
| Educators Credit Union (TX) Locations | ||
|---|---|---|
| Branch Office | 1210 LIVE OAK St | MARLIN, TX 76661 |
| Branch Office | 2400 LAKE SHORE DR | WACO, TX 76708-1274 |
| Branch Office | 501 S HEWITT DR | HEWITT, TX 76643-3234 |
| Branch Office | 501 W STATE Highway 6 | WACO, TX 76710-5589 |
| Branch Office | 641 N ROBINSON Dr | ROBINSON, TX 76706 |
| Branch Office | 100 BOLLING Dr | WACO, TX 76705 |
| Branch Office | 201 E Robertson Ave | COPPERAS COVE, TX 76522 |
| Branch Office | 306 S LOVERS Ln | GATESVILLE, TX 76528 |
| Branch Office | 3201 S New Rd | Waco, TX 76706 |