Educators Credit Union (TX)

Overview / Commentary
501 W State Highway 6
Waco, TX 76710

Educators Credit Union (TX) is headquartered in WACO and is the 59th largest credit union in the state of Texas. It is also the 686th largest credit union in the nation. It was established in 1938 and as of March of 2022, it had grown to 46 employees and 28,911 members at 8 locations. Educators Credit Union (TX) has an A+ health rating.

Field of Membership Restrictions

Educators Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Bell, Bosque, Coryell, Falls, Hamilton, Hill, Lampasas, Limestone, or McLennan.
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Health Grade Components

NCUA #67611
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD4.36%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$536.5MM$489.3MM
LoansQ1 2022vs Q1 2021$203.0MM$212.9MM
DepositsQ1 2022vs Q1 2021$455.1MM$411.2MM
Equity CapitalQ1 2022vs Q1 2021$80.6MM$77.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$384.00K$505.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$70.00K$444.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Educators Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educators Credit Union (TX) Savings Account Rates

0.15%--Regular Savings
0.15%--IRA Savings

Educators Credit Union (TX) Money Market Rates

0.27%*$75k*-Money Market Checking
OTHER TIERS: 0.20% $2.5k - $50k | 0.23% $50k - $75k

Educators Credit Union (TX) Checking Account Rates

0.10%--Share Draft Checking
0.10%--College Choice Checking
0.10%--Direct Choice Checking
0.10%--Club 55+

Educators Credit Union (TX) CD Rates

1.00%$1k-48 Month CD
1.00%$1k-60 Month CD
0.90%$1k-36 Month CD
0.75%$1k-24 Month CD
0.70%$1k-12 Month CD
0.30%$5k-6 Month CD

Educators Credit Union (TX) Locations
Branch Office2400 Lake Shore DrWaco, TX 76708-1274
Branch Office501 S Hewitt DrHewitt, TX 76643-3234
Branch Office501 W State Highway 6Waco, TX 76710-5589
Branch Office641 N Robinson DrRobinson, TX 76706
Branch Office100 Bolling DrWaco, TX 76705
Branch Office201 E Robertson AveCopperas Cove, TX 76522
Branch Office306 S Lovers LnGatesville, TX 76528
Branch Office3201 S New RdWaco, TX 76706

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