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Educators Credit Union (TX)


Overview / Commentary
254-776-7900
501 W STATE Highway 6
WACO, TX 76710-5589

Educators Credit Union (TX) is headquartered in WACO and is the 58th largest credit union in the state of Texas. It is also the 663rd largest credit union in the nation. It was established in 1938 and as of March of 2019, it had grown to 56 employees and 27,521 members at 8 locations. Educators Credit Union (TX)'s CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Educators Credit Union is open to those who live, work, or attend school in Bosque, Coryell, Falls, Hill, Lampasas, or McLennan counties.
See current membership details

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Health

Health Grade Components

Overall
NCUA #67611
Year Chartered1938
Employees56
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD6.94%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$406.7MM$403.1MM
LoansQ1 2019vs Q1 2018$158.1MM$146.5MM
DepositsQ1 2019vs Q1 2018$336.1MM$337.0MM
Equity CapitalQ1 2019vs Q1 2018$70.0MM$65.4MM
Loan Loss AllowanceQ1 2019vs Q1 2018$282.00K$459.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$191.00K$259.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Educators Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educators Credit Union (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Regular Savings
0.50%--IRA Savings

Educators Credit Union (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$75k*-Money Market Checking
OTHER TIERS: 0.60% $2.5k - $25k | 0.63% $25k - $50k | 0.72% $50k - $75k

Educators Credit Union (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Share Draft Checking
0.15%--College Choice Checking
0.15%--Direct Choice Checking
0.15%--Club 55+

Educators Credit Union (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$1k-60 Month CD
2.22%$1k-48 Month CD
2.12%$1k-36 Month CD
2.02%$1k-24 Month CD
1.87%$1k-12 Month CD
1.16%$5k-6 Month CD
Locations


Educators Credit Union (TX) Locations
Branch Office2400 LAKE SHORE DRWACO, TX 76708-1274
Branch Office501 S HEWITT DRHEWITT, TX 76643-3234
Branch Office501 W STATE Highway 6WACO, TX 76710-5589
Branch Office641 N ROBINSON DrROBINSON, TX 76706
Branch Office100 BOLLING DrWACO, TX 76705
Branch Office201 E Robertson AveCOPPERAS COVE, TX 76522
Branch Office306 S LOVERS LnGATESVILLE, TX 76528
Branch Office3201 S New RdWaco, TX 76706

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