Featured Savings Rates
Featured Accounts

Educators Credit Union (TX)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.56%5-year CD60 Month CD
0.60%1-year CD12 Month CD
0.35%SavingsRegular Savings

Overview / Commentary
254-776-7900
501 W STATE Highway 6
WACO, TX 76710-5589

Educators Credit Union (TX) is headquartered in WACO and is the 52nd largest credit union in the state of Texas. It is also the 615th largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 55 employees and 30,206 members at 9 locations. Educators Credit Union (TX)'s money market rates are 25% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Educators Credit Union of Texas is open to the residents, registered students, and people maintaining employment within the Central Texas area, including these approved counties: McLennan, Bosque, Hill, Falls, Coryell, and Lampasas.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #67611
Year Chartered1938
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD4.18%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$387.9MM$372.1MM
LoansQ2 2016vs Q2 2015$132.3MM$127.2MM
DepositsQ2 2016vs Q2 2015$326.6MM$313.5MM
Equity CapitalQ2 2016vs Q2 2015$60.7MM$58.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$548.00K$448.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$661.00K$404.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educators Credit Union (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Regular Savings
0.35%--IRA Savings
0.35%--Roth IRA Savings

Educators Credit Union (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$75k*-Money Market Checking
OTHER TIERS: 0.40% $2,500 - $25k | 0.43% $25k - $50k | 0.52% $50k - $75k

Educators Credit Union (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Share Draft Checking
0.15%--College Choice Checking
0.15%--Direct Choice Checking
0.15%--Club 55+

Educators Credit Union (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$1k-60 Month CD
1.36%$1k-48 Month CD
1.21%$1k-36 Month CD
0.86%$1k-27 Month Special CD
0.80%$1k-24 Month CD
0.70%$1k-13 Month Special CD
0.60%$1k-12 Month CD
0.50%$5k-6 Month CD

Educators Credit Union (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.56%$1k-60 Month IRA
1.36%$1k-48 Month IRA
1.21%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.60%$1k-12 Month IRA
Locations


Educators Credit Union (TX) Locations
Branch Office1210 LIVE OAK StMARLIN, TX 76661
Branch Office2400 LAKE SHORE DRWACO, TX 76708-1274
Branch Office501 S HEWITT DRHEWITT, TX 76643-3234
Branch Office501 W STATE Highway 6WACO, TX 76710-5589
Branch Office641 N ROBINSON DrROBINSON, TX 76706
Branch Office100 BOLLING DrWACO, TX 76705
Branch Office201 E Robertson AveCOPPERAS COVE, TX 76522
Branch Office306 S LOVERS LnGATESVILLE, TX 76528
Branch Office3201 S New RdWaco, TX 76706