Educators Credit Union (TX) is headquartered in WACO and is the 56th largest credit union in the state of Texas. It is also the 665th largest credit union in the nation. It was established in 1938 and as of September of 2019, it had grown to 56 employees and 27,749 members at 8 locations. Educators Credit Union (TX)'s CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Educators Credit Union is open to those who live, work, or attend school in Bosque, Coryell, Falls, Hill, Lampasas, or McLennan counties.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67611 |
| Year Chartered | 1938 |
| Employees | 56 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.14% |
| Return on Equity - YTD | 6.51% |
| Annual Interest Income | $9.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $412.0MM$404.4MM |
| Loans | Q3 2019vs Q3 2018 | $175.2MM$154.1MM |
| Deposits | Q3 2019vs Q3 2018 | $338.3MM$335.9MM |
| Equity Capital | Q3 2019vs Q3 2018 | $72.3MM$67.7MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $280.00K$337.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $197.00K$175.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Educators Credit Union (TX); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Educators Credit Union (TX) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.45% | - | - | Regular Savings | |
| 0.45% | - | - | IRA Savings |
Educators Credit Union (TX) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.67%* | $75k* | - | Money Market Checking | ||
| OTHER TIERS: 0.60% → $2.5k - $50k | 0.63% → $50k - $75k | |||||
Educators Credit Union (TX) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Share Draft Checking | |
| 0.15% | - | - | College Choice Checking | |
| 0.15% | - | - | Direct Choice Checking | |
| 0.15% | - | - | Club 55+ |
Educators Credit Union (TX) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.53% | $1k | - | 60 Month CD | |
| 2.22% | $1k | - | 48 Month CD | |
| 2.12% | $1k | - | 36 Month CD | |
| 2.02% | $1k | - | 24 Month CD | |
| 1.87% | $1k | - | 12 Month CD | |
| 1.16% | $5k | - | 6 Month CD |
| Educators Credit Union (TX) Locations | ||
|---|---|---|
| Branch Office | 2400 LAKE SHORE DR | WACO, TX 76708-1274 |
| Branch Office | 501 S HEWITT DR | HEWITT, TX 76643-3234 |
| Branch Office | 501 W STATE Highway 6 | WACO, TX 76710-5589 |
| Branch Office | 641 N ROBINSON Dr | ROBINSON, TX 76706 |
| Branch Office | 100 BOLLING Dr | WACO, TX 76705 |
| Branch Office | 201 E Robertson Ave | COPPERAS COVE, TX 76522 |
| Branch Office | 306 S LOVERS Ln | GATESVILLE, TX 76528 |
| Branch Office | 3201 S New Rd | Waco, TX 76706 |