Overview / Commentary
262-886-5900
1326 Willow Rd
Mount Pleasant, WI 53177

Educators Credit Union is headquartered in Mount Pleasant and is the 6th largest credit union in the state of Wisconsin. It is also the 128th largest credit union in the nation. It was established in 1937 and as of June of 2018, it had grown to 413 employees and 178,072 members at 25 locations. Educators Credit Union's money market rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Educators Credit Union is open to those who live or work in Kenosha, Milwaukee, Racine, Walworth and Waukesha counties in Wisconsin and their immediate family.
See current membership details

Reviews (2)

Great Credit Union

Posted by: thjoca3 | Mar 8, 2011

Educators Credit Union, ECU for short, is a credit union based in southeast Wisconsin.   I have banked with them for about 14 years.  They have always been very helpful when I would need loans, be it Auto, personal or school.  I also have a checking and savings account with them and I have never had any problems with them.  They give out dividends when they have a good year, and it is based on how many accounts you have with them.  They are always friendly and have great customer service.  The only down fall is the lack of branches at least in my area, but there is one about 10 miles from my house if I do actually need a brick and mortar store.  I mainly use their online tools and they are very good.  They offer account balances, bill pay, loan quotes all from their website.  I would recommend them to anyone.

Overall a mostly positive experience

So I came to Educators for their lending abilities. I heard that they rates were the lowest in the area for what I was hoping to lend with. I did not end up using them, however I was sold on their line of products and services. Their savings account and checking account rates are top notch in my opinion. This local credit union is great in a sense where you get the larger banking feel(atm access, multiple locations), without the big bank treatment. The one thing I was a little displeased about came with a recent transaction showing on my debit card. I was unsure of what this transaction was, so I wanted to call in to the service center on a Sunday to find out. Low and behold, they were not open. I don't know if I caught them at a bad time, a bad day, or whatever, but if I am having issues with my banking and my money, I want to be able to solve it right away. That being said, aside from that one experience, I love knowing they reimburse my ATM fees and their interest rates are higher than most of the bigger banks.



Health
A+

Health Grade Components

Overall
NCUA #66448
Year Chartered1937
Employees413
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD8.4%
Annual Interest Income$36.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$2.00B$1.78B
LoansQ2 2018vs Q2 2017$1.65B$1.44B
DepositsQ2 2018vs Q2 2017$1.73B$1.55B
Equity CapitalQ2 2018vs Q2 2017$229.9MM$202.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$13.0MM$11.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$7.4MM$9.9MM
Real Estate OwnedQ2 2018vs Q2 2017$513.00K$269.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Educators Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educators Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.76%$100-Health Savings Account
0.51%-$2.5kChange Up Savings
0.20%--Saver’s Sweepstakes Account
0.06%$100-Prime Share Savings
0.06%$100-Christmas Club
0.06%$100-Vacation Club
0.06%$100-Summer Pay
0.06%$100-Business Prime Share Savings

Educators Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.69%*$250k*-Premium Money Market
OTHER TIERS: 0.56% $10k - $100k | 1.13% $100k - $250k
1.69%*$250k*-Premium Money Market IRA
OTHER TIERS: 0.56% $10k - $100k | 1.13% $100k - $250k
0.19%*$50k*-High Yield Money Market Account
OTHER TIERS: 0.06% Up to $2.5k | 0.08% $2.5k - $10k | 0.11% $10k - $25k | 0.14% $25k - $50k
0.19%*$50k*-High Yield Money Market IRA
OTHER TIERS: 0.06% Up to $2.5k | 0.08% $2.5k - $10k | 0.11% $10k - $25k | 0.14% $25k - $50k
0.19%*$50k*-Business High Yield Money Market
OTHER TIERS: 0.06% Up to $2.5k | 0.08% $2.5k - $10k | 0.11% $10k - $25k | 0.14% $25k - $50k

Educators Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2.5k-Fresh Start Checking
0.01%$2.5k-Checking Account
0.01%$2.5k-Business Checking

Educators Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$500-5 Year Share Certificate
2.01%$500-Business 5 Year Certificate
1.51%$500-4 Year Share Certificate
1.51%$500-Business 4 Year Certificate
1.11%$500-3 Year Share Certificate
1.11%$500-Business 3 Year Certificate
0.81%$500-30 Month "Jump Up, Add-On" Share Certificate
0.81%$500-Business 30 Month "Jump Up, Add-On" Share Certificate
0.81%$500-2 Year Share Certificate Special
0.61%$500-18 Month Share Certificate
0.61%$500-Business 18 Month Certificate
0.51%$500-1 Year Share Certificate
0.51%$500-Business 1 Year Certificate
0.41%$500-275 Day Add-On Share Certificate
0.41%$500-Business 275 Day Add-On Share Certificate
0.36%$500-182 Day Share Certificate
0.36%$500-Business 182 Day Certificate
0.31%$500-91 Day Share Certificate
0.31%$500-Business 91 Day Certificate

Educators Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-2 Year IRA Certificate Special
2.01%$500-5 Year IRA Certificate
1.51%$500-4 Year IRA Certificate
1.11%$500-3 Year IRA Certificate
0.81%$500-30 Month "Jump Up, Add-On" IRA Certificate
0.61%$500-18 Month IRA Certificate
0.51%$500-1 Year IRA Certificate
0.41%$500-275 Day Add-On IRA Certificate
0.36%$500-182 Day IRA Certificate
0.31%$500-91 Day IRA Certificate
Locations

Availability



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