Featured Savings Rates
Featured Accounts

Educators Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.01%5-year CD5 Year Share Certificate
0.31%1-year CD275 Day Add-On Share Certificate
0.06%SavingsPrime Share Savings

Overview / Commentary
262-886-5900
1326 Willow Rd
Mount Pleasant, WI 53177

Educators Credit Union is headquartered in Mount Pleasant and is the 6th largest credit union in the state of Wisconsin. It is also the 123rd largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 406 employees and 175,289 members at 25 locations. Educators Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Educators Credit Union is open to those who live or work in Kenosha, Milwaukee, Racine, Walworth and Waukesha counties in Wisconsin and their immediate family.
See current membership details

Reviews (2)

Great Credit Union

Posted by: thjoca3 | Mar 8, 2011

Educators Credit Union, ECU for short, is a credit union based in southeast Wisconsin.   I have banked with them for about 14 years.  They have always been very helpful when I would need loans, be it Auto, personal or school.  I also have a checking and savings account with them and I have never had any problems with them.  They give out dividends when they have a good year, and it is based on how many accounts you have with them.  They are always friendly and have great customer service.  The only down fall is the lack of branches at least in my area, but there is one about 10 miles from my house if I do actually need a brick and mortar store.  I mainly use their online tools and they are very good.  They offer account balances, bill pay, loan quotes all from their website.  I would recommend them to anyone.

Overall a mostly positive experience

So I came to Educators for their lending abilities. I heard that they rates were the lowest in the area for what I was hoping to lend with. I did not end up using them, however I was sold on their line of products and services. Their savings account and checking account rates are top notch in my opinion. This local credit union is great in a sense where you get the larger banking feel(atm access, multiple locations), without the big bank treatment. The one thing I was a little displeased about came with a recent transaction showing on my debit card. I was unsure of what this transaction was, so I wanted to call in to the service center on a Sunday to find out. Low and behold, they were not open. I don't know if I caught them at a bad time, a bad day, or whatever, but if I am having issues with my banking and my money, I want to be able to solve it right away. That being said, aside from that one experience, I love knowing they reimburse my ATM fees and their interest rates are higher than most of the bigger banks.



Health

Health Grade Components

Overall
NCUA #66448
Year Chartered1937
Employees406
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD7.68%
Annual Interest Income$65.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.97B$1.68B
LoansQ4 2017vs Q4 2016$1.66B$1.31B
DepositsQ4 2017vs Q4 2016$1.63B$1.46B
Equity CapitalQ4 2017vs Q4 2016$221.0MM$194.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$12.3MM$11.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$11.2MM$13.7MM
Real Estate OwnedQ4 2017vs Q4 2016$427.00K$617.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Educators Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.76%$100-Health Savings Account
0.51%-$2,500Change Up Savings
0.06%$100-Prime Share Savings
0.06%$100-Christmas Club
0.06%$100-Vacation Club
0.06%$100-Summer Pay

Educators Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%*$250k*-Premium Money Market
OTHER TIERS: 0.44% $10k - $100k | 0.88% $100k - $250k
1.31%*$250k*-Premium Money Market IRA
OTHER TIERS: 0.44% $10k - $100k | 0.88% $100k - $250k
0.19%*$50k*-High Yield Money Market Account
OTHER TIERS: 0.06% Up to $2,500 | 0.08% $2,500 - $10k | 0.11% $10k - $25k | 0.14% $25k - $50k
0.19%*$50k*-High Yield Money Market IRA
OTHER TIERS: 0.06% Up to $2,500 | 0.08% $2,500 - $10k | 0.11% $10k - $25k | 0.14% $25k - $50k

Educators Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2,500-Fresh Start Checking
0.01%$2,500-Checking Account

Educators Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$500-5 Year Share Certificate
1.51%$500-4 Year Share Certificate
1.11%$500-3 Year Share Certificate
0.71%$500-30 Month "Jump Up, Add-On" Share Certificate
0.66%$500-2 Year "Jump Up" Share Certificate
0.51%$500-18 Month Share Certificate
0.41%$500-1 Year Share Certificate
0.31%$500-275 Day Add-On Share Certificate
0.26%$500-182 Day Share Certificate
0.21%$500-91 Day Share Certificate

Educators Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$500-5 Year IRA Certificate
1.51%$500-4 Year IRA Certificate
1.11%$500-3 Year IRA Certificate
0.71%$500-30 Month "Jump Up, Add-On" IRA Certificate
0.66%$500-2 Year "Jump Up" IRA Certificate
0.51%$500-18 Month IRA Certificate
0.41%$500-1 Year IRA Certificate
0.31%$500-275 Day Add-On IRA Certificate
0.26%$500-182 Day IRA Certificate
0.21%$500-91 Day IRA Certificate
Locations

Availability



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