Edwards Federal Credit Union is headquartered in Edwards and is the 120th largest credit union in the state of California. It is also the 1,065th largest credit union in the nation. It was established in 1962 and as of September of 2019, it had grown to 47 employees and 12,475 members at 2 locations. Edwards Federal Credit Union's CD rates are 52% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Must live, work or attend school in the Antelope Valley.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14830 |
| Year Chartered | 1962 |
| Employees | 47 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 8.27% |
| Annual Interest Income | $4.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $200.4MM$194.9MM |
| Loans | Q3 2019vs Q3 2018 | $85.3MM$73.9MM |
| Deposits | Q3 2019vs Q3 2018 | $183.0MM$184.5MM |
| Equity Capital | Q3 2019vs Q3 2018 | $16.1MM$14.7MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $502.00K$548.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $180.00K$421.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $53.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Edwards Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Edwards Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $50 | - | IRA Account | |
| 0.10% | $50 | - | Education IRA | |
| 0.10% | $50 | - | Roth IRA | |
| 0.05% | $25 | - | Share Savings Account | |
| 0.05% | $25 | - | Organization Account | |
| 0.05% | $25 | - | Holiday Account | |
| 0.05% | $25 | - | Youth Account |
Edwards Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $2.5k | - | Money Market Share Savings Account |
Edwards Federal Credit Union CD Rates
Edwards Federal Credit Union IRA Rates
| Edwards Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 10 S Muroc Dr | Edwards, CA 93524-8002 |
| Branch Office | 44288 10th St W | Lancaster, CA 93534-4134 |