Overview / Commentary
Edwards Federal Credit Union is headquartered in Edwards and is the 115th largest credit union in the state of California. It is also the 1,105th largest credit union in the nation. It was established in 1962 and as of June of 2022, it had grown to 41 employees and 12,202 members at 2 locations. Edwards Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Must live, work or attend school in the Antelope Valley.
See current membership details
Health
B+
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14830 |
| Year Chartered | 1962 |
| Employees | 41 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 12.69% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $254.3MM$245.2MM |
| Loans | Q2 2022vs Q2 2021 | $103.2MM$95.3MM |
| Deposits | Q2 2022vs Q2 2021 | $243.4MM$227.6MM |
| Equity Capital | Q2 2022vs Q2 2021 | $9.1MM$15.9MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $259.00K$278.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $127.00K$196.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |