Edwards Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.55%	5-year CD	60 Month Certificate 1.85% - Synchrony Bank 60 Month CD
0.15%	1-year CD	12 Month Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Dividend-Earning Account 1.00% - Ally Bank Online Savings Account

View all Edwards Federal Credit Union rates »

Overview / Commentary

www.edwardsfcu.org

661-952-5945

10 S Muroc Dr
Edwards, CA 93524-8002

Edwards Federal Credit Union is headquartered in Edwards and is the 119^th largest credit union in the state of California. It is also the 1,055^th largest credit union in the nation. It was established in 1962 and as of June of 2016, it had grown to 44 employees and 20,991 members at 2 locations. Edwards Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work or attend school in the Antelope Valley.
See current membership details

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Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	14830
Year Chartered	1962
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.22%
Return on Equity - YTD	-2.95%
Annual Interest Income	$2.6MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$182.7MM$173.3MM
Loans	Q2 2016vs Q2 2015	$76.2MM$70.9MM
Deposits	Q2 2016vs Q2 2015	$168.4MM$158.4MM
Equity Capital	Q2 2016vs Q2 2015	$13.4MM$13.7MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$702.00K$591.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$630.00K$213.00K
Real Estate Owned	Q2 2016vs Q2 2015	$59.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Edwards Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$50	-	Individual Retirement Account
0.10%	$50	-	Education Individual Retirement Account
0.05%	$25	-	Share Savings Account
0.05%	$25	-	Dividend-Earning Account
0.05%	$25	-	Organization Account
0.05%	$25	-	Holiday Club Account
0.05%	$25	-	ELF Account
0.05%	$25	-	Uniform Transfer to Minor Account

Edwards Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2,500	-	Money Market Share Savings Account

Edwards Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$1k	-	60 Month Certificate
0.45%	$1k	-	48 Month Certificate
0.35%	$1k	-	36 Month Certificate
0.25%	$1k	-	24 Month Certificate
0.20%	$1k	-	18 Month “Build Your Own Investment” Certificate w/Direct Deposit and 3 Loans
0.15%	$1k	-	12 Month Certificate
0.15%	$1k	-	18 Month “Build Your Own Investment” Certificate w/Direct Deposit and 2 Loans
0.10%	$250	$1k	18 Month Share Builder Certificate
0.10%	$1k	-	18 Month “Build Your Own Investment” Certificate w/Direct Deposit and 1 Loan
0.05%	$1k	-	6 Month Certificate
0.05%	$1k	-	18 Month “Build Your Own Investment” Certificate - Base

Edwards Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$1k	-	60 Month IRA Certificate
0.45%	$1k	-	48 Month IRA Certificate
0.35%	$1k	-	36 Month IRA Certificate
0.25%	$1k	-	24 Month IRA Certificate
0.15%	$1k	-	12 Month IRA Certificate
0.05%	$1k	-	6 Month IRA Certificate

Locations

Edwards Federal Credit Union Locations
Branch Office	10 S Muroc Dr	Edwards, CA 93524-8002
Branch Office	44288 10th St W	Lancaster, CA 93534-4134