Edwards Federal Credit Union

Overview / Commentary
10 S Muroc Dr
Edwards, CA 93524

Edwards Federal Credit Union is headquartered in Edwards and is the 115th largest credit union in the state of California. It is also the 1,105th largest credit union in the nation. It was established in 1962 and as of June of 2022, it had grown to 41 employees and 12,202 members at 2 locations. Edwards Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work or attend school in the Antelope Valley.
See current membership details


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Health Grade Components

NCUA #14830
Year Chartered1962
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD12.69%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$254.3MM$245.2MM
LoansQ2 2022vs Q2 2021$103.2MM$95.3MM
DepositsQ2 2022vs Q2 2021$243.4MM$227.6MM
Equity CapitalQ2 2022vs Q2 2021$9.1MM$15.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$259.00K$278.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$127.00K$196.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Edwards Federal Credit Union are currently being reviewed.


Edwards Federal Credit Union Locations
Branch Office10 S Muroc DrEdwards, CA 93524-8002
Branch Office39963 10th St WPalmdale, CA 93551

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