Featured Savings Rates
Featured Accounts


Popular Accounts at this Credit Union

2.00%5-year CD60 Month CD
1.50%4-year CD48 Month CD
2.05%5-year IRA60 Month Fixed Jumbo IRA (Traditional, Roth, CESA, SEP)

Overview / Commentary
1617 W 7th St
Fort Worth, TX 76102

From the Bank

EECU is more than just a credit union for our members—we’re their financial advocate. We care about each member on a personal level, which means taking the time to get to know their unique financial challenges and helping them attain their goals.

We offer a wide variety of financial products and services designed to meet the needs of our members, including checking accounts, savings accounts, loans and investment opportunities. But the real value is our commitment to sitting down with each member, determining which products will help them reach their financial goals and putting them into action.

This is how EECU truly makes a difference and provides A Better Way of Banking®. EECU is devoted to helping the people and communities we work with. By taking the time to get to know our members, we’re able to truly provide real worth to those we serve.


EECU is a member-owned credit union that offers a broad range of personal and business banking products and services. It is focused on providing saving, lending, and investing solutions to its local community.

On its personal banking side, EECU offers checking, savings, money market, and certificates of deposit accounts. Its checking accounts come with access to a financial management program used by the credit union to offer members a way to track savings and expenses. There are also checking accounts available that are more geared toward young adults and seniors. EECU features a hybrid money market checking account that has a minimum opening deposit and daily balance requirement, but comes with a debit card, online banking, and discounts on select loans. The credit union’s savings accounts offer the ability to borrow against the amount of funds in a given account and require a minimum average daily balance in order to earn dividends. Money market savings have minimum initial deposit requirements and offer increased interest rates based on account balances. EECU also offers certificates of deposit that range in term lengths from 3 to 60 months and offer dividends when average daily balances are kept.

EECU online banking allows members to access and manage their accounts, utilize financial management software, transfer funds, and pay bills. The credit union also offers smartphone apps that enable members to perform online banking functions while on the go.

EECU was established in 1934 when a group of educators and administrators pooled funds together in an effort to better serve the needs of educators in the Forth Worth community. Since then, EECU has expanded its membership to geographical residents and now serves hundreds of thousands of members through multiple branches in the Texas region.

Field of Membership Restrictions

EECU of Texas is open to the residents and people maintaining employment within these qualified counties: Tarrant, Johnson, Parker, Palo Pinto, and Hood as well as the employees of the educational field, businesses, associations, healthcare, and municipalities within these qualified areas: Ft. Worth, Young, Palo Pinto, Hood, Erath, Jack, Wise, and Somervell. Membership eligibility also extends to include the employees of the credit union affiliated select employee groups and the family members of currently eligible members.
See current membership details

Related Posts

EECU (Texas) Offers 13- and 40-month CD Specials - 3/10/2016

EECU (Texas) is offering a 13-month CD Special (1.30% APY) and 40-month CD Special (1.70% APY). Minimum deposit is $500, with no balance cap. Also available as IRAs.

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Reviews (3)

Review from Loyal Member

I have been a member of Educational Employees Credit Union for 20 years. They made getting my first auto loan very easy and matched an offer I received from other lenders. If my checking account is overdrawn they transfer money from my savings account for a small fee instead of charging $20 fees for every transaction I make. I have had other banks charge huge fees for overdrawing my account by as little as $10. The loan rates are great and they offer competitive CD rates as well.

9 Cents Charges 32 Dollar Fee

Posted by: jason817 | Sep 4, 2014

I was charged 32.00 dollars for not having 9 cents in my account what a rip off I had 3190 in my account and the charge was 3199 the declined and charged 32 dollar fee

Eecu Problems

Posted by: Anonymous | Sep 25, 2012

I've been with this credit union for years and a few days ago someone got my account information from them a stole over $700 from me. They reacted very slow with the situation. I am very unsatisfied. But other than there slow reaction to this fraud issue, the bank is slow with updating information on your account and you have to check and change it about 3 times before they get it correct.


Health Grade Components

NCUA #67928
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD8.08%
Annual Interest Income$14.1MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.88B$1.73B
LoansQ1 2016vs Q1 2015$1.41B$1.30B
DepositsQ1 2016vs Q1 2015$1.63B$1.50B
Equity CapitalQ1 2016vs Q1 2015$211.2MM$191.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$8.2MM$7.7MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$2.9MM$4.4MM
Real Estate OwnedQ1 2016vs Q1 2015$0$76.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EECU Savings Account Rates

0.25%$100-Variable IRA Savings
0.15%$100-Regular Savings
0.15%--Building Bucks
0.15%--Dimes to Dollars

EECU Money Market Rates

0.35%*$90k*-Money Market Checking
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.30% $50k - $90k
0.25%*$10k*-Money Market Savings
OTHER TIERS: 0.20% $2,500 - $10k
0.25%*$10k*-High Yield Money Market Account
OTHER TIERS: 0.20% $1k - $10k
0.25%*$50k*-Money Market Index IRA Savings
OTHER TIERS: 0.20% $15k - $50k

EECU Checking Account Rates

0.05%$1k-Real Worth with Interest Checking


2.05%$50k-60 Month Jumbo CD
2.00%$1k$50k60 Month CD
1.55%$50k-48 Month Jumbo CD
1.50%$1k$50k48 Month CD
1.35%$50k-36 Month Jumbo CD
1.30%$1k$50k36 Month CD
0.95%$1k$50k24 Month Business CD
0.85%$5k-24 Month Bump Rate CD
0.85%$50k-24 Month Jumbo CD
0.80%$1k$50k24 Month CD
0.80%$1k$50k18 Month Business CD
0.70%$50k-18 Month Jumbo CD
0.65%$1k$50k18 Month CD
0.65%$1k$50k12 Month Business CD
0.60%$5k-18 Month Bump Rate CD
0.55%$50k-12 Month Jumbo CD
0.50%$1k$50k12 Month CD
0.50%$1k-12 Month Online High Yield CD
0.45%$1k$50k9 Month CD
0.45%$5k-12 Month Bump Rate CD
0.45%$50k-9 Month Jumbo CD
0.45%$1k$50k6 Month Business CD
0.40%$50k-6 Month Jumbo CD
0.35%$1k$50k6 Month CD
0.35%$50k-3 Month Jumbo CD
0.30%$1k$50k3 Month CD
0.20%$1k-30 Day High Yield Business CD
0.20%$1k-60 Day High Yield Business CD


2.05%$50k-60 Month Fixed Jumbo IRA
2.00%$1k$50k60 Month Fixed IRA
1.55%$50k-48 Month Fixed Jumbo IRA
1.50%$1k$50k48 Month Fixed IRA
0.85%$50k-24 Month Fixed Jumbo IRA
0.80%$1k$50k24 Month Fixed IRA
0.70%$50k-18 Month Fixed Jumbo IRA
0.65%$1k$50k18 Month Fixed IRA
0.55%$50k-12 Month Fixed Jumbo IRA
0.50%$1k$50k12 Month Fixed IRA
0.40%$50k-6 Month Fixed Jumbo IRA
0.35%$1k$50k6 Month Fixed IRA

EECU has 14 locations. Click to view all EECU locations.