EECU


Overview / Commentary
817-882-0800
1617 W 7th St
Fort Worth, TX 76102

EECU is a member-owned credit union that offers a broad range of personal and business banking products and services. It is focused on providing saving, lending, and investing solutions to its local community.

On its personal banking side, EECU offers checking, savings, money market, and certificates of deposit accounts. Its checking accounts come with access to a financial management program used by the credit union to offer members a way to track savings and expenses. There are also checking accounts available that are more geared toward young adults and seniors. EECU features a hybrid money market checking account that has a minimum opening deposit and daily balance requirement, but comes with a debit card, online banking, and discounts on select loans. The credit union’s savings accounts offer the ability to borrow against the amount of funds in a given account and require a minimum average daily balance in order to earn dividends. Money market savings have minimum initial deposit requirements and offer increased interest rates based on account balances. EECU also offers certificates of deposit that range in term lengths from 3 to 60 months and offer dividends when average daily balances are kept.

EECU online banking allows members to access and manage their accounts, utilize financial management software, transfer funds, and pay bills. The credit union also offers smartphone apps that enable members to perform online banking functions while on the go.

EECU was established in 1934 when a group of educators and administrators pooled funds together in an effort to better serve the needs of educators in the Forth Worth community. Since then, EECU has expanded its membership to geographical residents and now serves hundreds of thousands of members through multiple branches in the Texas region.

Field of Membership Restrictions

Membership in EECU is open to anyone in the state of Texas through an EECU Community Foundation membership (credit union will facilitate joining). Membership is also open to those who live, work, worship, or attend school in the Texas counties of Bosque, Collin, Dallas, Denton, Ellis, Erath, Hill, Hood, Jack, Johnson, Palo Pinto, Parker, Rockwall, Somervell, Tarrant, or Wise. Individuals who work for any educational institution, business, association, hospital, or municipality in the Fort Worth area, including Young County, are eligible to join. Relatives of someone who meets membership requirements or is already an EECU member also qualify for membership.
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Health
A+

Health Grade Components

Overall
NCUA #67928
Year Chartered1934
Employees413
Primary Regulator
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD10.76%
Annual Interest Income$54MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$4.27B$3.85B
LoansQ1 2025vs Q1 2024$3.32B$3.04B
DepositsQ1 2025vs Q1 2024$3.71B$3.35B
Equity CapitalQ1 2025vs Q1 2024$525.8MM$456.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$24.7MM$22.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$13.6MM$11.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not EECU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

EECU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Business Savings
OTHER TIERS: 0.45% $100 - $25k | 0.50% $25k - $100k
0.30%*$10k*-Health Savings Account
OTHER TIERS: 0.10% $2.5k - $5k | 0.20% $5k - $10k

EECU Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%*$90k*-Money Market Savings
OTHER TIERS: 1.87% $2.5k - $10k | 2.17% $10k - $25k | 2.38% $25k - $50k | 2.63% $50k - $90k
2.78%*$100k*-Business Money Market Savings
OTHER TIERS: 2.17% $5k - $20k | 2.38% $20k - $50k | 2.63% $50k - $100k
2.68%*$90k*-Money Market Checking
OTHER TIERS: 1.76% $2.5k - $10k | 2.07% $10k - $25k | 2.27% $25k - $50k | 2.53% $50k - $90k
2.53%*$50k*-Money Market Index IRA Savings
OTHER TIERS: 2.07% $15k - $25k | 2.27% $25k - $50k

EECU Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$90k*-Business Analysis Checking
OTHER TIERS: 0.20% $2.5k - $25k | 0.30% $25k - $50k | 0.40% $50k - $90k
0.35%$10k-Business Interest Checking
0.10%$1k-Real Worth with Interest Checking

EECU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.41%$50k-12 Month Jumbo CD
4.41%$1k-Business 12 Month CD
4.35%$50k-6 Month Jumbo CD
4.35%$50k-9 Month Jumbo CD
4.35%$1k-Business 6 Month CD
4.30%$1k-12 Month CD
4.25%$1k-6 Month CD
4.25%$1k-9 Month CD
4.20%$5k-12 Month Bump Rate CD
4.11%$50k-24 Month Jumbo CD
4.11%$1k-Business 24 Month CD
4.00%$1k-24 Month CD
3.90%$5k-24 Month Bump Rate CD
3.89%$50k-18 Month Jumbo CD
3.89%$1k-Business 18 Month CD
3.86%$50k-36 Month Jumbo CD
3.86%$50k-48 Month Jumbo CD
3.86%$50k-60 Month Jumbo CD
3.86%$1k-Business 36 Month CD
3.84%$50k-3 Month Jumbo CD
3.78%$1k-18 Month CD
3.75%$1k-36 Month CD
3.75%$1k-48 Month CD
3.75%$1k-60 Month CD
3.73%$1k-3 Month CD
3.68%$5k-18 Month Bump Rate CD

EECU IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.41%$50k-12 Month Fixed Jumbo IRA
4.35%$50k-6 Month Fixed Jumbo IRA
4.30%$1k-12 Month Fixed IRA
4.25%$1k-6 Month Fixed IRA
4.11%$50k-24 Month Fixed Jumbo IRA
4.00%$1k-24 Month Fixed IRA
3.89%$50k-18 Month Fixed Jumbo IRA
3.86%$50k-48 Month Fixed Jumbo IRA
3.86%$50k-60 Month Fixed Jumbo IRA
3.78%$1k-18 Month Fixed IRA
3.75%$1k-48 Month Fixed IRA
3.75%$1k-60 Month Fixed IRA
3.75%$1k-36 Month Fixed IRA
0.50%$100-IRA Savings
Locations

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