Eglin Federal Credit Union


Overview / Commentary
850-862-0111
838 Eglin Pkwy NE
Fort Walton Beach, FL 32547-2781

Eglin Federal Credit Union is headquartered in Fort Walton Beach and is the 12th largest credit union in the state of Florida. It is also the 161st largest credit union in the nation. It was established in 1954 and as of June of 2024, it had grown to 412 employees and 124,748 members at 12 locations. Eglin Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Eglin Federal Credit Union is open to the following: (1) military personnel, military reserves, and their family who work at or assigned to Eglin Air Force Base, Camp Rudder, Hurlburt Field, or 7th Special Forces Group; (2) employees of the U.S. government (Civil Service, FBI, FAA, OSI, USPS) who work in Okaloosa County or Eglin AFB; (3) members of the National Guard who live in Okaloosa, Santa Rosa, or Walton Counties, Florida; (4) those who live, work, worship, or attend school or in portions of the Florida counties of Escambia, Okaloosa, Santa Rosa, or Walton, or Escambia County, Alabama; (5) employees or members of Select Employer Groups (not listed on the credit union’s site); (6) immediate family of anyone eligible.
See current membership details

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Health

Health Grade Components

Overall
NCUA #9788
Year Chartered1954
Employees412
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD8.92%
Annual Interest Income$46.7MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.85B$2.85B
LoansQ2 2024vs Q2 2023$1.04B$1.01B
DepositsQ2 2024vs Q2 2023$2.48B$2.51B
Equity CapitalQ2 2024vs Q2 2023$338.9MM$313.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$6MM$5.2MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$3.8MM$2.3MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Eglin Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eglin Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.03%$50-Roth IRA
4.03%$50-Traditional IRA
0.35%$50-Regular Share Savings
0.35%$50-Christmas Club Saving
0.35%$50-VIP Savings Account
0.35%$50-Coverdell Education Savings
0.35%$50-FL Uniform Transfer to Minors Savings

Eglin Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$50k*-Money Market Savings
OTHER TIERS: 0.05% $0 - $2.5k | 0.95% $2.5k - $10k | 1.01% $10k - $25k | 1.06% $25k - $50k

Eglin Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Premium Checking

Eglin Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$2.5k-12 Month Share Certificate
4.44%$2.5k-18 Month Share Certificate
4.07%$2.5k-6 Month Share Certificate
4.02%$2.5k-24 Month Share Certificate
3.92%$2.5k-36 Month Share Certificate
3.82%$2.5k-48 Month Share Certificate
3.71%$2.5k-60 Month Share Certificate
3.56%$2.5k-1 Month Share Certificate
3.56%$2.5k-3 Month Share Certificate
Locations

Availability



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