Eglin Federal Credit Union

Overview / Commentary
838 Eglin Pkwy NE
Fort Walton Beach, FL 32547-2781

Eglin Federal Credit Union is headquartered in Fort Walton Beach and is the 11th largest credit union in the state of Florida. It is also the 161st largest credit union in the nation. It was established in 1954 and as of March of 2024, it had grown to 403 employees and 124,053 members at 11 locations. Eglin Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Eglin Federal Credit Union is open to the following: (1) military personnel, military reserves, and their family who work at or assigned to Eglin Air Force Base, Camp Rudder, Hurlburt Field, or 7th Special Forces Group; (2) employees of the U.S. government (Civil Service, FBI, FAA, OSI, USPS) who work in Okaloosa County or Eglin AFB; (3) members of the National Guard who live in Okaloosa, Santa Rosa, or Walton Counties, Florida; (4) those who live, work, worship, or attend school or in portions of the Florida counties of Escambia, Okaloosa, Santa Rosa, or Walton, or Escambia County, Alabama; (5) employees or members of Select Employer Groups (not listed on the credit union’s site); (6) immediate family of anyone eligible.
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Health Grade Components

NCUA #9788
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.06%
Annual Interest Income$23MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.86B$2.87B
LoansQ1 2024vs Q1 2023$1.02B$991MM
DepositsQ1 2024vs Q1 2023$2.5B$2.54B
Equity CapitalQ1 2024vs Q1 2023$330.5MM$306.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.5MM$5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.8MM$1.8MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Eglin Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eglin Federal Credit Union Savings Account Rates

4.03%$50-Roth IRA
4.03%$50-Traditional IRA
0.35%$50-Regular Share Savings
0.35%$50-Christmas Club Saving
0.35%$50-VIP Savings Account
0.35%$50-Coverdell Education Savings
0.35%$50-FL Uniform Transfer to Minors Savings

Eglin Federal Credit Union Money Market Rates

1.11%*$50k*-Money Market Savings
OTHER TIERS: 0.05% $0 - $2.5k | 0.95% $2.5k - $10k | 1.01% $10k - $25k | 1.06% $25k - $50k

Eglin Federal Credit Union Checking Account Rates

0.05%$500-Premium Checking

Eglin Federal Credit Union CD Rates

4.59%$2.5k-12 Month Share Certificate
4.44%$2.5k-18 Month Share Certificate
4.07%$2.5k-6 Month Share Certificate
4.02%$2.5k-24 Month Share Certificate
3.92%$2.5k-36 Month Share Certificate
3.82%$2.5k-48 Month Share Certificate
3.71%$2.5k-60 Month Share Certificate
3.56%$2.5k-1 Month Share Certificate
3.56%$2.5k-3 Month Share Certificate


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