Eglin Federal Credit Union

Overview / Commentary
838 Eglin Pkwy NE
Fort Walton Beach, FL 32547-2781

Eglin Federal Credit Union is headquartered in Fort Walton Beach and is the 11th largest credit union in the state of Florida. It is also the 160th largest credit union in the nation. It was established in 1954 and as of December of 2023, it had grown to 407 employees and 124,001 members at 10 locations. Eglin Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Eglin Federal Credit Union is open to the following: (1) military personnel, military reserves, and their family who work at or assigned to Eglin Air Force Base, Camp Rudder, Hurlburt Field, or 7th Special Forces Group; (2) employees of the U.S. government (Civil Service, FBI, FAA, OSI, USPS) who work in Okaloosa County or Eglin AFB; (3) members of the National Guard who live in Okaloosa, Santa Rosa, or Walton Counties, Florida; (4) those who live, work, worship, or attend school or in portions of the Florida counties of Escambia, Okaloosa, Santa Rosa, or Walton, or Escambia County, Alabama; (5) employees or members of Select Employer Groups (not listed on the credit union’s site); (6) immediate family of anyone eligible.
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Health Grade Components

NCUA #9788
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.6%
Annual Interest Income$84.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$2.82B$2.89B
LoansQ4 2023vs Q4 2022$1.03B$984.6MM
DepositsQ4 2023vs Q4 2022$2.46B$2.56B
Equity CapitalQ4 2023vs Q4 2022$323.9MM$300.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.5MM$3.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$3.1MM$2.1MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Eglin Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Eglin Federal Credit Union Savings Account Rates

4.03%--Roth IRA
4.03%--Traditional IRA
0.35%$50-Regular Share Savings
0.35%$50-Christmas Club Saving
0.35%$50-VIP Savings Account
0.35%$50-Coverdell Education Savings
0.35%$50-FL Uniform Transfer to Minors Savings

Eglin Federal Credit Union Money Market Rates

1.11%*$50k*-Money Market Savings
OTHER TIERS: 0.05% Up to $2.5k | 0.95% $2.5k - $10k | 1.01% $10k - $25k | 1.06% $25k - $50k

Eglin Federal Credit Union Checking Account Rates

0.05%$500-Premium Checking

Eglin Federal Credit Union CD Rates

4.59%$2.5k-12 Month Share Certificate
4.44%$2.5k-18 Month Share Certificate
4.07%$2.5k-6 Month Share Certificate
4.02%$2.5k-24 Month Share Certificate
3.92%$2.5k-36 Month Share Certificate
3.82%$2.5k-48 Month Share Certificate
3.71%$2.5k-60 Month Share Certificate
3.56%$2.5k-1 Month Share Certificate
3.56%$2.5k-3 Month Share Certificate

Cities: Crestview, Destin, Eglin AFB, Fort Walton Beach, Hurlburt Field, Mary Esther, Navarre, Niceville

Crestview Branches
Branch Office1498 S Ferdon BlvdCrestview, FL 32536-4904
Branch Office1127 Industrial DrCrestview, FL 32539-8950

Destin Branches
Branch Office180 Main StDestin, FL 32541-2502

Eglin AFB Branches
Branch Office601 E Eglin BlvdEglin AFB, FL 32542

Fort Walton Beach Branches
Branch Office838 Eglin Pkwy NEFort Walton Beach, FL 32547-2530
Branch Office70 READY AVE NW UNIT 4Fort Walton Beach, FL 32548

Hurlburt Field Branches
Branch Office108 Lielmanis AveHurlburt Field, FL 32544

Mary Esther Branches
Branch Office321 E Hollywood BlvdMary Esther, FL 32569-1946

Navarre Branches
Branch Office9830 Navarre PkwyNavarre, FL 32566

Niceville Branches
Branch Office4558 E Highway 20Niceville, FL 32578-9755

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