ESB Bank (MN)

Overview / Commentary
115 North Highway 44/76
Caledonia, MN 55921

ESB Bank (MN) is headquartered in Caledonia and is the 133rd largest bank in the state of Minnesota. It is also the 3,500th largest bank in the nation. It was established in 1909 and as of December of 2021, it had grown to 21 employees at 3 locations. ESB Bank (MN)'s money market rates are 59% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #10980
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.2%
Return on Equity - YTD23.3%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$153.8MM$133.4MM
LoansQ4 2021vs Q4 2020$103.2MM$97.5MM
DepositsQ4 2021vs Q4 2020$130.1MM$110.5MM
Equity CapitalQ4 2021vs Q4 2020$14.1MM$13.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.4MM$1.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$0$13.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$1.3MM
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Always verify rates and promotions with the bank or credit union. We are not ESB Bank (MN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ESB Bank (MN) Savings Account Rates

0.20%--Statement Savings

ESB Bank (MN) Money Market Rates

0.70%*$100k*-Money Market
OTHER TIERS: 0.25% Up to $2.5k | 0.60% $2.5k - $100k

ESB Bank (MN) Checking Account Rates

0.25%$2.5k-Elite Checking
0.15%$2.5k-Personal Interest Checking

ESB Bank (MN) CD Rates

1.46%*$10k*-5 Year CD
OTHER TIERS: 1.36% $1k - $10k
1.36%*$10k*-4 Year CD
OTHER TIERS: 1.26% $1k - $10k
1.20%*$10k*-3 Year CD
OTHER TIERS: 1.10% $1k - $10k
1.15%*$10k*-2 Year CD
OTHER TIERS: 1.05% $1k - $10k
1.10%*$10k*-1 Year CD
OTHER TIERS: 1.00% $1k - $10k
1.10%*$10k*-18 Month CD
OTHER TIERS: 1.00% $1k - $10k
1.00%*$10k*-6 Month CD
OTHER TIERS: 0.90% $1k - $10k
0.55%*$10k*-3 Month CD
OTHER TIERS: 0.45% $1k - $10k

ESB Bank (MN) Locations
Eitzen Office108 Iowa Avenue BranchEitzen, MN 55931
Eitzen State Bank115 North Highway 44/76Caledonia, MN 55921
La Crescent Branch109 South Walnut StreetLa Crescent, MN 55947

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