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El Dorado Savings Bank, F.S.B.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.eldoradosavingsbank.com
530-622-1492
4040 El Dorado Road
Placerville, CA 95667

El Dorado Savings Bank, F.S.B. is headquartered in PLACERVILLE and is the 40th largest bank in the state of California. It is also the 506th largest bank in the nation. It was established in 1956 and as of March of 2025, it had grown to 257 employees at 35 locations. El Dorado Savings Bank, F.S.B. has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30953
Year Established1956
Employees257
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD7.27%
Annual Interest Income$20.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.45B$2.44B
LoansQ1 2025vs Q1 2024$518.7MM$542MM
DepositsQ1 2025vs Q1 2024$2.13B$2.13B
Equity CapitalQ1 2025vs Q1 2024$313.8MM$299.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6MM$6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$646K$1.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

El Dorado Savings Bank, F.S.B. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$300-Regular Savings
0.03%$300-Business Regular Savings

El Dorado Savings Bank, F.S.B. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$1m*-Investor's Money Market Checking
OTHER TIERS: 0.01% → $5k - $15k | 0.03% → $15k - $25k | 0.04% → $25k - $50k | 0.06% → $50k - $100k | 0.08% → $100k - $1m
0.10%*$1m*-Gold Money Market Savings
OTHER TIERS: 0.03% → $5k - $15k | 0.04% → $15k - $25k | 0.06% → $25k - $50k | 0.08% → $50k - $100k | 0.09% → $100k - $1m
0.10%*$1m*-Business Money Market Savings
OTHER TIERS: 0.01% → $5k - $15k | 0.02% → $15k - $25k | 0.04% → $25k - $50k | 0.06% → $50k - $100k | 0.08% → $100k - $1m

El Dorado Savings Bank, F.S.B. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$500-Interest Checking
0.02%$2.5k-Business Interest Checking

El Dorado Savings Bank, F.S.B. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$99k-270-365 Day Jumbo CD
4.05%$99k-Business 270-365 Day Jumbo CD
4.00%$10k-14 Month CD
4.00%$10k-Business 14 Month CD
3.55%$99k-180-239 Day Jumbo CD
3.55%$99k-Business 180-239 Day Jumbo CD
3.49%$10k-7 Month CD
3.49%$10k-Business 7 Month CD
2.05%$99k-90-119 Day Jumbo CD
2.05%$99k-Business 90-119 Day Jumbo CD
2.00%*$10k*-3 Month CD
OTHER TIERS: 0.10% → $500 - $10k
2.00%$10k-Business 3 Month CD
1.00%$99k-5 Year Jumbo CD
1.00%$99k-Business 5 Year Jumbo CD
0.90%$500-60 Month CD
0.90%$500-Business 60 Month CD
0.60%$99k-3 Year Jumbo CD
0.60%$99k-Business 3 Year Jumbo CD
0.55%$500-36 Month CD
0.55%$99k-2 Year Jumbo CD
0.55%$500-Business 36 Month CD
0.55%$99k-Business 2 Year Jumbo CD
0.50%$500-30 Month CD
0.50%$500-Business 30 Month CD
0.45%$1k-25 Month CD
0.45%$1k-Business 25 Month CD
0.40%$500-24 Month CD
0.40%$500-Business 24 Month CD
0.30%$10k-15 Month CD
0.30%$500-18 Month CD
0.30%$10k-Business 15 Month CD
0.30%$500-Business 18 Month CD
0.23%$99k-240-269 Day Jumbo CD
0.23%$99k-Business 240-269 Day Jumbo CD
0.20%$10k-9 Month CD
0.20%$10k-10 Month CD
0.20%$500-12 Month CD
0.20%$10k-Business 9 Month CD
0.20%$10k-Business 10 Month CD
0.20%$500-Business 12 Month CD
0.18%$10k-8 Month CD
0.18%$99k-150-179 Day Jumbo CD
0.18%$10k-Business 8 Month CD
0.18%$99k-Business 150-179 Day Jumbo CD
0.16%$500-6 Month CD
0.16%$500-Business 6 Month CD
0.15%$10k-4 Month CD
0.15%$10k-5 Month CD
0.15%$99k-120-149 Day Jumbo CD
0.15%$10k-Business 4 Month CD
0.15%$10k-Business 5 Month CD
0.15%$99k-Business 120-149 Day Jumbo CD
0.10%$1k-2 Month CD
0.10%$99k-60-89 Day Jumbo CD
0.10%$1k-Business 2 Month CD
0.10%$500-Business 3 Month CD
0.10%$99k-Business 60-89 Day Jumbo CD
0.08%$99k-30-59 Day Jumbo CD
0.08%$99k-Business 30-59 Day Jumbo CD
0.05%$10k-1 Month CD
0.05%$10k-Business 1 Month CD

El Dorado Savings Bank, F.S.B. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$250-18 Month IRA CD
0.50%$250-Business 18 Month IRA CD
Locations

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