El Monte Community Credit Union is headquartered in El Monte and is the 229th largest credit union in the state of California. It is also the 2,878th largest credit union in the nation. It was established in 1956 and as of June of 2019, it had grown to 7 employees and 3,456 members at 1 location. El Monte Community Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work or worship in the cities of El Monte, Baldwin Park, South El Monte, Rosemead or Irwindale in California.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 95072 |
| Year Chartered | 1956 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 6.54% |
| Annual Interest Income | $511.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $30.3MM$28.8MM |
| Loans | Q2 2019vs Q2 2018 | $10.3MM$11.0MM |
| Deposits | Q2 2019vs Q2 2018 | $27.7MM$26.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.4MM$2.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $60.00K$90.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $19.00K$38.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not El Monte Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
El Monte Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $100 | - | IRA Shares | |
| 0.05% | $500 | - | Regular Shares | |
| 0.05% | - | - | Cub Club Shares |
El Monte Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Money Market | ||
| OTHER TIERS: 0.10% → $500 - $25k | |||||
El Monte Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.29% | $2k | - | 60 Month CD | |
| 0.99% | $2k | - | 48 Month CD | |
| 0.75% | $2k | - | 36 Month CD | |
| 0.55% | $2k | - | 24 Month CD | |
| 0.45% | $2k | - | 18 Month CD | |
| 0.35% | $2k | - | 12 Month CD | |
| 0.30% | $2k | - | 6 Month CD | |
| 0.20% | $2k | - | 3 Month CD |
| El Monte Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 11718 Ramona Blvd | El Monte, CA 91732 |