Overview / Commentary
El Reno R.I.L. Credit Union is headquartered in El Reno and is the 36th largest credit union in the state of Oklahoma. It is also the 2,731st largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 6 employees and 3,102 members at 1 location. El Reno R.I.L. Credit Union has a C health rating.
Field of Membership Restrictions
El Reno RIL Credit Union of Oklahoma is open to those who live, work, worship, or go to school in Canadian County, Oklahoma.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. El Reno R.I.L. Credit Union has a low asset base, and a negative return on assets.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62479 |
| Year Chartered | 1934 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -10.24% |
| Return on Equity - YTD | -118.49% |
| Annual Interest Income | $429K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $36.4MM$39.5MM |
| Loans | Q1 2025vs Q1 2024 | $16.3MM$20.8MM |
| Deposits | Q1 2025vs Q1 2024 | $32.4MM$34.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.2MM$4.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $637K$77K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $325K$908K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |