Electrical Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.40%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Special Share Savings 1.00% - Ally Bank Online Savings Account
1.21%	4-year CD	48 Month CD 1.40% - Ally Bank Raise Your Rate 4-Year CD

View all Electrical Federal Credit Union rates »

Overview / Commentary

www.electricalfcu.org

888-428-5080

5080 W 60th Ave
Arvada, CO 80003-6919

Electrical Federal Credit Union is headquartered in Arvada and is the 47^th largest credit union in the state of Colorado. It is also the 2,677^th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 8 employees and 4,192 members at 1 location. Electrical Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must be a member of IBEW Local 68 or 111, United Food and Commercial Workers Local 7, Carpenters Local 55, Plumbers Local 3, Denver Labor Council for Latin American Advancement, Office & Professional Employees International Union Local 5, or labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation.
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Health

B

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Electrical Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	8701
Year Chartered	1953
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	10.82%
Annual Interest Income	$615.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$36.4MM$34.5MM
Loans	Q2 2016vs Q2 2015	$19.3MM$17.6MM
Deposits	Q2 2016vs Q2 2015	$33.3MM$31.6MM
Equity Capital	Q2 2016vs Q2 2015	$3.1MM$2.8MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$118.00K$37.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$281.00K$148.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electrical Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	IRA Savings Account
0.10%	-	-	Regular Share Savings
0.10%	-	-	Christmas Club
0.10%	-	-	Special Share Savings
0.10%	-	-	Christmas Club Restricted

Electrical Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.13% → $1k - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $75k

Electrical Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.21%	$1k	-	48 Month CD
0.90%	$1k	-	36 Month CD
0.60%	$1k	-	24 Month CD
0.40%	$1k	-	12 Month CD
0.15%	$1k	-	6 Month CD
0.10%	$250	-	3 Month CD

Electrical Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.21%	$1k	-	48 Month IRA
0.90%	$1k	-	36 Month IRA
0.60%	$1k	-	24 Month IRA
0.40%	$1k	-	12 Month IRA
0.15%^*	$1k^*	-	6 Month IRA
OTHER TIERS: 0.10% → $500 - $1k

Locations

Electrical Federal Credit Union Locations
Branch Office	5080 W 60th Ave	Arvada, CO 80003-6919