Featured Savings Rates
Featured Accounts

Electrical Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%1-year CD12 Month CD
0.10%SavingsSpecial Share Savings
1.21%4-year CD48 Month CD

Overview / Commentary
888-428-5080
5080 W 60th Ave
Arvada, CO 80003-6919

Electrical Federal Credit Union is headquartered in Arvada and is the 49th largest credit union in the state of Colorado. It is also the 2,697th largest credit union in the nation. It was established in 1953 and as of March of 2016, it had grown to 8 employees and 4,183 members at 1 location. Electrical Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be a member of IBEW Local 68 or 111, United Food and Commercial Workers Local 7, Carpenters Local 55, Plumbers Local 3, Denver Labor Council for Latin American Advancement, Office & Professional Employees International Union Local 5, or labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Electrical Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #8701
Year Chartered1953
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD9.42%
Annual Interest Income$300.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$35.7MM$32.6MM
LoansQ1 2016vs Q1 2015$18.1MM$17.8MM
DepositsQ1 2016vs Q1 2015$32.7MM$29.8MM
Equity CapitalQ1 2016vs Q1 2015$3.0MM$2.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$109.00K$42.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$126.00K$215.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electrical Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Savings Account
0.10%--Regular Share Savings
0.10%--Christmas Club
0.10%--Special Share Savings
0.10%--Christmas Club Restricted

Electrical Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Money Market Account
OTHER TIERS: 0.13% $1k - $10k | 0.15% $10k - $25k | 0.20% $25k - $75k

Electrical Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-48 Month CD
0.90%$1k-36 Month CD
0.60%$1k-24 Month CD
0.40%$1k-12 Month CD
0.15%$1k-6 Month CD
0.10%$250-3 Month CD

Electrical Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$1k-48 Month IRA
0.90%$1k-36 Month IRA
0.60%$1k-24 Month IRA
0.40%$1k-12 Month IRA
0.15%*$1k*-6 Month IRA
OTHER TIERS: 0.10% $500 - $1k
Locations


Electrical Federal Credit Union Locations
Branch Office5080 W 60th AveArvada, CO 80003-6919