Featured Savings Rates
Featured Accounts
Overview / Commentary
5080 W 60th Ave
Arvada, CO 80003-6919

Electrical Federal Credit Union is headquartered in Arvada and is the 47th largest credit union in the state of Colorado. It is also the 2,639th largest credit union in the nation. It was established in 1953 and as of September of 2017, it had grown to 9 employees and 4,289 members at 1 location. Electrical Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must be a member of IBEW Local 68 or 111, United Food and Commercial Workers Local 7, Carpenters Local 55, Plumbers Local 3, Denver Labor Council for Latin American Advancement, Office & Professional Employees International Union Local 5, or labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Electrical Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8701
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD4.13%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$37.7MM$36.7MM
LoansQ3 2017vs Q3 2016$19.7MM$19.3MM
DepositsQ3 2017vs Q3 2016$34.2MM$33.4MM
Equity CapitalQ3 2017vs Q3 2016$3.3MM$3.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$191.00K$120.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$306.00K$553.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Electrical Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electrical Federal Credit Union Savings Account Rates

0.30%--IRA Share/Savings
0.05%--Christmas Club
0.05%--Special Shares
0.05%--Christmas Club Restricted

Electrical Federal Credit Union Money Market Rates

0.25%*$75k*-Money Market
OTHER TIERS: 0.15% $1k - $10k | 0.17% $10k - $25k | 0.20% $25k - $75k

Electrical Federal Credit Union CD Rates

1.31%$1k-48 Month CD
1.01%$1k-36 Month CD
0.70%$1k-24 Month CD
0.50%$1k-12 Month CD
0.20%$1k-6 Month CD
0.15%$250-3 Month CD

Electrical Federal Credit Union IRA Rates

1.31%$1k-48 Month IRA
1.01%$1k-36 Month IRA
0.70%$1k-24 Month IRA
0.50%$1k-12 Month IRA
0.25%*$1k*-6 Month IRA
OTHER TIERS: 0.20% $500 - $1k

Electrical Federal Credit Union Locations
Branch Office5080 W 60th AveArvada, CO 80003-6919