Electrical Federal Credit Union is headquartered in Arvada and is the 48th largest credit union in the state of Colorado. It is also the 2,431st largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 6 employees and 3,984 members at 1 location. Electrical Federal Credit Union's money market rates are 5X the national average, and it has a B+ health rating.
Electrical Federal Credit Union serves those who are affliated with several Colorado Labor Unions; including International Brotherhood of Electrical Workers Local 68 and 111, Carpenters Local 55, Office & Professional Employees International Union Local 30, as well as, any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation.
See current membership details
Overall | |
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NCUA # | 8701 |
Year Chartered | 1953 |
Employees | 6 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.04% |
Return on Equity - YTD | 8.27% |
Annual Interest Income | $593K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $51MM$50.5MM |
Loans | Q1 2025vs Q1 2024 | $24.4MM$24.4MM |
Deposits | Q1 2025vs Q1 2024 | $44.4MM$44.3MM |
Equity Capital | Q1 2025vs Q1 2024 | $6.4MM$5.9MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $90K$82K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $181K$351K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Electrical Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.76% | $0 | - | Round Up Shares | |
0.10% | $25 | - | Share/Savings | |
0.10% | $0 | - | Christmas Club | |
0.10% | $0 | - | Special Shares |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.12%* | $100k* | - | Money Market | ||
OTHER TIERS: 1.76% → $1k - $25k | 1.97% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.08% | $1k | - | 6 Month CD | |
3.93% | $100k | - | 12 Month Jumbo CD | |
3.82% | $1k | - | 12 Month CD | |
3.72% | $100k | - | 24 Month Jumbo CD | |
3.61% | $1k | - | 24 Month CD | |
3.51% | $1k | - | 36 Month CD | |
3.30% | $1k | - | 48 Month CD |
Electrical Federal Credit Union Locations | ||
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Branch Office | 5080 W 60th Ave | Arvada, CO 80003-6919 |