Electrical Federal Credit Union


Overview / Commentary
303-428-5080
5080 W 60th Ave
Arvada, CO 80003

Electrical Federal Credit Union is headquartered in Arvada and is the 48th largest credit union in the state of Colorado. It is also the 2,431st largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 6 employees and 3,984 members at 1 location. Electrical Federal Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Electrical Federal Credit Union serves those who are affliated with several Colorado Labor Unions; including International Brotherhood of Electrical Workers Local 68 and 111, Carpenters Local 55, Office & Professional Employees International Union Local 30, as well as, any labor union affiliated with either the Colorado AFL-CIO or the Denver Area Labor Federation.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Electrical Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #8701
Year Chartered1953
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD8.27%
Annual Interest Income$593K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$51MM$50.5MM
LoansQ1 2025vs Q1 2024$24.4MM$24.4MM
DepositsQ1 2025vs Q1 2024$44.4MM$44.3MM
Equity CapitalQ1 2025vs Q1 2024$6.4MM$5.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$90K$82K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$181K$351K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Electrical Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electrical Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$0-Round Up Shares
0.10%$25-Share/Savings
0.10%$0-Christmas Club
0.10%$0-Special Shares

Electrical Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%*$100k*-Money Market
OTHER TIERS: 1.76% $1k - $25k | 1.97% $25k - $100k

Electrical Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%$1k-6 Month CD
3.93%$100k-12 Month Jumbo CD
3.82%$1k-12 Month CD
3.72%$100k-24 Month Jumbo CD
3.61%$1k-24 Month CD
3.51%$1k-36 Month CD
3.30%$1k-48 Month CD

Electrical Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.08%$1k-6 Month IRA
3.93%$100k-12 Month Jumbo IRA
3.82%$1k-12 Month IRA
3.72%$100k-24 Month Jumbo IRA
3.61%$1k-24 Month IRA
3.51%$1k-36 Month IRA
3.30%$1k-48 Month IRA
0.45%$0-IRA Share/Savings
Locations


Electrical Federal Credit Union Locations
Branch Office5080 W 60th AveArvada, CO 80003-6919

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.