Electrical Workers Credit Union

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Overview / Commentary

ewcu.net

313-963-6060

1366 porter ST
DETROIT, MI 48226

Electrical Workers Credit Union is headquartered in DETROIT and is the 209^th largest credit union in the state of Michigan. It is also the 3,870^th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 2 employees and 2,238 members at 1 location. Electrical Workers Credit Union has a B+ health rating.

Field of Membership Restrictions

Electrical Workers Credit Union of Michigan is open to the members of the IBEW Local 58 and their family members.
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Health

B+

Data as of Q2 2017

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Electrical Workers Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	64267
Year Chartered	1955
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	0.26%
Return on Equity - YTD	2.17%
Annual Interest Income	$167.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$13.6MM$11.4MM
Loans	Q2 2017vs Q2 2016	$4.7MM$4.5MM
Deposits	Q2 2017vs Q2 2016	$12.0MM$9.8MM
Equity Capital	Q2 2017vs Q2 2016	$1.6MM$1.5MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$11.00K$13.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$0$0
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Electrical Workers Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	$100	Savings Account
0.10%	-	-	Club Account

Locations

Electrical Workers Credit Union Locations
Branch Office	1366 porter ST	DETROIT, MI 48226