Electrical Workers Credit Union

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Overview / Commentary

ewcu.net

313-963-6060

1366 porter ST
DETROIT, MI 48226

Electrical Workers Credit Union is headquartered in DETROIT and is the 196^th largest credit union in the state of Michigan. It is also the 3,674^th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 2 employees and 2,323 members at 1 location. Electrical Workers Credit Union has a B+ health rating.

Field of Membership Restrictions

Electrical Workers Credit Union of Michigan is open to the members of the IBEW Local 58 and their family members.
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Health

B+

Data as of Q4 2018

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Electrical Workers Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	64267
Year Chartered	1955
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	5.4%
Annual Interest Income	$427.00K

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$14.7MM$14.2MM
Loans	Q4 2018vs Q4 2017	$4.9MM$4.6MM
Deposits	Q4 2018vs Q4 2017	$13.0MM$12.6MM
Equity Capital	Q4 2018vs Q4 2017	$1.7MM$1.6MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$6.00K$13.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$0$26.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Electrical Workers Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.12%	-	$100	Savings Account
0.12%	-	-	Club Account

Locations

Electrical Workers Credit Union Locations
Branch Office	1366 porter ST	DETROIT, MI 48226

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