Electrus Federal Credit Union

Deposits held and insured by Spire Credit Union

Overview / Commentary
7100 Brooklyn Blvd
Brooklyn Center, MN 55429
Deposits held and insured by Spire Credit Union

Field of Membership Restrictions

Membership is open to members, retirees, or office personnel of IBEW Local Unions 343, 292, 160 and three generations of their family.
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Data as of Q2 2020

Data displayed below is for insuring bank: Spire Credit Union
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Health Grade Components

NCUA #68651
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD5.07%
Annual Interest Income$19.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.42B$1.12B
LoansQ2 2020vs Q2 2019$1.01B$935.2MM
DepositsQ2 2020vs Q2 2019$1.29B$1.01B
Equity CapitalQ2 2020vs Q2 2019$118.1MM$100.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$5.3MM$3.8MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.2MM$1.2MM
Real Estate OwnedQ2 2020vs Q2 2019$0$52.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Electrus Federal Credit Union Savings Account Rates

0.75%*$500k*-IRA Savings
OTHER TIERS: 0.20% Up to $20k | 0.30% $20k - $100k | 0.40% $100k - $500k
0.15%--Vacation Account
0.15%--Holiday Savings Account
0.05%*$2k*-Share Savings
OTHER TIERS: 0.03% $100 - $2k
0.05%*$2k*-Special Share Savings
OTHER TIERS: 0.03% Up to $2k

Electrus Federal Credit Union CD Rates

1.00%$10k-36 Months Premium Certificate
0.90%$500-36 Months Certificate
0.75%$10k-24 Months Premium Certificate
0.65%$500-24 Months Certificate
0.65%$10k-18 Months Premium Certificate
0.60%$10k-12 Months Premium Certificate
0.55%$500-18 Months Certificate
0.50%$500-12 Months Certificate
0.40%$10k-6 Months Premium Certificate
0.30%$500-6 Months Certificate


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