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Elevations Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.elevationscu.com
800-429-7626
2960 Diagonal Highway
Boulder, CO 80301

Elevations Credit Union is headquartered in Boulder and is the 4th largest credit union in the state of Colorado. It is also the 140th largest credit union in the nation. It was established in 1952 and as of December of 2024, it had grown to 538 employees and 176,752 members at 14 locations. Elevations Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Elevations Credit Union is open to anyone in the state of Colorado through making a $15 donation to the Elevations Foundation. Membership is also open to those who live or work in the Colorado counties of Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Delta, Denver, Douglas, Eagle, El Paso, Gilpin, Grand, Jefferson, Larimer, Mesa, Park, Summit or Weld. Faculty, staff, and students of CU-Boulder and Naropa University are eligible to join, as are employees of more the 300 SEGs, including the City of Boulder.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68565
Year Chartered1952
Employees538
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.82%
Annual Interest Income$169.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.38B$3.41B
LoansQ4 2024vs Q4 2023$2.67B$2.49B
DepositsQ4 2024vs Q4 2023$2.58B$2.56B
Equity CapitalQ4 2024vs Q4 2023$355.1MM$314.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$18.6MM$18.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$9.1MM$3.5MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Elevations Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-HSA
0.05%$0-Business Savings Account
0.05%$0-Membership Savings
0.05%$0-Student Savings
0.05%$0-First Tracks Savings Account

Elevations Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$500k*-Business Money Market Account
OTHER TIERS: 0.50% → $0 - $25k | 0.75% → $25k - $50k | 1.00% → $50k - $100k | 1.25% → $100k - $250k | 2.00% → $250k - $500k
1.50%$100k-Jumbo Money Market Accounts
1.25%*$100k*-FlexTier Money Market Accounts
OTHER TIERS: 0.10% → $0 - $2k | 0.15% → $2k - $10k | 0.25% → $10k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k
1.00%$50k-Premier Money Market Accounts
0.75%$25k-Select Money Market Accounts

Elevations Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Premium Business Checking Account
OTHER TIERS: 0.15% → $0 - $100k
0.10%*$10k*-Dividend Checking Accounts
OTHER TIERS: 0.05% → $1k - $10k

Elevations Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-4 Month Flex CD Special
4.00%$500-Business 4 Month Flex CD Special
3.75%$500-7 Month CD Special
3.75%$500-Business 7 Month CD Special
3.75%$500-7 Month HSA CD Special
3.75%$100k-7 Month Jumbo CD Special
3.75%$100k-7 Month Jumbo HSA CD Special
3.50%$500-13 Month CD Special
3.50%$500-Business 13 Month CD Special
3.50%$500-13 Month HSA CD Special
3.50%$100k-13 Month Jumbo CD Special
3.50%$100k-13 Month Jumbo HSA CD Special
3.10%$100k-6 Month Jumbo CD
3.10%$100k-12 Month Jumbo CD
3.00%$500-6 Month CD
3.00%$500-12 Month CD
3.00%$100-6 Month HSA
3.00%$100-12 Month HSA
3.00%$500-Business 6 Month CD
3.00%$500-Business 12 Month CD
2.60%$100k-24 Month Jumbo CD
2.60%$100k-60 Month Jumbo CD
2.50%$500-3 Month CD
2.50%$500-18 Month CD
2.50%$500-24 Month CD
2.50%$500-36 Month CD
2.50%$500-48 Month CD
2.50%$500-60 Month CD
2.50%$100-3 Month HSA
2.50%$100-18 Month HSA
2.50%$100-24 Month HSA
2.50%$100-36 Month HSA
2.50%$100-48 Month HSA
2.50%$100-60 Month HSA
2.50%$500-Business 3 Month CD
2.50%$500-Business 18 Month CD
2.50%$500-Business 24 Month CD
2.50%$500-Business 36 Month CD
2.50%$500-Business 60 Month CD
2.00%$100-12 Month First Tracks CD
2.00%$100-24 Month First Tracks CD

Elevations Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-7 Month IRA Special
3.75%$100k-7 Month Jumbo IRA Special
3.50%$500-13 Month IRA Special
3.50%$100k-13 Month Jumbo IRA Special
3.00%$100-6 Month IRA
3.00%$100-12 Month IRA
2.50%$100-3 Month IRA
2.50%$100-18 Month IRA
2.50%$100-24 Month IRA
2.50%$100-36 Month IRA
2.50%$100-48 Month IRA
2.50%$100-60 Month IRA
0.15%$0-IRA Savings
Locations

Availability

Denver Area

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