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Elko Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
elkofcu.org
775-738-4083
2397 Mountain City Hwy
Elko, NV 89801

Elko Federal Credit Union is headquartered in Elko and is the 7th largest credit union in the state of Nevada. It is also the 1,018th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 38 employees and 17,961 members at 2 locations. Elko Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Elko Federal Credit Union is open to anyone who lives, works, worships, attends to school, or regularly conducts business in the Nevada counties of Carson City, Churchill, Douglas, Elko, Eureka, Humboldt, Lander, Lyon, Pershing, Storey, Washoe, or White Pine; or the Idaho counties of Gooding, Jerome Owyhee, or Twin Falls. Immediate family and household members of current Elko Federal Credit Union members are also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #13800
Year Chartered1960
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD2.25%
Return on Equity - YTD17.6%
Annual Interest Income$4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$312.5MM$285.9MM
LoansQ1 2025vs Q1 2024$202.3MM$185.7MM
DepositsQ1 2025vs Q1 2024$272.4MM$251.6MM
Equity CapitalQ1 2025vs Q1 2024$39.2MM$33.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$394K$372K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$283K$67K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Elko Federal Credit Union are currently being reviewed.

Locations


Elko Federal Credit Union Locations
Branch Office580 Spring Valley CtSpring Creek, NV 89815-6812
Branch Office2397 Mountain City HwyElko, NV 89801

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