Overview / Commentary
2397 Mountain City Hwy
Elko, NV 89801

Elko Federal Credit Union is headquartered in Elko and is the 9th largest credit union in the state of Nevada. It is also the 1,185th largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 29 employees and 14,768 members at 3 locations. Elko Federal Credit Union's CD rates are 11% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, businesses and other legal entities in Elko, Eureka, and Lander Counties, Nevada.
See current membership details


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Health Grade Components

NCUA #13800
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD11.23%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$165.0MM$155.6MM
LoansQ4 2018vs Q4 2017$97.1MM$79.1MM
DepositsQ4 2018vs Q4 2017$146.0MM$138.7MM
Equity CapitalQ4 2018vs Q4 2017$18.8MM$16.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$493.00K$491.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$236.00K$628.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Elko Federal Credit Union Savings Account Rates

1.51%--IRA Share Savings Account
0.35%$100-Share Savings Account
0.35%$25-Student Share Savings Account
0.35%$25-Moola Moola Kids Club Account
0.35%$100-Vacation Club Account
0.35%$100-Christmas Club Account

Elko Federal Credit Union CD Rates

1.41%$500-36 Month Share Certificate
1.36%$1k-30 Month Share Certificate
1.26%$5k-24 Month Share Certificate
1.00%$5k-12 Month Share Certificate
0.55%$10k-9 Month Share Certificate
0.45%$10k-6 Month Share Certificate
0.35%$7.5k-3 Month Share Certificate

Elko Federal Credit Union IRA Rates

1.41%$500-36 Month IRA Share Certificate
1.36%$1k-30 Month IRA Share Certificate
1.26%$5k-24 Month IRA Share Certificate
1.00%$5k-12 Month IRA Share Certificate
0.55%$10k-9 Month IRA Share Certificate
0.45%$10k-6 Month IRA Share Certificate
0.35%$7.5k-3 Month IRA Share Certificate

Elko Federal Credit Union Locations
Branch Office455 8th StElko, NV 89801-3852
Branch Office580 Spring Valley CtSpring Creek, NV 89815-6812
Branch Office2397 Mountain City HwyElko, NV 89801

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