Elko Federal Credit Union

Overview / Commentary
2397 Mountain City Hwy
Elko, NV 89801

Elko Federal Credit Union is headquartered in Elko and is the 9th largest credit union in the state of Nevada. It is also the 1,157th largest credit union in the nation. It was established in 1960 and as of December of 2019, it had grown to 34 employees and 15,060 members at 3 locations. Elko Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, businesses and other legal entities in Elko, Eureka, and Lander Counties, Nevada.
See current membership details


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Health Grade Components

NCUA #13800
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD9.52%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$178.9MM$165.0MM
LoansQ4 2019vs Q4 2018$110.8MM$97.1MM
DepositsQ4 2019vs Q4 2018$157.8MM$146.0MM
Equity CapitalQ4 2019vs Q4 2018$20.8MM$18.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$390.00K$493.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$109.00K$236.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Elko Federal Credit Union Savings Account Rates

1.00%--IRA Share Savings Account
0.20%$100-Share Savings Account
0.20%$25-Student Share Savings Account
0.20%$25-Moola Moola Kids Club Account
0.20%$100-Vacation Club Account
0.20%$100-Christmas Club Account

Elko Federal Credit Union CD Rates

0.75%$5k-24 Month Share Certificate
0.75%$1k-30 Month Share Certificate
0.75%$500-36 Month Share Certificate
0.50%$5k-12 Month Share Certificate
0.45%$10k-9 Month Share Certificate
0.30%$10k-6 Month Share Certificate
0.20%$7.5k-3 Month Share Certificate

Elko Federal Credit Union IRA Rates

0.75%$5k-24 Month IRA Share Certificate
0.75%$1k-30 Month IRA Share Certificate
0.75%$500-36 Month IRA Share Certificate
0.50%$5k-12 Month IRA Share Certificate
0.45%$10k-9 Month IRA Share Certificate
0.30%$10k-6 Month IRA Share Certificate
0.20%$7.5k-3 Month IRA Share Certificate

Elko Federal Credit Union Locations
Branch Office455 8th StElko, NV 89801-3852
Branch Office580 Spring Valley CtSpring Creek, NV 89815-6812
Branch Office2397 Mountain City HwyElko, NV 89801

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