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Elko Federal Credit Union

Popular Accounts at this Credit Union

0.29%1-year CD12 Month Share Certificate
0.15%SavingsShare Savings Account
0.29%2-year CD24 Month Share Certificate

Overview / Commentary
2397 Mountain City Hwy
Elko, NV 89801

Elko Federal Credit Union is headquartered in Elko and is the 8th largest credit union in the state of Nevada. It is also the 1,218th largest credit union in the nation. It was established in 1960 and as of June of 2016, it had grown to 24 employees and 13,819 members at 3 locations. Elko Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in, businesses and other legal entities in Elko, Eureka, and Lander Counties, Nevada.
See current membership details


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Health Grade Components

NCUA #13800
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.52%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$147.8MM$140.5MM
LoansQ2 2016vs Q2 2015$56.7MM$51.4MM
DepositsQ2 2016vs Q2 2015$132.8MM$126.8MM
Equity CapitalQ2 2016vs Q2 2015$14.7MM$13.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$775.00K$715.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$121.00K$75.00K
Real Estate OwnedQ2 2016vs Q2 2015$42.00K$42.00K
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Elko Federal Credit Union Savings Account Rates

1.51%--IRA Share Savings Account
1.51%--Roth IRA Share Savings Account
1.51%--CESA Share Savings Account
0.15%$100-Share Savings Account
0.15%$25-Student Share Savings Account
0.15%$25-Moola Moola Kids Club Account
0.15%$100-Vacation Club Account
0.15%$100-Christmas Club Account

Elko Federal Credit Union CD Rates

0.29%$5k-12 Month Share Certificate
0.29%$5k-24 Month Share Certificate
0.29%$1k-30 Month Share Certificate
0.29%$500-36 Month Share Certificate
0.19%$10k-9 Month Share Certificate
0.18%$7,500-3 Month Share Certificate
0.18%$10k-6 Month Share Certificate

Elko Federal Credit Union IRA Rates

0.29%$5k-12 Month IRA Share Certificate
0.29%$5k-24 Month IRA Share Certificate
0.29%$1k-30 Month IRA Share Certificate
0.29%$500-36 Month IRA Share Certificate
0.19%$10k-9 Month IRA Share Certificate
0.18%$7,500-3 Month IRA Share Certificate
0.18%$10k-6 Month IRA Share Certificate

Elko Federal Credit Union Locations
Branch Office455 8th StElko, NV 89801-3852
Branch Office580 Spring Valley CtSpring Creek, NV 89815-6812
Branch Office2397 Mountain City HwyElko, NV 89801