Ellis County Teachers & Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.90%	1-year CD	1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD
0.70%	Savings	Share Savings Account 1.20% - Ally Bank Online Savings Account
1.00%	2-year CD	2 Year CD 1.50% - Ally Bank Raise Your Rate 2-Year CD

View all Ellis County Teachers & Employees Federal Credit Union rates »

Overview / Commentary

ectefcu.net

800-793-0010

630 N GIBSON ST
WAXAHACHIE, TX 75165-2436

Ellis County Teachers & Employees Federal Credit Union is headquartered in WAXAHACHIE and is the 298^th largest credit union in the state of Texas. It is also the 3,779^th largest credit union in the nation. It was established in 1958 and as of June of 2017, it had grown to 4 employees and 2,229 members at 2 locations. Ellis County Teachers & Employees Federal Credit Union's savings rates are 35% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Ellis County School System, Ellis County, the cities of Ennis, Ferris, Red Oak and Waxahachie.
See current membership details

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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ellis County Teachers & Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	12266
Year Chartered	1958
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.53%
Return on Equity - YTD	4.4%
Annual Interest Income	$221.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$14.7MM$13.5MM
Loans	Q2 2017vs Q2 2016	$7.3MM$6.6MM
Deposits	Q2 2017vs Q2 2016	$12.9MM$11.8MM
Equity Capital	Q2 2017vs Q2 2016	$1.7MM$1.7MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$82.00K$68.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$30.00K$12.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
CD

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Ellis County Teachers & Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.70%	$25	-	Share Savings Account

Ellis County Teachers & Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	2 Year CD
0.90%	-	-	1 Year CD
0.80%	-	-	6 Month CD

Locations

Ellis County Teachers & Employees Federal Credit Union Locations
Branch Office	630 N GIBSON ST	WAXAHACHIE, TX 75165-2436
Branch Office	275 WARD Rd	MIDLOTHIAN, TX 76065-9647