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First Community Credit Union (ND)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.myfccu.com
800-850-7676
310 10th St SE
Jamestown, ND 58401

First Community Credit Union (ND) is headquartered in Jamestown and is the largest credit union in the state of North Dakota. It is also the 364th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 253 employees and 46,557 members at 27 locations. First Community Credit Union (ND) has an A+ health rating.

Field of Membership Restrictions

Membership in First Community Credit Union is open to North Dakota residents who live (1) within a 75-mile radius of Devils Lake, Jamestown, or Portland; (2) within a 50-mile radius of Bismarck, Napoleon, Oakes, Steele, Valley City, Wahpeton, or Wishek; (3) within 40-mile radius of Bisbee or Larimore; or (4) in Marshall County and portions of Kittison County. Immediate family of an existing First Community Credit Union member qualify for membership, regardless of where they live.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60103
Year Chartered1939
Employees253
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD4.52%
Annual Interest Income$16.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.33B$1.31B
LoansQ1 2025vs Q1 2024$985.1MM$945MM
DepositsQ1 2025vs Q1 2024$1.11B$1.05B
Equity CapitalQ1 2025vs Q1 2024$154.9MM$140MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.2MM$7.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.7MM$2.9MM
Real Estate OwnedQ1 2025vs Q1 2024$168K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Community Credit Union (ND) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0$25kKasasa Saver

First Community Credit Union (ND) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$0$25kKasasa Cash
OTHER TIERS: 0.15% → $25k+
Locations

Availability



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