Elm River Credit Union

Overview / Commentary
120 Spruce St
Kindred, ND 58051

Elm River Credit Union is headquartered in Kindred and is the 19th largest credit union in the state of North Dakota. It is also the 3,093rd largest credit union in the nation. It was established in 1954 and as of June of 2020, it had grown to 5 employees and 1,422 members at 2 locations. Elm River Credit Union has a B+ health rating.

Field of Membership Restrictions

Elm River Credit Union is open to anyone who lives within a 75-mile radius of Page, North Dakota, including the towns of Fargo, Grand Forks, Jamestown, Valley City, and Wahpeton.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Elm River Credit Union has a low asset base.

Health Grade Components

NCUA #64444
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD5.68%
Annual Interest Income$466.00K
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$26.9MM$23.8MM
LoansQ2 2020vs Q2 2019$18.2MM$18.5MM
DepositsQ2 2020vs Q2 2019$22.3MM$19.5MM
Equity CapitalQ2 2020vs Q2 2019$4.4MM$4.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$137.00K$146.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$0$9.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Elm River Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Elm River Credit Union Savings Account Rates

0.25%--IRA Savings
0.08%--Christmas Club
0.05%--Daily Deposit
0.02%--Share Savings

Elm River Credit Union Money Market Rates

0.25%*$50k*-Money Market
OTHER TIERS: 0.10% $2.5k - $50k

Elm River Credit Union CD Rates

0.40%$1k-24 Month CD
0.30%$1k-12 Month CD
0.20%$1k-6 Month CD

Elm River Credit Union Locations
Branch OfficeElm River Credit Union 115 Morton AvePage, ND 58064-0033
Branch OfficeElm River Credit Union 120 Spruce StKindred, ND 58051

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.