Embarrass Vermillion Federal Credit Union
LOCATIONS
3
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
0.90% APY
IRA Account
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 1 Year Share Certificate |
| 0.25% | Savings | Share Account |
| 0.55% | 2-year CD | 2 Year Share Certificate 2.25% - Synchrony Bank 24 Month CD |
Overview / Commentary
Embarrass Vermillion Federal Credit Union is headquartered in Aurora and is the 64th largest credit union in the state of Minnesota. It is also the 2,763rd largest credit union in the nation. It was established in 1941 and as of December of 2017, it had grown to 11 employees and 3,699 members at 3 locations. Embarrass Vermillion Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who work, worship or attend school in Northern St. Louis County north of Highway 16.
See current membership details
Health
B
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Embarrass Vermillion Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4708 |
| Year Chartered | 1941 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 7.62% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $33.2MM$31.3MM |
| Loans | Q4 2017vs Q4 2016 | $23.5MM$21.4MM |
| Deposits | Q4 2017vs Q4 2016 | $28.8MM$27.2MM |
| Equity Capital | Q4 2017vs Q4 2016 | $4.2MM$3.9MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $167.00K$89.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $436.00K$306.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $84.00K$70.00K |
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Embarrass Vermillion Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | - | - | IRA Account | |
| 0.90% | - | - | Roth IRA Account | |
| 0.25% | - | - | Share Account |
Embarrass Vermillion Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $2,500 | - | 2 Year Share Certificate | |
| 0.40% | $2,500 | - | 1 Year Share Certificate | |
| 0.25% | $2,500 | - | 6 Month Share Certificate |
Embarrass Vermillion Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $2,500 | - | 2 Year IRA Certificate | |
| 0.40% | $2,500 | - | 1 Year IRA Certificate | |
| 0.25% | $2,500 | - | 6 Month IRA Certificate |
Locations
| Embarrass Vermillion Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 505 Main St | Tower, MN 55790-5000 |
| Branch Office | 4880 Highway 21 | Embarrass, MN 55732-8244 |
| Branch Office | 510 W 3rd Ave N | Aurora, MN 55705-1280 |