Emerald Coast Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | 1-year CD | 12 Month Share Certificate |
| 0.05% | Savings | Special Accounts |
| 0.35% | 3-year CD | 30 Month Share Certificate 2.00% - Goldman Sachs Bank USA 3 Year CD |
Emerald Coast Federal Credit Union is headquartered in PORT ST JOE and is the 88th largest credit union in the state of Florida. It is also the 2,385th largest credit union in the nation. It was established in 1939 and as of June of 2017, it had grown to 19 employees and 5,095 members at 3 locations. Emerald Coast Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in, or have businesses and other legal entities in Gulf or Franklin County or the City of Mexico Beach.
See current membership details
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3388 |
| Year Chartered | 1939 |
| Employees | 19 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 9.38% |
| Annual Interest Income | $846.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $48.1MM$45.5MM |
| Loans | Q2 2017vs Q2 2016 | $24.9MM$23.2MM |
| Deposits | Q2 2017vs Q2 2016 | $45.0MM$42.6MM |
| Equity Capital | Q2 2017vs Q2 2016 | $3.1MM$2.9MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $322.00K$346.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $263.00K$123.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $37.00K$84.00K |
Always verify rates and promotions with the bank or credit union. We are not Emerald Coast Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Emerald Coast Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Regular Shares | |
| 0.05% | - | - | Christmas Club | |
| 0.05% | - | - | Special Accounts |
Emerald Coast Federal Credit Union CD Rates
Emerald Coast Federal Credit Union IRA Rates
| Emerald Coast Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 502 WOODWARD AVE | PORT ST JOE, FL 32456-1744 |
| Branch Office | 101 E RIVER RD | WEWAHITCHKA, FL 32465-4933 |
| Branch Office | 282 US Highway 98 | Eastpoint, FL 32328 |