Advertising Disclosure

  2. Emerald Coast Federal Credit Union

Emerald Coast Federal Credit Union


Overview / Commentary
www.emeraldcoastfcu.com
850-227-1156
502 Woodward Ave
Port St Joe, FL 32456-1744

Emerald Coast Federal Credit Union is headquartered in PORT ST JOE and is the 82nd largest credit union in the state of Florida. It is also the 2,176th largest credit union in the nation. It was established in 1939 and as of March of 2019, it had grown to 18 employees and 5,378 members at 3 locations. Emerald Coast Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, or have businesses and other legal entities in Gulf or Franklin County or the City of Mexico Beach.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emerald Coast Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #3388
Year Chartered1939
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD17.74%
Annual Interest Income$535.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$59.2MM$47.0MM
LoansQ1 2019vs Q1 2018$26.0MM$26.0MM
DepositsQ1 2019vs Q1 2018$55.9MM$44.1MM
Equity CapitalQ1 2019vs Q1 2018$3.2MM$2.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$319.00K$383.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$196.00K$451.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$13.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Emerald Coast Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Emerald Coast Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Shares
0.05%--Christmas Club
0.05%--Special Accounts

Emerald Coast Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-36 Month Share Certificate
0.35%$1k-30 Month Share Certificate
0.25%$1k-24 Month Share Certificate
0.20%$1k-18 Month Share Certificate
0.15%$1k-12 Month Share Certificate
0.10%$1k-6 Month Share Certificate
0.05%$1k-91 Day Share Certificate

Emerald Coast Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$250-36 Month IRA Certificate
0.35%$250-30 Month IRA Certificate
0.25%$250-24 Month IRA Certificate
0.20%$250-18 Month IRA Certificate
0.15%$250-12 Month IRA Certificate
0.10%$250-6 Month IRA Certificate
0.05%$250-91 Day IRA Certificate
Locations


Emerald Coast Federal Credit Union Locations
Branch Office502 WOODWARD AVEPORT ST JOE, FL 32456-1744
Branch Office101 E RIVER RDWEWAHITCHKA, FL 32465-4933
Branch Office282 US Highway 98Eastpoint, FL 32328

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.