Emerald Coast Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.15%	1-year CD	12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.05%	Savings	Special Accounts 1.15% - CIT Bank Spring Savings
0.35%	3-year CD	30 Month Share Certificate 1.85% - Synchrony Bank 36 Month CD

View all Emerald Coast Federal Credit Union rates »

Overview / Commentary

www.emeraldcoastfcu.com

850-227-1156

502 WOODWARD AVE
PORT ST JOE, FL 32456-1744

Emerald Coast Federal Credit Union is headquartered in PORT ST JOE and is the 88^th largest credit union in the state of Florida. It is also the 2,411^th largest credit union in the nation. It was established in 1939 and as of March of 2017, it had grown to 19 employees and 5,044 members at 3 locations. Emerald Coast Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, or have businesses and other legal entities in Gulf or Franklin County or the City of Mexico Beach.
See current membership details

Overall
NCUA #	3388
Year Chartered	1939
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	0.67%
Return on Equity - YTD	10.41%
Annual Interest Income	$418.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$47.4MM$45.6MM
Loans	Q1 2017vs Q1 2016	$24.8MM$22.3MM
Deposits	Q1 2017vs Q1 2016	$44.4MM$42.7MM
Equity Capital	Q1 2017vs Q1 2016	$3.0MM$2.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$358.00K$401.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$268.00K$486.00K
Real Estate Owned	Q1 2017vs Q1 2016	$54.00K$54.00K

Rates

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