Emerald Coast Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.15%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Special Accounts 1.00% - Ally Bank Online Savings Account
0.35%	3-year CD	30 Month Share Certificate 1.55% - Ally Bank High Yield 3 Year CD

View all Emerald Coast Federal Credit Union rates »

Overview / Commentary

www.emeraldcoastfcu.com

850-227-1156

502 WOODWARD AVE
PORT ST JOE, FL 32456-1744

Emerald Coast Federal Credit Union is headquartered in PORT ST JOE and is the 88^th largest credit union in the state of Florida. It is also the 2,420^th largest credit union in the nation. It was established in 1939 and as of June of 2016, it had grown to 18 employees and 4,885 members at 3 locations. Emerald Coast Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in, or have businesses and other legal entities in Gulf or Franklin County or the City of Mexico Beach.
See current membership details

Overall
NCUA #	3388
Year Chartered	1939
Employees	18
Primary Regulator

Profit Margin
Return on Assets - YTD	0.27%
Return on Equity - YTD	4.24%
Annual Interest Income	$766.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$45.5MM$40.4MM
Loans	Q2 2016vs Q2 2015	$23.2MM$19.9MM
Deposits	Q2 2016vs Q2 2015	$42.6MM$37.2MM
Equity Capital	Q2 2016vs Q2 2015	$2.9MM$3.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$346.00K$431.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$123.00K$317.00K
Real Estate Owned	Q2 2016vs Q2 2015	$84.00K$96.00K

Rates

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