Overview / Commentary
Emerald Credit Association FCU is headquartered in Greenwood and is the 51st largest credit union in the state of South Carolina. It is also the 4,325th largest credit union in the nation. It was established in 1968 and as of March of 2019, it had grown to 4 employees and 1,308 members at 1 location. Emerald Credit Association FCU has a C+ health rating.
Field of Membership Restrictions
Membership in Emerald Credit Association Federal Credit Union is open to those who live, work, attend school or worship in Greenwood County, South Carolina.
See current membership details
Health
C+
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emerald Credit Association FCU has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 19047 |
| Year Chartered | 1968 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 2.62% |
| Annual Interest Income | $74.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $7.2MM$6.9MM |
| Loans | Q1 2019vs Q1 2018 | $4.3MM$4.3MM |
| Deposits | Q1 2019vs Q1 2018 | $6.5MM$6.3MM |
| Equity Capital | Q1 2019vs Q1 2018 | $610.00K$590.00K |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $23.00K$24.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $0$0 |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Emerald Credit Association FCU; we are a rate comparison website and cannot provide official rates or promotions.
Emerald Credit Association FCU Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Share Savings Account | |
| 0.10% | $100 | - | Vacation Club Account | |
| 0.10% | $100 | - | Christmas Club Account |
Emerald Credit Association FCU Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Checking Account |
Locations
| Emerald Credit Association FCU Locations | ||
|---|---|---|
| Branch Office | 2117 Kateway | Greenwood, SC 29646 |