Overview / Commentary
13201 Granger Rd Ste 1
Garfield Hts, OH 44125

Emerald Credit Union is headquartered in GARFIELD HTS and is the 111th largest credit union in the state of Ohio. It is also the 2,564th largest credit union in the nation. It was established in 1955 and as of September of 2018, it had grown to 18 employees and 5,934 members at 2 locations. Emerald Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Cuyahoga County.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Emerald Credit Union has a low asset base.

Health Grade Components

NCUA #97077
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.2%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$39.9MM$41.0MM
LoansQ3 2018vs Q3 2017$20.7MM$21.2MM
DepositsQ3 2018vs Q3 2017$34.6MM$36.5MM
Equity CapitalQ3 2018vs Q3 2017$4.0MM$4.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$250.00K$213.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$287.00K$204.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0

Rates for Emerald Credit Union are currently being reviewed.


Emerald Credit Union Locations
Branch Office13201 GRANGER RD STE 1GARFIELD HTS, OH 44125
Branch Office472 NORTHFIELD RDBEDFORD, OH 44146

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.