Emerald Credit Union is headquartered in GARFIELD HTS and is the 112th largest credit union in the state of Ohio. It is also the 2,587th largest credit union in the nation. It was established in 1955 and as of March of 2019, it had grown to 13 employees and 5,744 members at 2 locations. Emerald Credit Union's CD rates are 89% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Cuyahoga County.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97077 |
| Year Chartered | 1955 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.49% |
| Return on Equity - YTD | -4.99% |
| Annual Interest Income | $421.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $39.4MM$41.5MM |
| Loans | Q1 2019vs Q1 2018 | $19.7MM$20.9MM |
| Deposits | Q1 2019vs Q1 2018 | $35.1MM$37.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $3.8MM$4.1MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $295.00K$225.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $496.00K$211.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Emerald Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Emerald Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | IRA Accumulator | |
| 0.05% | $500 | - | Regular Shares (Savings) | |
| 0.05% | $50 | - | Youth Share (Savings) | |
| 0.05% | $500 | - | Christmas Club Account | |
| 0.05% | $500 | - | Special Savings Account |
Emerald Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $2k - $50k | |||||
Emerald Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.55% | $1k | - | 60 Month CD | |
| 2.40% | $1k | - | 48 Month CD | |
| 2.10% | $1k | - | 36 Month CD | |
| 1.90% | $1k | - | 24 Month CD | |
| 1.75% | $1k | - | 18 Month CD | |
| 1.70% | $1k | - | 12 Month CD | |
| 0.80% | $1k | - | 6 Month CD |
Emerald Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.55% | $1k | - | 60 Month IRA | |
| 2.40% | $1k | - | 48 Month IRA | |
| 2.10% | $1k | - | 36 Month IRA | |
| 1.90% | $1k | - | 24 Month IRA | |
| 1.75% | $1k | - | 18 Month IRA | |
| 1.70% | $1k | - | 12 Month IRA | |
| 0.80% | $1k | - | 6 Month IRA |
| Emerald Credit Union Locations | ||
|---|---|---|
| Branch Office | 13201 GRANGER RD STE 1 | GARFIELD HTS, OH 44125 |
| Branch Office | 472 NORTHFIELD RD | BEDFORD, OH 44146 |