Overview / Commentary
Emery Federal Credit Union is headquartered in Cincinnati and is the 48th largest credit union in the state of Ohio. It is also the 1,303rd largest credit union in the nation. It was established in 1939 and as of June of 2022, it had grown to 42 employees and 13,186 members at 4 locations. Emery Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Emery Federal Credit Union is open to those who live, work, attend school or worship in Butler, Hamilton, and Warren Counties in Ohio.
See current membership details
Health
A
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 3360 |
| Year Chartered | 1939 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 6.97% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $187.4MM$182.6MM |
| Loans | Q2 2022vs Q2 2021 | $145.2MM$130.4MM |
| Deposits | Q2 2022vs Q2 2021 | $168.4MM$163.5MM |
| Equity Capital | Q2 2022vs Q2 2021 | $16.2MM$15.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $593.00K$536.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $416.00K$171.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |