Advertising Disclosure
  1. Banks
  2. EmigrantDirect.com

EmigrantDirect.com

Deposits held and insured by Emigrant Bank (FL)

Overview / Commentary
www.emigrantdirect.com
800-836-1997
5 East 42nd Street
New York, NY 10017
Deposits held and insured by Emigrant Bank (FL)

EmigrantDirect is an online division of Emigrant Bank, an institution established in 1850 and headquartered in New York, NY. As an internet-only bank, EmigrantDirect offers its customers quick and safe access to their funds at any time through online banking.

At the time of this writing, EmigrantDirect offers only one deposit account product: a no-fee, interest-bearing online savings account. The bank also offers its customers access to the purchase of precious metals (primarily gold) through the bank. Funds deposited with EmigrantDirect are FDIC-insured (up to applicable limits) through the parent bank, Emigrant Bank. Of course, precious metals purchased through EmigrantDirect are not insured by the FDIC.

Related Posts

View all posts from:

1/10/08 - Emigrant Direct Lowers Savings Account Rate
12/18/07 - Emigrant Direct Lowers Savings Account Rate - Spanish Version Remains at 5.05%
10/19/07 - 5.05% Savings Account at Emigrant Direct's Spanish Equavilent - BancoFortuna
5/3/07 - New Ways Emigrant Direct is Trying to Grow
1/11/07 - Emigrant Bank's Rating Up from 2 to 4 Stars
9/30/06 - EmigrantDirect Down to 5.05%, Suffering from ING-itis?
8/7/06 - US News Article on EmigrantDirect
7/28/06 - Emigrant's Savings Account at 5.15% as Expected, No Change to CD Rates
7/25/06 - First Impressions on EmigrantDirect's New Website
7/24/06 - EmigrantDirect's New Website
7/13/06 - EmigrantDirect Raising Rate to 5.15% on July 28
7/10/06 - Emigrant Bank Downgraded to 2 Stars
7/4/06 - EmigrantDirect Now Officially at 5%
7/3/06 - EmigrantDirect Savings Account to 5% on July 4th
6/22/06 - EmigrantDirect Savings Account Now 4.80% - Better Alternative?
6/5/06 - EmigrantDirect Updating Website
5/26/06 - EmigrantDirect Savings Account Now at 4.65%
4/15/06 - EmigrantDirect's 5% CD Terms Now 9-Months and Up
3/24/06 - EmigrantDirect Increases Cash Back on Credit Card
3/15/06 - EmigrantDirect Now at 4.50% - Plus New 5% CDs
2/1/06 - No-Minimum High Yield Savings Account Small Print
1/26/06 - EmigrantDirect Now at 4.25%
1/20/06 - EmigrantDirect Releases Cash Back Card
1/5/06 - ACH Problems at EmigrantDirect?
10/31/05 - EmigrantDirect to 4.25% after Fed Mtg Tomorrow?
10/16/05 - Deposit Availability Times for EmigrantDirect and ING Direct
9/21/05 - Highest Cash Back Credit Card from EmigrantDirect?
9/8/05 - EmigrantDirect's Gift to Members Affected by Katrina

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q2 2024

Data displayed below is for insuring bank: Emigrant Bank (FL)
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #57083
Year Established2001
Employees465
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD2.12%
Annual Interest Income$212.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$6.25B$52.7MM
LoansQ2 2024vs Q2 2023$4.58B$32MM
DepositsQ2 2024vs Q2 2023$4.6B$37.3MM
Equity CapitalQ2 2024vs Q2 2023$1.43B$12.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$74.4MM$203K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$232.3MM$517K
Real Estate OwnedQ2 2024vs Q2 2023$8.2MM$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not EmigrantDirect.com; we are a rate comparison website and cannot provide official rates or promotions.

EmigrantDirect.com Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0-AmericanDream SavingsAccount

EmigrantDirect.com CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-6 Month CD
3.00%$1k-15 Month CD
2.50%$1k-16 - 59 Month CD
2.00%$1k-60 - 120 Month CD
Locations

EmigrantDirect.com is an Internet only bank and does not have branch locations. Its headquarters is located at 5 East 42nd Street - New York, NY 10017

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.