Empire ONE Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 5 Year Share Certificate 2.80% - Barclays 60 Month Online CD |
| 0.35% | 1-year CD | 1 Year Share Certificate |
| 0.05% | Savings | Share Account |
Empire ONE Federal Credit Union is headquartered in West Seneca and is the 93rd largest credit union in the state of New York. It is also the 1,916th largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 13 employees and 6,910 members at 2 locations. Empire ONE Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Erie County, New York.
See current membership details
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| Featured Account Options | SPONSORED LISTINGS | ||||
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Empire One Federal Credit Union is a great local bank.
Empire One Federal Credit Union has just moved to a brand new beautiful building just across the street from their old location. Their building may be new, but their customer service remains as fabulous as it was in the old tiny office. We have both checking and savings accounts with the bank along with internet access to our accounts. We do most of our banking automatically or via the website, but occasionally I need to go to the bank to cash a check, get a cashier's check, or just ask a question. The employees at the bank are always friendly, knowledgeable, and extremely efficient. I am very happy to be a member of this credit union.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 613 |
| Year Chartered | 1935 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.12% |
| Return on Equity - YTD | 1.08% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $73.1MM$73.2MM |
| Loans | Q4 2017vs Q4 2016 | $33.9MM$33.6MM |
| Deposits | Q4 2017vs Q4 2016 | $64.6MM$64.8MM |
| Equity Capital | Q4 2017vs Q4 2016 | $8.1MM$8.1MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $161.00K$143.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $221.00K$337.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Empire ONE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Empire ONE Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $500 | - | Share Account |
Empire ONE Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | |||||
Empire ONE Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Year Share Certificate | |
| 0.65% | $1k | - | 3 - 4 Year Share Certificate | |
| 0.50% | $1k | - | 2 Year Share Certificate | |
| 0.35% | $1k | - | 1 Year Share Certificate |
Empire ONE Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Year IRA Share Certificate | |
| 0.65% | $1k | - | 3 - 4 Year IRA Share Certificate | |
| 0.50% | $1k | - | 2 Year IRA Share Certificate | |
| 0.35% | $1k | - | 1 Year IRA Share Certificate |
| Empire ONE Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3020 Orchard Park Rd | West Seneca, NY 14224 |
| Branch Office | 1155 William St | Buffalo, NY 14206 |