Empire ONE Federal Credit Union is headquartered in West Seneca and is the 94th largest credit union in the state of New York. It is also the 1,972nd largest credit union in the nation. It was established in 1935 and as of December of 2021, it had grown to 13 employees and 6,203 members at 3 locations. Empire ONE Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership with Empire ONE Federal Credit Union is open to those who live, work, worship, or attend school in Erie County, New York.
See current membership details
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Empire One Federal Credit Union is a great local bank.
Empire One Federal Credit Union has just moved to a brand new beautiful building just across the street from their old location. Their building may be new, but their customer service remains as fabulous as it was in the old tiny office. We have both checking and savings accounts with the bank along with internet access to our accounts. We do most of our banking automatically or via the website, but occasionally I need to go to the bank to cash a check, get a cashier's check, or just ask a question. The employees at the bank are always friendly, knowledgeable, and extremely efficient. I am very happy to be a member of this credit union.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 613 |
| Year Chartered | 1935 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.07% |
| Return on Equity - YTD | 0.66% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $86.5MM$81.9MM |
| Loans | Q4 2021vs Q4 2020 | $29.0MM$33.6MM |
| Deposits | Q4 2021vs Q4 2020 | $77.2MM$72.6MM |
| Equity Capital | Q4 2021vs Q4 2020 | $8.9MM$8.9MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $279.00K$220.00K |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $93.00K$73.00K |
| Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |