Overview / Commentary
3020 Orchard Park Rd
West Seneca, NY 14224

Empire ONE Federal Credit Union is headquartered in West Seneca and is the 95th largest credit union in the state of New York. It is also the 1,905th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 12 employees and 7,014 members at 2 locations. Empire ONE Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Erie County, New York.
See current membership details

Related Posts

View all posts from:

Reviews (1)

Empire One Federal Credit Union is a great local bank.

Posted by: lanaryan0 | Mar 5, 2017

Empire One Federal Credit Union has just moved to a brand new beautiful building just across the street from their old location. Their building may be new, but their customer service remains as fabulous as it was in the old tiny office. We have both checking and savings accounts with the bank along with internet access to our accounts. We do most of our banking automatically or via the website, but occasionally I need to go to the bank to cash a check, get a cashier's check, or just ask a question. The employees at the bank are always friendly, knowledgeable, and extremely efficient. I am very happy to be a member of this credit union.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Empire ONE Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #613
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.56%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$75.3MM$75.6MM
LoansQ2 2018vs Q2 2017$40.5MM$33.8MM
DepositsQ2 2018vs Q2 2017$66.7MM$67.3MM
Equity CapitalQ2 2018vs Q2 2017$7.9MM$8.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$168.00K$130.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$114.00K$219.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Empire ONE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Empire ONE Federal Credit Union Savings Account Rates

0.10%$500-Share Account

Empire ONE Federal Credit Union Money Market Rates

0.30%*$50k*-Money Market
OTHER TIERS: 0.15% $2.5k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k

Empire ONE Federal Credit Union CD Rates

1.10%$1k-5 Year Share Certificate
0.90%$1k-3 - 4 Year Share Certificate
0.60%$1k-2 Year Share Certificate
0.40%$1k-1 Year Share Certificate

Empire ONE Federal Credit Union IRA Rates

1.10%$1k-5 Year IRA Share Certificate
0.90%$1k-3 - 4 Year IRA Share Certificate
0.60%$1k-2 Year IRA Share Certificate
0.40%$1k-1 Year IRA Share Certificate

Empire ONE Federal Credit Union Locations
Branch Office3020 Orchard Park RdWest Seneca, NY 14224
Branch Office1155 William StBuffalo, NY 14206

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.