Empire ONE Federal Credit Union


Overview / Commentary
716-854-2458
3020 Orchard Park Rd
West Seneca, NY 14224

Empire ONE Federal Credit Union is headquartered in West Seneca and is the 91st largest credit union in the state of New York. It is also the 1,894th largest credit union in the nation. It was established in 1935 and as of June of 2019, it had grown to 9 employees and 6,898 members at 3 locations. Empire ONE Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership with Empire ONE Federal Credit Union is open to those who live, work, worship, or attend school in Erie County, New York.
See current membership details

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Reviews (1)

Empire One Federal Credit Union is a great local bank.

Posted by: lanaryan0 | Mar 5, 2017

Empire One Federal Credit Union has just moved to a brand new beautiful building just across the street from their old location. Their building may be new, but their customer service remains as fabulous as it was in the old tiny office. We have both checking and savings accounts with the bank along with internet access to our accounts. We do most of our banking automatically or via the website, but occasionally I need to go to the bank to cash a check, get a cashier's check, or just ask a question. The employees at the bank are always friendly, knowledgeable, and extremely efficient. I am very happy to be a member of this credit union.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Empire ONE Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #613
Year Chartered1935
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD4.94%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$76.3MM$75.3MM
LoansQ2 2019vs Q2 2018$42.3MM$40.5MM
DepositsQ2 2019vs Q2 2018$67.3MM$66.7MM
Equity CapitalQ2 2019vs Q2 2018$8.6MM$7.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$228.00K$168.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$94.00K$114.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates

Rates for Empire ONE Federal Credit Union are currently being reviewed.

Locations


Empire ONE Federal Credit Union Locations
Branch Office3020 Orchard Park RdWest Seneca, NY 14224
Branch Office1155 William StBuffalo, NY 14206
Branch Office1155 William StBuffalo, NY 14206

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