Empire ONE Federal Credit Union is headquartered in West Seneca and is the 91st largest credit union in the state of New York. It is also the 1,899th largest credit union in the nation. It was established in 1935 and as of March of 2019, it had grown to 10 employees and 6,977 members at 3 locations. Empire ONE Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership with Empire ONE Federal Credit Union is open to those who live, work, worship, or attend school in Erie County, New York.
See current membership details
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Empire One Federal Credit Union is a great local bank.
Empire One Federal Credit Union has just moved to a brand new beautiful building just across the street from their old location. Their building may be new, but their customer service remains as fabulous as it was in the old tiny office. We have both checking and savings accounts with the bank along with internet access to our accounts. We do most of our banking automatically or via the website, but occasionally I need to go to the bank to cash a check, get a cashier's check, or just ask a question. The employees at the bank are always friendly, knowledgeable, and extremely efficient. I am very happy to be a member of this credit union.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 613 |
| Year Chartered | 1935 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.44% |
| Return on Equity - YTD | 3.91% |
| Annual Interest Income | $597.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $76.2MM$75.4MM |
| Loans | Q1 2019vs Q1 2018 | $42.3MM$33.6MM |
| Deposits | Q1 2019vs Q1 2018 | $67.3MM$67.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $8.5MM$8.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $259.00K$137.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $111.00K$119.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Empire ONE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Empire ONE Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | Share Account |
Empire ONE Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $50k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | |||||
Empire ONE Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $1k | - | 5 Year Share Certificate | |
| 1.20% | $1k | - | 3 - 4 Year Share Certificate | |
| 0.90% | $1k | - | 2 Year Share Certificate | |
| 0.70% | $1k | - | 1 Year Share Certificate |
Empire ONE Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $1k | - | 5 Year IRA Share Certificate | |
| 1.20% | $1k | - | 3 - 4 Year IRA Share Certificate | |
| 0.90% | $1k | - | 2 Year IRA Share Certificate | |
| 0.70% | $1k | - | 1 Year IRA Share Certificate |
| Empire ONE Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3020 Orchard Park Rd | West Seneca, NY 14224 |
| Branch Office | 1155 William St | Buffalo, NY 14206 |
| Branch Office | 1155 William St | Buffalo, NY 14206 |