Empire State Bank

Overview / Commentary
68 North Plank Road
Newburgh, NY 12550

Empire State Bank is headquartered in Newburgh and is the 81st largest bank in the state of New York. It is also the 1,602nd largest bank in the nation. It was established in 2004 and as of December of 2020, it had grown to 58 employees at 6 locations. Empire State Bank has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #57672
Year Established2004
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.54%
Annual Interest Income$18.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$515.6MM$420.9MM
LoansQ4 2020vs Q4 2019$429.0MM$365.7MM
DepositsQ4 2020vs Q4 2019$383.0MM$332.0MM
Equity CapitalQ4 2020vs Q4 2019$45.5MM$39.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$5.5MM$3.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.0MM$1.6MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Empire State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Empire State Bank Savings Account Rates

0.50%*$5k*$250kEmpire Builder Savings
OTHER TIERS: 0.05% Any amount
0.20%*$100k*-Statement Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k

Empire State Bank Money Market Rates

0.20%*$100k*-Business Money Market with Business Checking
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $100k
0.20%$100k-Municipal Money Market Account
0.20%*$100k*-Personal Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $100k

Empire State Bank Checking Account Rates

0.45%*$100k*-Non-Profit Checking
OTHER TIERS: 0.10% Up to $2.5k | 0.20% $2.5k - $25k | 0.35% $25k - $100k
0.20%*$20k*-"VIP" Interest Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $20k

Empire State Bank CD Rates

0.60%$1k-36 Month CD
0.60%$1k-48 Month CD
0.60%$1k-60 Month CD
0.60%$1k-36 Month Access CD
0.60%$1k-34 Month CD
0.50%$1k-18 Month CD
0.50%$1k-24 Month CD
0.50%$1k-30 Month CD
0.50%$1k-15 Month CD
0.50%$1k-22 Month CD
0.45%$1k-12 Month CD
0.40%$1k-3 Month CD
0.40%$1k-5 Month CD
0.40%$1k-6 Month CD
0.40%$1k-7 Month CD
0.40%$1k-11 Month CD
0.40%$1k-9 Month CD

Empire State Bank IRA Rates

0.60%$1k-36 Month Access IRA CD
0.60%$1k-36 Month IRA CD
0.60%$1k-48 Month IRA CD
0.60%$1k-60 Month IRA CD
0.60%$1k-34 Month IRA
0.50%$1k-18 Month IRA CD
0.50%$1k-24 Month IRA CD
0.50%$1k-30 Month IRA CD
0.50%$1k-15 Month IRA CD
0.50%$1k-22 Month IRA
0.45%$1k-12 Month IRA CD
0.40%$1k-3 Month IRA CD
0.40%$1k-5 Month IRA CD
0.40%$1k-6 Month IRA CD
0.40%$1k-11 Month IRA CD
0.40%$1k-7 Month IRA CD
0.40%$1k-9 Month IRA

Empire State Bank Locations
Railroad Avenue Branch1361 N. Railroad AvenueStaten Island, NY 10306
New Paltz Branch275 Main St.New Paltz, NY 12561
Empire State Bank68 North Plank RoadNewburgh, NY 12550
Brooklyn Branch8701 3rd AvenueBrooklyn, NY 11209
Victory Blvd. Banking Center1698 Victory BoulevardStaten Island, NY 10314
18th Avenue Banking Center6923 18th AvenueBrooklyn, NY 11204

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.