Empire State Bank


Overview / Commentary
845-561-0003
68 North Plank Road
Newburgh, NY 12550

Empire State Bank is headquartered in Newburgh and is the 81st largest bank in the state of New York. It is also the 1,574th largest bank in the nation. It was established in 2004 and as of June of 2020, it had grown to 51 employees at 6 locations. Empire State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #57672
Year Established2004
Employees51
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.52%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$511.8MM$418.8MM
LoansQ2 2020vs Q2 2019$429.5MM$360.5MM
DepositsQ2 2020vs Q2 2019$374.5MM$323.4MM
Equity CapitalQ2 2020vs Q2 2019$40.1MM$30.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$5.1MM$3.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.7MM$2.6MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Empire State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Empire State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$5k*$250kEmpire Builder Savings
OTHER TIERS: 0.05% Any amount
0.20%*$100k*-Statement Savings
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $100k

Empire State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Business Money Market with Business Checking
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $100k
0.20%$100k-Municipal Money Market Account
0.20%*$100k*-Personal Money Market
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $100k

Empire State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Non-Profit Checking
OTHER TIERS: 0.10% Up to $2.5k | 0.20% $2.5k - $25k | 0.35% $25k - $100k
0.20%*$20k*-"VIP" Interest Checking
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $20k

Empire State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-36 Month CD
0.70%$1k-48 Month CD
0.70%$1k-60 Month CD
0.70%$1k-34 Month CD
0.65%$1k-15 Month CD
0.60%$1k-12 Month CD
0.60%$1k-18 Month CD
0.60%$1k-24 Month CD
0.60%$1k-30 Month CD
0.60%$1k-36 Month Access CD
0.60%$1k-22 Month CD
0.55%$1k-3 Month CD
0.55%$1k-5 Month CD
0.55%$1k-6 Month CD
0.55%$1k-7 Month CD
0.55%$1k-11 Month CD
0.55%$1k-9 Month CD

Empire State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-36 Month IRA CD
0.70%$1k-48 Month IRA CD
0.70%$1k-60 Month IRA CD
0.70%$1k-34 Month IRA
0.65%$1k-15 Month IRA CD
0.60%$1k-12 Month IRA CD
0.60%$1k-18 Month IRA CD
0.60%$1k-24 Month IRA CD
0.60%$1k-30 Month IRA CD
0.60%$1k-36 Month Access IRA CD
0.60%$1k-22 Month IRA
0.55%$1k-3 Month IRA CD
0.55%$1k-5 Month IRA CD
0.55%$1k-6 Month IRA CD
0.55%$1k-11 Month IRA CD
0.55%$1k-7 Month IRA CD
0.55%$1k-9 Month IRA
Locations


Empire State Bank Locations
Railroad Avenue Branch1361 N. Railroad AvenueStaten Island, NY 10306
New Paltz Branch275 Main St.New Paltz, NY 12561
Empire State Bank68 North Plank RoadNewburgh, NY 12550
Brooklyn Branch8701 3rd AvenueBrooklyn, NY 11209
Victory Blvd. Banking Center1698 Victory BoulevardStaten Island, NY 10314
18th Avenue Banking Center6923 18th AvenueBrooklyn, NY 11204

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