Featured Savings Rates
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Employee Resources Credit Union

Popular Accounts at this Credit Union

1.06%1-year CD1 Year CD
0.30%SavingsRegular Share Account
1.21%2-year CD2 Year CD

Overview / Commentary
2135 N Locust Ave.
Lawrenceburg, TN 38464

Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 37th largest credit union in the state of Tennessee. It is also the 1,738th largest credit union in the nation. It was established in 1964 and as of March of 2017, it had grown to 40 employees and 15,374 members at 3 locations. Employee Resources Credit Union's CD rates are 18% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Employees Resources Credit Union of Tennessee is open to the residents, church members, registered students, and people maintaining employment in these eligible counties: Lawrence, Giles, Wayne, and Henderson.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Employee Resources Credit Union has a relatively low asset base.

Health Grade Components

NCUA #67789
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.31%
Annual Interest Income$970.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$87.9MM$82.8MM
LoansQ1 2017vs Q1 2016$62.9MM$61.3MM
DepositsQ1 2017vs Q1 2016$80.5MM$75.6MM
Equity CapitalQ1 2017vs Q1 2016$7.2MM$6.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$942.00K$769.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$678.00K$1.6MM
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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Employee Resources Credit Union Savings Account Rates

0.30%--Regular Share Account
0.30%--Christmas Club Account

Employee Resources Credit Union CD Rates

1.21%$5k-2 Year CD
1.06%$5k-1 Year CD
0.75%$5k-182 Day CD
0.50%$500-90 Day Investment Account

Employee Resources Credit Union Locations
Branch Office1700 W College StPulaski, TN 38478-5213
Branch Office321 Dexter L Woods Memorial Blvd Ste AWAYNESBORO, TN 38485-2418
Branch Office330 W Church StLexington, TN 38351-2018