Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 33rd largest credit union in the state of Tennessee. It is also the 1,541st largest credit union in the nation. It was established in 1964 and as of June of 2023, it had grown to 47 employees and 21,612 members at 4 locations. Employee Resources Credit Union's CD rates are 6X the national average, and it has an A health rating.
Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details
They only check their mail once a month, so expect constant late fees. They won't get with the times, so no way to pay online on their website or over the phone.
If you're struggling and get behind, they won't work with you. They just hire a lawyer and threaten to send you to jail.
Overall | |
---|---|
NCUA # | 67789 |
Year Chartered | 1964 |
Employees | 47 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.9% |
Return on Equity - YTD | 9.05% |
Annual Interest Income | $2.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $140.0MM$140.2MM |
Loans | Q2 2023vs Q2 2022 | $120.1MM$103.9MM |
Deposits | Q2 2023vs Q2 2022 | $127.4MM$127.3MM |
Equity Capital | Q2 2023vs Q2 2022 | $13.7MM$12.3MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$477.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $398.00K$414.00K |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Employee Resources Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | - | - | IRA Saving | |
0.20% | $500 | - | Special Shares | |
0.15% | - | - | Regular Share Account | |
0.15% | - | - | Christmas Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
5.30% | $5k | - | 182 Day CD | |
5.09% | $5k | - | 1 Year CD | |
3.29% | $5k | - | 2 Year CD | |
3.29% | $5k | - | 18 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
5.30% | $5k | - | 182 Day IRA | |
5.09% | $5k | - | 1 Year IRA | |
3.29% | $5k | - | 18 Month IRA | |
3.29% | $5k | - | 2 Year IRA |
Employee Resources Credit Union Locations | ||
---|---|---|
Branch Office | 1700 W College St | Pulaski, TN 38478-5213 |
Branch Office | 321 Dexter L Woods Memorial Blvd Ste A | WAYNESBORO, TN 38485-2418 |
Branch Office | 330 W Church St | Lexington, TN 38351-2018 |
Branch Office | 105 N Oak St | Adamsville, TN 38310-1931 |