Employee Resources Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ercu.org

931-766-9288

2135 N Locust Ave.
Lawrenceburg, TN 38464

Employee Resources Credit Union is headquartered in Lawrenceburg and is the 30^th largest credit union in the state of Tennessee. It is also the 1,356^th largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 56 employees and 23,509 members at 6 locations. Employee Resources Credit Union has an A health rating.

Field of Membership Restrictions

Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details

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Health

Data as of Q1 2025

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Health Grade Components

Overall
NCUA #	67789
Year Chartered	1964
Employees	56
Primary Regulator

Profit Margin
Return on Assets - YTD	0.26%
Return on Equity - YTD	2.9%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$179.2MM$156.3MM
Loans	Q1 2025vs Q1 2024	$127.1MM$124.3MM
Deposits	Q1 2025vs Q1 2024	$163.3MM$140.1MM
Equity Capital	Q1 2025vs Q1 2024	$16.2MM$15.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1MM$799K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$604K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Employee Resources Credit Union are currently being reviewed.

Locations

Employee Resources Credit Union Locations
Branch Office	1700 W College St	Pulaski, TN 38478-5213
Branch Office	321 Dexter L Woods Memorial Blvd Ste A	WAYNESBORO, TN 38485-2418
Branch Office	330 W Church St	Lexington, TN 38351-2018
Branch Office	105 N Oak St	Adamsville, TN 38310-1931
Corporate Office	2135 N Locust Ave	Lawrenceburg, TN 38464-4455
Branch Office	1604 Remke Ave	Lawrenceburg, TN 38464-2261

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