Employee Resources Credit Union

Overview / Commentary
2135 N Locust Ave.
Lawrenceburg, TN 38464

Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 36th largest credit union in the state of Tennessee. It is also the 1,627th largest credit union in the nation. It was established in 1964 and as of June of 2020, it had grown to 43 employees and 17,301 members at 3 locations. Employee Resources Credit Union has a B+ health rating.

Field of Membership Restrictions

Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details

Reviews (1)

Bad Customer Service

They only check their mail once a month, so expect constant late fees. They won't get with the times, so no way to pay online on their website or over the phone.
If you're struggling and get behind, they won't work with you. They just hire a lawyer and threaten to send you to jail.


Health Grade Components

NCUA #67789
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD6.4%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$110.2MM$88.6MM
LoansQ2 2020vs Q2 2019$77.0MM$67.2MM
DepositsQ2 2020vs Q2 2019$101.9MM$80.3MM
Equity CapitalQ2 2020vs Q2 2019$8.0MM$7.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$674.00K$1.0MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$615.00K$551.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Employee Resources Credit Union Savings Account Rates

1.20%--IRA Saving
0.35%$500-Special Shares
0.25%--Regular Share Account
0.25%--Christmas Club Account

Employee Resources Credit Union CD Rates

0.75%$5k-2 Year CD
0.60%$5k-18 Month CD
0.50%$5k-1 Year CD
0.40%$5k-182 Day CD

Employee Resources Credit Union Locations
Branch Office1700 W College StPulaski, TN 38478-5213
Branch Office321 Dexter L Woods Memorial Blvd Ste AWAYNESBORO, TN 38485-2418
Branch Office330 W Church StLexington, TN 38351-2018

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