Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 36th largest credit union in the state of Tennessee. It is also the 1,621st largest credit union in the nation. It was established in 1964 and as of December of 2020, it had grown to 43 employees and 17,703 members at 3 locations. Employee Resources Credit Union has a B+ health rating.
Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details
They only check their mail once a month, so expect constant late fees. They won't get with the times, so no way to pay online on their website or over the phone.
If you're struggling and get behind, they won't work with you. They just hire a lawyer and threaten to send you to jail.
Overall | |
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NCUA # | 67789 |
Year Chartered | 1964 |
Employees | 43 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.54% |
Return on Equity - YTD | 7.33% |
Annual Interest Income | $4.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $115.7MM$97.0MM |
Loans | Q4 2020vs Q4 2019 | $87.5MM$73.6MM |
Deposits | Q4 2020vs Q4 2019 | $106.9MM$89.0MM |
Equity Capital | Q4 2020vs Q4 2019 | $8.4MM$7.8MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $551.00K$848.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $447.00K$702.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Employee Resources Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | - | - | IRA Saving | |
0.30% | $500 | - | Special Shares | |
0.25% | - | - | Regular Share Account | |
0.25% | - | - | Christmas Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.55% | $5k | - | 2 Year CD | |
0.50% | $5k | - | 1 Year CD | |
0.50% | $5k | - | 18 Month CD | |
0.40% | $5k | - | 182 Day CD |
Employee Resources Credit Union Locations | ||
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Branch Office | 1700 W College St | Pulaski, TN 38478-5213 |
Branch Office | 321 Dexter L Woods Memorial Blvd Ste A | WAYNESBORO, TN 38485-2418 |
Branch Office | 330 W Church St | Lexington, TN 38351-2018 |