Employee Resources Credit Union

Overview / Commentary
2135 N Locust Ave.
Lawrenceburg, TN 38464

Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 33rd largest credit union in the state of Tennessee. It is also the 1,554th largest credit union in the nation. It was established in 1964 and as of September of 2022, it had grown to 46 employees and 20,380 members at 3 locations. Employee Resources Credit Union has an A health rating.

Field of Membership Restrictions

Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details

Reviews (1)

Bad Customer Service

They only check their mail once a month, so expect constant late fees. They won't get with the times, so no way to pay online on their website or over the phone.
If you're struggling and get behind, they won't work with you. They just hire a lawyer and threaten to send you to jail.


Health Grade Components

NCUA #67789
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD11.4%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$137.2MM$131.2MM
LoansQ3 2022vs Q3 2021$112.2MM$97.2MM
DepositsQ3 2022vs Q3 2021$123.7MM$119.9MM
Equity CapitalQ3 2022vs Q3 2021$12.7MM$10.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$511.00K$476.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$306.00K$303.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Employee Resources Credit Union are currently being reviewed.


Employee Resources Credit Union Locations
Branch Office1700 W College StPulaski, TN 38478-5213
Branch Office321 Dexter L Woods Memorial Blvd Ste AWAYNESBORO, TN 38485-2418
Branch Office330 W Church StLexington, TN 38351-2018

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