Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 33rd largest credit union in the state of Tennessee. It is also the 1,554th largest credit union in the nation. It was established in 1964 and as of September of 2022, it had grown to 46 employees and 20,380 members at 3 locations. Employee Resources Credit Union has an A health rating.
Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details
They only check their mail once a month, so expect constant late fees. They won't get with the times, so no way to pay online on their website or over the phone.
If you're struggling and get behind, they won't work with you. They just hire a lawyer and threaten to send you to jail.
Overall | |
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NCUA # | 67789 |
Year Chartered | 1964 |
Employees | 46 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.04% |
Return on Equity - YTD | 11.4% |
Annual Interest Income | $3.6MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $137.2MM$131.2MM |
Loans | Q3 2022vs Q3 2021 | $112.2MM$97.2MM |
Deposits | Q3 2022vs Q3 2021 | $123.7MM$119.9MM |
Equity Capital | Q3 2022vs Q3 2021 | $12.7MM$10.9MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $511.00K$476.00K |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $306.00K$303.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Rates for Employee Resources Credit Union are currently being reviewed.
Employee Resources Credit Union Locations | ||
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Branch Office | 1700 W College St | Pulaski, TN 38478-5213 |
Branch Office | 321 Dexter L Woods Memorial Blvd Ste A | WAYNESBORO, TN 38485-2418 |
Branch Office | 330 W Church St | Lexington, TN 38351-2018 |