Employee Resources Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.06% | 1-year CD | 1 Year CD 1.40% - Synchrony Bank 12 Month CD |
| 0.30% | Savings | Regular Share Account |
| 1.21% | 2-year CD | 2 Year CD 1.65% - Synchrony Bank 24 Month CD |
Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 37th largest credit union in the state of Tennessee. It is also the 1,738th largest credit union in the nation. It was established in 1964 and as of March of 2017, it had grown to 40 employees and 15,374 members at 3 locations. Employee Resources Credit Union's CD rates are 18% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Employees Resources Credit Union of Tennessee is open to the residents, church members, registered students, and people maintaining employment in these eligible counties: Lawrence, Giles, Wayne, and Henderson.
See current membership details
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67789 |
| Year Chartered | 1964 |
| Employees | 40 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 7.31% |
| Annual Interest Income | $970.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $87.9MM$82.8MM |
| Loans | Q1 2017vs Q1 2016 | $62.9MM$61.3MM |
| Deposits | Q1 2017vs Q1 2016 | $80.5MM$75.6MM |
| Equity Capital | Q1 2017vs Q1 2016 | $7.2MM$6.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $942.00K$769.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $678.00K$1.6MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Employee Resources Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Employee Resources Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Regular Share Account | |
| 0.30% | - | - | Christmas Club Account |
Employee Resources Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.21% | $5k | - | 2 Year CD | |
| 1.06% | $5k | - | 1 Year CD | |
| 0.75% | $5k | - | 182 Day CD | |
| 0.50% | $500 | - | 90 Day Investment Account |
| Employee Resources Credit Union Locations | ||
|---|---|---|
| Branch Office | 1700 W College St | Pulaski, TN 38478-5213 |
| Branch Office | 321 Dexter L Woods Memorial Blvd Ste A | WAYNESBORO, TN 38485-2418 |
| Branch Office | 330 W Church St | Lexington, TN 38351-2018 |