Employee Resources Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.06% | 1-year CD | 1 Year CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.30% | Savings | Regular Share Account 1.00% - Ally Bank Online Savings Account |
| 1.01% | 2-year CD | 2 Year CD |
Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 38th largest credit union in the state of Tennessee. It is also the 1,770th largest credit union in the nation. It was established in 1964 and as of June of 2016, it had grown to 34 employees and 15,261 members at 3 locations. Employee Resources Credit Union's CD rates are 18% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Employees Resources Credit Union of Tennessee is open to the residents, church members, registered students, and people maintaining employment in these eligible counties: Lawrence, Giles, Wayne, and Henderson.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67789 |
| Year Chartered | 1964 |
| Employees | 34 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 5.57% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $82.7MM$74.8MM |
| Loans | Q2 2016vs Q2 2015 | $63.0MM$57.1MM |
| Deposits | Q2 2016vs Q2 2015 | $75.4MM$67.9MM |
| Equity Capital | Q2 2016vs Q2 2015 | $6.8MM$6.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $898.00K$620.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.4MM$1.3MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Employee Resources Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Employee Resources Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Regular Share Account | |
| 0.30% | - | - | Christmas Club Account |
Employee Resources Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.06% | $5k | - | 1 Year CD | |
| 1.01% | $5k | - | 2 Year CD | |
| 0.50% | $500 | - | 90 Day Investment Account | |
| 0.50% | $5k | - | 182 Day CD |
| Employee Resources Credit Union Locations | ||
|---|---|---|
| Branch Office | 1700 W College St | Pulaski, TN 38478-5213 |
| Branch Office | 321 Dexter L Woods Memorial Blvd Ste A | WAYNESBORO, TN 38485-2418 |
| Branch Office | 330 W Church St | Lexington, TN 38351-2018 |