Employee Resources Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.21% | 1-year CD | 1 Year CD |
| 0.30% | Savings | Regular Share Account 1.65% - Barclays Online Savings Account |
| 1.36% | 2-year CD | 2 Year CD |
Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 37th largest credit union in the state of Tennessee. It is also the 1,751st largest credit union in the nation. It was established in 1964 and as of March of 2018, it had grown to 38 employees and 15,389 members at 3 locations. Employee Resources Credit Union's CD rates are 34% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Employees Resources Credit Union of Tennessee is open to the residents, church members, registered students, and people maintaining employment in these eligible counties: Lawrence, Giles, Wayne, and Henderson.
See current membership details
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67789 |
| Year Chartered | 1964 |
| Employees | 38 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.21% |
| Return on Equity - YTD | -2.65% |
| Annual Interest Income | $931.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $87.6MM$87.9MM |
| Loans | Q1 2018vs Q1 2017 | $62.0MM$62.9MM |
| Deposits | Q1 2018vs Q1 2017 | $80.0MM$80.5MM |
| Equity Capital | Q1 2018vs Q1 2017 | $7.0MM$7.2MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $1.1MM$942.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $397.00K$678.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $133.00K$0 |
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Employee Resources Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Regular Share Account | |
| 0.30% | - | - | Christmas Club Account |
Employee Resources Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.36% | $5k | - | 2 Year CD | |
| 1.21% | $5k | - | 1 Year CD | |
| 0.75% | $5k | - | 182 Day CD | |
| 0.50% | $500 | - | 90 Day Investment Account |
| Employee Resources Credit Union Locations | ||
|---|---|---|
| Branch Office | 1700 W College St | Pulaski, TN 38478-5213 |
| Branch Office | 321 Dexter L Woods Memorial Blvd Ste A | WAYNESBORO, TN 38485-2418 |
| Branch Office | 330 W Church St | Lexington, TN 38351-2018 |