Employee Resources Credit Union


Overview / Commentary
931-766-9288
2135 N Locust Ave.
Lawrenceburg, TN 38464

Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 33rd largest credit union in the state of Tennessee. It is also the 1,541st largest credit union in the nation. It was established in 1964 and as of June of 2023, it had grown to 47 employees and 21,612 members at 4 locations. Employee Resources Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details

Reviews (1)

Bad Customer Service

They only check their mail once a month, so expect constant late fees. They won't get with the times, so no way to pay online on their website or over the phone.
If you're struggling and get behind, they won't work with you. They just hire a lawyer and threaten to send you to jail.



Health

Health Grade Components

Overall
NCUA #67789
Year Chartered1964
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.05%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$140.0MM$140.2MM
LoansQ2 2023vs Q2 2022$120.1MM$103.9MM
DepositsQ2 2023vs Q2 2022$127.4MM$127.3MM
Equity CapitalQ2 2023vs Q2 2022$13.7MM$12.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$477.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$398.00K$414.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Employee Resources Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Saving
0.20%$500-Special Shares
0.15%--Regular Share Account
0.15%--Christmas Club Account

Employee Resources Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%$5k-182 Day CD
5.09%$5k-1 Year CD
3.29%$5k-2 Year CD
3.29%$5k-18 Month CD

Employee Resources Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.30%$5k-182 Day IRA
5.09%$5k-1 Year IRA
3.29%$5k-18 Month IRA
3.29%$5k-2 Year IRA
Locations


Employee Resources Credit Union Locations
Branch Office1700 W College StPulaski, TN 38478-5213
Branch Office321 Dexter L Woods Memorial Blvd Ste AWAYNESBORO, TN 38485-2418
Branch Office330 W Church StLexington, TN 38351-2018
Branch Office105 N Oak StAdamsville, TN 38310-1931

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