Employee Resources Credit Union is headquartered in Lawrenceburg and is the 32nd largest credit union in the state of Tennessee. It is also the 1,433rd largest credit union in the nation. It was established in 1964 and as of June of 2024, it had grown to 50 employees and 22,803 members at 6 locations. Employee Resources Credit Union's CD rates are 5X the national average, and it has an A health rating.
Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details
Overall | |
---|---|
NCUA # | 67789 |
Year Chartered | 1964 |
Employees | 50 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.74% |
Return on Equity - YTD | 7.53% |
Annual Interest Income | $4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $160MM$140MM |
Loans | Q2 2024vs Q2 2023 | $124.5MM$120.1MM |
Deposits | Q2 2024vs Q2 2023 | $143.4MM$127.4MM |
Equity Capital | Q2 2024vs Q2 2023 | $15.6MM$12.7MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $832K$703K |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $929K$398K |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Employee Resources Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | $0 | - | IRA Saving | |
0.20% | $500 | - | Special Shares | |
0.15% | $0 | - | Regular Share Account | |
0.15% | $0 | - | Christmas Club Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.85% | $5k | - | 182 Day CD | |
4.59% | $5k | - | 1 Year CD | |
3.29% | $5k | - | 2 Year CD | |
3.29% | $5k | - | 18 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.85% | $5k | - | 182 Day IRA | |
4.59% | $5k | - | 1 Year IRA | |
3.29% | $5k | - | 18 Month IRA | |
3.29% | $5k | - | 2 Year IRA |
Employee Resources Credit Union Locations | ||
---|---|---|
Branch Office | 1700 W College St | Pulaski, TN 38478-5213 |
Branch Office | 321 Dexter L Woods Memorial Blvd Ste A | WAYNESBORO, TN 38485-2418 |
Branch Office | 330 W Church St | Lexington, TN 38351-2018 |
Branch Office | 105 N Oak St | Adamsville, TN 38310-1931 |
Corporate Office | 2135 N Locust Ave | Lawrenceburg, TN 38464-4455 |
Branch Office | 1604 Remke Ave | Lawrenceburg, TN 38464-2261 |