Featured Savings Rates
Featured Accounts

Employee Resources Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.06%1-year CD1 Year CD
0.30%SavingsRegular Share Account
1.21%2-year CD2 Year CD

Overview / Commentary
931-766-9288
2135 N Locust Ave.
Lawrenceburg, TN 38464

Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 38th largest credit union in the state of Tennessee. It is also the 1,769th largest credit union in the nation. It was established in 1964 and as of September of 2016, it had grown to 38 employees and 21,640 members at 3 locations. Employee Resources Credit Union's CD rates are 18% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Employees Resources Credit Union of Tennessee is open to the residents, church members, registered students, and people maintaining employment in these eligible counties: Lawrence, Giles, Wayne, and Henderson.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Employee Resources Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #67789
Year Chartered1964
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.22%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$83.2MM$76.5MM
LoansQ3 2016vs Q3 2015$65.4MM$60.5MM
DepositsQ3 2016vs Q3 2015$75.8MM$69.7MM
Equity CapitalQ3 2016vs Q3 2015$6.9MM$6.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$923.00K$715.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.2MM$1.6MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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Employee Resources Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Regular Share Account
0.30%--Christmas Club Account

Employee Resources Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$5k-2 Year CD
1.06%$5k-1 Year CD
0.75%$5k-182 Day CD
0.50%$500-90 Day Investment Account
Locations


Employee Resources Credit Union Locations
Branch Office1700 W College StPulaski, TN 38478-5213
Branch Office321 Dexter L Woods Memorial Blvd Ste AWAYNESBORO, TN 38485-2418
Branch Office330 W Church StLexington, TN 38351-2018