Employee Resources Credit Union

Overview / Commentary
2135 N Locust Ave.
Lawrenceburg, TN 38464

Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 33rd largest credit union in the state of Tennessee. It is also the 1,541st largest credit union in the nation. It was established in 1964 and as of March of 2022, it had grown to 43 employees and 19,285 members at 3 locations. Employee Resources Credit Union has an A health rating.

Field of Membership Restrictions

Employee Resources Credit Union is open to those who live, work, worship, or attend school in Giles, Henderson, Lawrence, or Wayne counties.
See current membership details

Reviews (1)

Bad Customer Service

They only check their mail once a month, so expect constant late fees. They won't get with the times, so no way to pay online on their website or over the phone.
If you're struggling and get behind, they won't work with you. They just hire a lawyer and threaten to send you to jail.


Health Grade Components

NCUA #67789
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD10.79%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$140.7MM$127.1MM
LoansQ1 2022vs Q1 2021$94.0MM$85.3MM
DepositsQ1 2022vs Q1 2021$128.8MM$118.4MM
Equity CapitalQ1 2022vs Q1 2021$11.5MM$8.5MM
Loan Loss AllowanceQ1 2022vs Q1 2021$445.00K$493.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$233.00K$149.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Employee Resources Credit Union Savings Account Rates

0.60%--IRA Saving
0.20%$500-Special Shares
0.15%--Regular Share Account
0.15%--Christmas Club Account

Employee Resources Credit Union CD Rates

0.50%$5k-2 Year CD
0.30%$5k-1 Year CD
0.30%$5k-18 Month CD
0.25%$5k-182 Day CD

Employee Resources Credit Union Locations
Branch Office1700 W College StPulaski, TN 38478-5213
Branch Office321 Dexter L Woods Memorial Blvd Ste AWAYNESBORO, TN 38485-2418
Branch Office330 W Church StLexington, TN 38351-2018

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