Featured Savings Rates
Featured Accounts

Employee Resources Credit Union

Popular Accounts at this Credit Union

1.06%1-year CD1 Year CD
0.30%SavingsRegular Share Account
1.01%2-year CD2 Year CD

Overview / Commentary
2135 N Locust Ave.
Lawrenceburg, TN 38464

Employee Resources Credit Union is headquartered in LAWRENCEBURG and is the 38th largest credit union in the state of Tennessee. It is also the 1,770th largest credit union in the nation. It was established in 1964 and as of June of 2016, it had grown to 34 employees and 15,261 members at 3 locations. Employee Resources Credit Union's CD rates are 18% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Employees Resources Credit Union of Tennessee is open to the residents, church members, registered students, and people maintaining employment in these eligible counties: Lawrence, Giles, Wayne, and Henderson.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Employee Resources Credit Union has a relatively low asset base.

Health Grade Components

NCUA #67789
Year Chartered1964
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD5.57%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$82.7MM$74.8MM
LoansQ2 2016vs Q2 2015$63.0MM$57.1MM
DepositsQ2 2016vs Q2 2015$75.4MM$67.9MM
Equity CapitalQ2 2016vs Q2 2015$6.8MM$6.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$898.00K$620.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.4MM$1.3MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Employee Resources Credit Union Savings Account Rates

0.30%--Regular Share Account
0.30%--Christmas Club Account

Employee Resources Credit Union CD Rates

1.06%$5k-1 Year CD
1.01%$5k-2 Year CD
0.50%$500-90 Day Investment Account
0.50%$5k-182 Day CD

Employee Resources Credit Union Locations
Branch Office1700 W College StPulaski, TN 38478-5213
Branch Office321 Dexter L Woods Memorial Blvd Ste AWAYNESBORO, TN 38485-2418
Branch Office330 W Church StLexington, TN 38351-2018