Employees Choice Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.25% | 1-year CD | 12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Secondary Share Account 1.15% - CIT Bank Spring Savings |
| 0.05% | Checking | Share Draft Account 0.13% - National Average |
Employees Choice Federal Credit Union is headquartered in El Cajon and is the 263rd largest credit union in the state of California. It is also the 3,547th largest credit union in the nation. It was established in 1960 and as of March of 2017, it had grown to 3 employees and 1,258 members at 1 location. Employees Choice Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to employees of the city of El Cajon, the City of La Mesa, the Helix Water District, San Diego County working in La Mesa, California state working or headquartered in La Mesa, Roger S. Gordon & Co., CPA, The Goods Insurance Agency, Pfuhl & Knight Accountancy Corporation.
See current membership details
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13526 |
| Year Chartered | 1960 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.42% |
| Return on Equity - YTD | 4.82% |
| Annual Interest Income | $127.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $18.6MM$16.9MM |
| Loans | Q1 2017vs Q1 2016 | $7.6MM$5.6MM |
| Deposits | Q1 2017vs Q1 2016 | $16.9MM$15.3MM |
| Equity Capital | Q1 2017vs Q1 2016 | $1.6MM$1.5MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $56.00K$35.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $23.00K$0 |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Employees Choice Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Employees Choice Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $25 | - | IRA Share Account | |
| 0.10% | - | - | Holiday Club Certificate | |
| 0.05% | $25 | - | Regular Share Account | |
| 0.05% | $25 | - | Secondary Share Account |
Employees Choice Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $5k | - | Share Draft Account |
Employees Choice Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $5k | - | 12 Month Share Certificate | |
| 0.20% | $5k | - | 6 Month Share Certificate | |
| 0.15% | $5k | - | 3 Month Share Certificate |
Employees Choice Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $5k | - | 12 Month IRA Share Certificate | |
| 0.20% | $5k | - | 6 Month IRA Share Certificate | |
| 0.15% | $5k | - | 3 Month IRA Share Certificate |
| Employees Choice Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 266 S Magnolia Ave Ste 101 | El Cajon, CA 92020 |