Overview / Commentary
Employees Federal Credit Union is headquartered in Tulsa and is the 31st largest credit union in the state of Oklahoma. It is also the 2,468th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 18 employees and 3,668 members at 4 locations. Employees Federal Credit Union has a C health rating.
Field of Membership Restrictions
Employees Federal Credit Union is open to those who live, work, worship or attend school in downtown, and east or west Tulsa, Oklahoma. Membership is also open to employees and retirees of Tulsa County and the City of Tulsa.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Employees Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9715 |
| Year Chartered | 1954 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.18% |
| Return on Equity - YTD | 2.21% |
| Annual Interest Income | $600K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $47.6MM$48.3MM |
| Loans | Q1 2025vs Q1 2024 | $25.4MM$24.8MM |
| Deposits | Q1 2025vs Q1 2024 | $43.3MM$44.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.9MM$3.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $87K$47K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $807K$705K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $53K$52K |