Employees Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 2.50% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 1.00% | Savings | 2.20% - Barclays Online Savings Account |
Employees Credit Union is headquartered in Estherville and is the 23rd largest credit union in the state of Iowa. It is also the 1,661st largest credit union in the nation. It was established in 1947 and as of September of 2018, it had grown to 12 employees and 7,972 members at 1 location. Employees Credit Union's money market rates are 5X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Employees Credit Union membership is open to the following: (1) individuals who work or live in Palo Alto or Emmet counties in Iowa, and their family members. (2) Employees or their family members of any of the following employee groups: Valley and Upper Des Moines Contracting, John Morrell and Company, Slater Lawn Service, Heartland Transport, Glasstite of Dunnell, Five Star Manufacturing, GKN of Armstrong and Estherville, Estherville Implement, Estherville Post Office, Christensen Family Farms, Ag Chem of Jackson, Avera Holy Family Hospital of Estherville, or Medieval Glass.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63299 |
| Year Chartered | 1947 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.49% |
| Return on Equity - YTD | 11.01% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $95.0MM$93.8MM |
| Loans | Q3 2018vs Q3 2017 | $55.4MM$51.4MM |
| Deposits | Q3 2018vs Q3 2017 | $73.3MM$72.1MM |
| Equity Capital | Q3 2018vs Q3 2017 | $21.6MM$19.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $647.00K$601.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $1.4MM$1.5MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $181.00K$237.00K |
Always verify rates and promotions with the bank or credit union. We are not Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $50 | - | Regular Savings Account | |
| 1.00% | $50 | - | Xmas Account |
Employees Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $5k | - | SUPER Money Market Account | |
| 1.51% | $1k | - | Money Market Account |
Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $1k | - | 5 Year CD | |
| 2.50% | $1k | - | 1 Year CD | |
| 1.51% | $1k | - | 6 Month CD |
Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 18 Month IRA CD |
| Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 2714 Central Ave | Estherville, IA 51334 |