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Employees Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD5 Year CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.50%1-year CD1 Year CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.50%SavingsRegular Savings Account
1.20% - Synchrony Bank High Yield SavingsAdvertisement
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Overview / Commentary
www.employeescu.com
712-362-5897
2714 Central Ave
Estherville, IA 51334

Employees Credit Union is headquartered in Estherville and is the 22nd largest credit union in the state of Iowa. It is also the 1,667th largest credit union in the nation. It was established in 1947 and as of March of 2017, it had grown to 10 employees and 7,730 members at 1 location. Employees Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Employees Credit Union of Iowa is open to the residents and people that maintain employment within the counties of Emmet or Palo Alto and the employees at any of the select employers that are listed on the credit union website as well as their family members.
See current membership details

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Health
A

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Employees Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63299
Year Chartered1947
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD2.14%
Return on Equity - YTD10.56%
Annual Interest Income$949.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$93.8MM$88.2MM
LoansQ1 2017vs Q1 2016$47.7MM$44.1MM
DepositsQ1 2017vs Q1 2016$73.1MM$68.2MM
Equity CapitalQ1 2017vs Q1 2016$18.6MM$16.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$558.00K$489.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$884.00K$1.1MM
Real Estate OwnedQ1 2017vs Q1 2016$238.00K$238.00K
Rates
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Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50-Regular Savings Account
0.50%$50-Xmas Account

Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$5k-SUPER Money Market Account
0.75%$1k-Money Market Account

Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-5 Year CD
0.50%$1k-6 Month CD
0.50%$1k-1 Year CD

Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-18 Month IRA CD
Locations


Employees Credit Union Locations
Branch Office2714 Central AveEstherville, IA 51334