Employees Credit Union

Overview / Commentary
2714 Central Ave
Estherville, IA 51334

Employees Credit Union is headquartered in Estherville and is the 23rd largest credit union in the state of Iowa. It is also the 1,597th largest credit union in the nation. It was established in 1947 and as of December of 2019, it had grown to 13 employees and 8,200 members at 1 location. Employees Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Employees Credit Union membership is open to the following: (1) individuals who work or live in Palo Alto or Emmet counties in Iowa, and their family members. (2) Employees or their family members of any of the following employee groups: Valley and Upper Des Moines Contracting, John Morrell and Company, Slater Lawn Service, Heartland Transport, Glasstite of Dunnell, Five Star Manufacturing, GKN of Armstrong and Estherville, Estherville Implement, Estherville Post Office, Christensen Family Farms, Ag Chem of Jackson, Avera Holy Family Hospital of Estherville, or Medieval Glass.
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Health Grade Components

NCUA #63299
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD7.49%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$105.4MM$97.5MM
LoansQ4 2019vs Q4 2018$61.3MM$56.0MM
DepositsQ4 2019vs Q4 2018$82.0MM$75.9MM
Equity CapitalQ4 2019vs Q4 2018$22.8MM$21.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$663.00K$629.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.2MM$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$34.00K$181.00K
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Employees Credit Union Savings Account Rates

0.50%$50-Regular Savings Account
0.50%$50-Xmas Account

Employees Credit Union Money Market Rates

1.00%$5k-SUPER Money Market Account
0.75%$1k-Money Market Account

Employees Credit Union CD Rates

1.00%$1k-1 Year CD
1.00%$1k-5 Year CD
0.75%$1k-6 Month CD

Employees Credit Union IRA Rates

1.76%$1k-18 Month IRA CD

Employees Credit Union Locations
Branch Office2714 Central AveEstherville, IA 51334

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