Employees Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.50% | 1-year CD | 1 Year CD |
| 0.50% | Savings | Regular Savings Account |
Employees Credit Union is headquartered in Estherville and is the 22nd largest credit union in the state of Iowa. It is also the 1,650th largest credit union in the nation. It was established in 1947 and as of December of 2017, it had grown to 12 employees and 7,807 members at 1 location. Employees Credit Union's money market rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Employees Credit Union of Iowa is open to the residents and people that maintain employment within the counties of Emmet or Palo Alto and the employees at any of the select employers that are listed on the credit union website as well as their family members.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63299 |
| Year Chartered | 1947 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.75% |
| Return on Equity - YTD | 8.28% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $93.9MM$89.8MM |
| Loans | Q4 2017vs Q4 2016 | $52.8MM$46.9MM |
| Deposits | Q4 2017vs Q4 2016 | $72.0MM$69.5MM |
| Equity Capital | Q4 2017vs Q4 2016 | $19.8MM$18.1MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $648.00K$539.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.5MM$1.1MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $237.00K$238.00K |
Always verify rates and promotions with the bank or credit union. We are not Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Employees Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $50 | - | Regular Savings Account | |
| 0.50% | $50 | - | Xmas Account |
Employees Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $5k | - | SUPER Money Market Account | |
| 1.00% | $1k | - | Money Market Account |
Employees Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Year CD | |
| 0.50% | $1k | - | 6 Month CD | |
| 0.50% | $1k | - | 1 Year CD |
Employees Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $1k | - | 18 Month IRA CD |
| Employees Credit Union Locations | ||
|---|---|---|
| Branch Office | 2714 Central Ave | Estherville, IA 51334 |