Employees Credit Union

Overview / Commentary
2714 Central Ave
Estherville, IA 51334

Employees Credit Union is headquartered in Estherville and is the 22nd largest credit union in the state of Iowa. It is also the 1,588th largest credit union in the nation. It was established in 1947 and as of June of 2021, it had grown to 13 employees and 8,321 members at 1 location. Employees Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Employees Credit Union membership is open to the following: (1) individuals who work or live in Palo Alto or Emmet counties in Iowa, and their family members. (2) Employees or their family members of any of the following employee groups: Valley and Upper Des Moines Contracting, John Morrell and Company, Slater Lawn Service, Heartland Transport, Glasstite of Dunnell, Five Star Manufacturing, GKN of Armstrong and Estherville, Estherville Implement, Estherville Post Office, Christensen Family Farms, Ag Chem of Jackson, Avera Holy Family Hospital of Estherville, or Medieval Glass.
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Health Grade Components

NCUA #63299
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD2.55%
Return on Equity - YTD12.08%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$127.9MM$113.9MM
LoansQ2 2021vs Q2 2020$66.6MM$62.4MM
DepositsQ2 2021vs Q2 2020$100.5MM$89.1MM
Equity CapitalQ2 2021vs Q2 2020$26.8MM$24.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$832.00K$747.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.4MM$877.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Employees Credit Union Savings Account Rates

0.25%$50-Regular Savings Account
0.25%$50-Xmas Account

Employees Credit Union Money Market Rates

0.50%$5k-SUPER Money Market Account
0.35%$1k-Money Market Account

Employees Credit Union CD Rates

0.50%$1k-1 Year CD
0.50%$1k-5 Year CD
0.25%$1k-6 Month CD

Employees Credit Union IRA Rates

1.00%$1k-18 Month IRA CD

Employees Credit Union Locations
Branch Office2714 Central AveEstherville, IA 51334

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