Featured Savings Rates
Featured Accounts
Overview / Commentary
2714 Central Ave
Estherville, IA 51334

Employees Credit Union is headquartered in Estherville and is the 22nd largest credit union in the state of Iowa. It is also the 1,650th largest credit union in the nation. It was established in 1947 and as of December of 2017, it had grown to 12 employees and 7,807 members at 1 location. Employees Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Employees Credit Union of Iowa is open to the residents and people that maintain employment within the counties of Emmet or Palo Alto and the employees at any of the select employers that are listed on the credit union website as well as their family members.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Employees Credit Union has a relatively low asset base.

Health Grade Components

NCUA #63299
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD8.28%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$93.9MM$89.8MM
LoansQ4 2017vs Q4 2016$52.8MM$46.9MM
DepositsQ4 2017vs Q4 2016$72.0MM$69.5MM
Equity CapitalQ4 2017vs Q4 2016$19.8MM$18.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$648.00K$539.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.5MM$1.1MM
Real Estate OwnedQ4 2017vs Q4 2016$237.00K$238.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Employees Credit Union Savings Account Rates

0.50%$50-Regular Savings Account
0.50%$50-Xmas Account

Employees Credit Union Money Market Rates

1.26%$5k-SUPER Money Market Account
1.00%$1k-Money Market Account

Employees Credit Union CD Rates

1.00%$1k-5 Year CD
0.50%$1k-6 Month CD
0.50%$1k-1 Year CD

Employees Credit Union IRA Rates

1.25%$1k-18 Month IRA CD

Employees Credit Union Locations
Branch Office2714 Central AveEstherville, IA 51334

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.