Health
B+
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1299 |
| Year Established | 1925 |
| Employees | 347 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 10.78% |
| Annual Interest Income | $18.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $489.1MM$447.2MM |
| Loans | Q3 2018vs Q3 2017 | $417.0MM$385.9MM |
| Deposits | Q3 2018vs Q3 2017 | $385.8MM$360.4MM |
| Equity Capital | Q3 2018vs Q3 2017 | $41.4MM$40.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $6.3MM$6.0MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $3.6MM$2.6MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $2.3MM$1.9MM |
Rates
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Empower Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15% | - | - | Savings Account |
Locations
Empower is an Internet only bank and does not have branch locations. Its headquarters is located at 301 Shoppingway Boulevard - West Memphis, AR 72301