Featured Savings Rates
Featured Accounts

Encentus Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.60%1-year CD12 Month Share Certificate
0.40%SavingsRegular Shares Account
0.90%3-year CD30 Month Share Certificate

Overview / Commentary
866-214-7215
1320 S Lewis Ave
Tulsa, OK 74104

Encentus Federal Credit Union is headquartered in Tulsa and is the 39th largest credit union in the state of Oklahoma. It is also the 3,047th largest credit union in the nation. It was established in 1970 and as of December of 2015, it had grown to 12 employees and 4,782 members at 1 location. Encentus Federal Credit Union's savings rates are 73% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

If you are a healthcare professional in Northeastern Oklahoma, you qualify for membership at Encentus FCU. A healthcare professional includes doctors, dentists, chiropractors, and nurses, of course, but it also includes a doctor's secretary or a hospital janitor or cafeteria worker, or even someone who sells medical equipment, for example. If you are exclusively working in a healthcare industry operating in NE Oklahoma, you are in our field of membership. And, actually, we go even further than that, because your immediate family members can also join!
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Encentus Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20015
Year Chartered1970
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD-0.18%
Return on Equity - YTD-1.44%
Annual Interest Income$677.00K
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$27.2MM$28.9MM
LoansQ4 2015vs Q4 2014$13.7MM$13.6MM
DepositsQ4 2015vs Q4 2014$23.7MM$25.2MM
Equity CapitalQ4 2015vs Q4 2014$3.3MM$3.3MM
Loan Loss AllowanceQ4 2015vs Q4 2014$39.00K$35.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$363.00K$51.00K
Real Estate OwnedQ4 2015vs Q4 2014$66.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Encentus Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$25k*-IRA Savings
OTHER TIERS: 0.55% $50 - $10k | 0.70% $10k - $25k
0.40%*$50k*-Regular Shares Account
OTHER TIERS: 0.15% $50 - $1k | 0.20% $1k - $10k | 0.30% $10k - $50k
0.25%*$1k*$3kClub Savings Account
OTHER TIERS: 0.20% $50 - $1k

Encentus Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--36 Month Share Certificate
0.90%--30 Month Share Certificate
0.80%--24 Month Share Certificate
0.70%--18 Month Share Certificate
0.60%--12 Month Share Certificate
0.50%--6 Month Share Certificate
0.40%--3 Month Share Certificate

Encentus Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--36 Month IRA Certificate
0.90%--30 Month IRA Certificate
0.80%--24 Month IRA Certificate
0.70%--18 Month IRA Certificate
0.60%--12 Month IRA Certificate
0.50%--6 Month IRA Certificate
0.40%--3 Month IRA Certificate
Locations


Encentus Federal Credit Union Locations
Branch Office1320 S Lewis AveTulsa, OK 74104