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Encentus Federal Credit Union

Popular Accounts at this Credit Union

0.60%1-year CD12 Month Share Certificate
0.40%SavingsRegular Shares Account
0.90%3-year CD30 Month Share Certificate

Overview / Commentary
1320 S Lewis Ave
Tulsa, OK 74104

Encentus Federal Credit Union is headquartered in Tulsa and is the 38th largest credit union in the state of Oklahoma. It is also the 2,981st largest credit union in the nation. It was established in 1970 and as of March of 2016, it had grown to 12 employees and 4,764 members at 1 location. Encentus Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone working in the medical field in Northeaster Oklahoma.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Encentus Federal Credit Union has a low asset base.

Health Grade Components

NCUA #20015
Year Chartered1970
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD0.85%
Annual Interest Income$178.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$28.9MM$26.9MM
LoansQ1 2016vs Q1 2015$13.5MM$13.6MM
DepositsQ1 2016vs Q1 2015$25.4MM$23.2MM
Equity CapitalQ1 2016vs Q1 2015$3.3MM$3.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$34.00K$33.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$163.00K$92.00K
Real Estate OwnedQ1 2016vs Q1 2015$81.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Encentus Federal Credit Union Savings Account Rates

0.90%*$25k*-IRA Savings
OTHER TIERS: 0.55% $50 - $10k | 0.70% $10k - $25k
0.40%*$50k*-Regular Shares Account
OTHER TIERS: 0.15% $50 - $1k | 0.20% $1k - $10k | 0.30% $10k - $50k
0.25%*$1k*$3kClub Savings Account
OTHER TIERS: 0.20% $50 - $1k

Encentus Federal Credit Union CD Rates

1.00%--36 Month Share Certificate
0.90%--30 Month Share Certificate
0.80%--24 Month Share Certificate
0.70%--18 Month Share Certificate
0.60%--12 Month Share Certificate
0.50%--6 Month Share Certificate
0.40%--3 Month Share Certificate

Encentus Federal Credit Union IRA Rates

1.00%--36 Month IRA Certificate
0.90%--30 Month IRA Certificate
0.80%--24 Month IRA Certificate
0.70%--18 Month IRA Certificate
0.60%--12 Month IRA Certificate
0.50%--6 Month IRA Certificate
0.40%--3 Month IRA Certificate

Encentus Federal Credit Union Locations
Branch Office1320 S Lewis AveTulsa, OK 74104