Encompass Credit Union


Overview / Commentary
800-675-8852
221 N Main St
Tipton, IN 46072

Encompass Credit Union is headquartered in Tipton and is the 27th largest credit union in the state of Indiana. It is also the 1,066th largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 62 employees and 17,164 members at 4 locations. Encompass Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Encompass Credit Union is open to those who live, work, worship, or attend school in Clinton, Howard, or Tipton County, Indiana. Membership is also open to immediate family of current Encompass Credit Union members, as well as immediate family of those who are membership-eligible.
See current membership details

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Health

Health Grade Components

Overall
NCUA #8548
Year Chartered1953
Employees62
Primary Regulator
Profit Margin
Return on Assets - YTD-0.5%
Return on Equity - YTD-6.69%
Annual Interest Income$13.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$272.4MM$248.2MM
LoansQ4 2023vs Q4 2022$221.9MM$194.9MM
DepositsQ4 2023vs Q4 2022$233MM$214.8MM
Equity CapitalQ4 2023vs Q4 2022$20.5MM$24.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$5.6MM$2.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$3.2MM$3.2MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Encompass Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%--IRA Savings
0.15%$5-Regular Savings
0.15%--Christmas Club
0.15%--Vacation Club

Encompass Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$50kUltimate Checking
OTHER TIERS: 0.25% $50k+
0.10%$25-Draft Checking

Encompass Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$500-24 Month CD
4.07%$500-36 Month CD
4.07%$500-48 Month CD
4.07%$500-60 Month CD
3.82%$500-18 Month CD
3.56%$500-12 Month CD
0.75%$500-6 Month CD
Locations


Encompass Credit Union Locations
Steel Parts Branch201 N Main StTipton, IN 46072
Nickel Plate Branch2115 W Holiday RdFrankfort, IN 46041-9100
Maish Road Branch1035 N Maish RdFrankfort, IN 46041-2989
Branch Office4020 South Reed RoadKokomo, IN 46901

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