Encompass Credit Union is headquartered in Tipton and is the 27th largest credit union in the state of Indiana. It is also the 1,066th largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 62 employees and 17,164 members at 4 locations. Encompass Credit Union's CD rates are 4X the national average, and it has a B health rating.
Membership in Encompass Credit Union is open to those who live, work, worship, or attend school in Clinton, Howard, or Tipton County, Indiana. Membership is also open to immediate family of current Encompass Credit Union members, as well as immediate family of those who are membership-eligible.
See current membership details
Overall | |
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NCUA # | 8548 |
Year Chartered | 1953 |
Employees | 62 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | -0.5% |
Return on Equity - YTD | -6.69% |
Annual Interest Income | $13.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2023vs Q4 2022 | $272.4MM$248.2MM |
Loans | Q4 2023vs Q4 2022 | $221.9MM$194.9MM |
Deposits | Q4 2023vs Q4 2022 | $233MM$214.8MM |
Equity Capital | Q4 2023vs Q4 2022 | $20.5MM$24.1MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $5.6MM$2.3MM |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $3.2MM$3.2MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Encompass Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.51% | - | - | IRA Savings | |
0.15% | $5 | - | Regular Savings | |
0.15% | - | - | Christmas Club | |
0.15% | - | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | - | $50k | Ultimate Checking | ||
OTHER TIERS: 0.25% → $50k+ | |||||
0.10% | $25 | - | Draft Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.07% | $500 | - | 24 Month CD | |
4.07% | $500 | - | 36 Month CD | |
4.07% | $500 | - | 48 Month CD | |
4.07% | $500 | - | 60 Month CD | |
3.82% | $500 | - | 18 Month CD | |
3.56% | $500 | - | 12 Month CD | |
0.75% | $500 | - | 6 Month CD |
Encompass Credit Union Locations | ||
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Steel Parts Branch | 201 N Main St | Tipton, IN 46072 |
Nickel Plate Branch | 2115 W Holiday Rd | Frankfort, IN 46041-9100 |
Maish Road Branch | 1035 N Maish Rd | Frankfort, IN 46041-2989 |
Branch Office | 4020 South Reed Road | Kokomo, IN 46901 |