Overview / Commentary
Energize Credit Union is headquartered in Oklahoma City and is the 41st largest credit union in the state of Oklahoma. It is also the 3,050th largest credit union in the nation. It was established in 1967 and as of June of 2019, it had grown to 4 employees and 3,328 members at 1 location. Energize Credit Union's CD rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Energize Credit Union of Oklahoma is open to the employees of the Electric Cooperatives throughout the state and the Pioneer Telephone Cooperative.
See current membership details
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energize Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60994 |
| Year Chartered | 1967 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 4.8% |
| Annual Interest Income | $505.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $26.2MM$25.6MM |
| Loans | Q2 2019vs Q2 2018 | $22.2MM$22.0MM |
| Deposits | Q2 2019vs Q2 2018 | $23.3MM$22.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.9MM$2.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $162.00K$145.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $177.00K$114.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
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Energize Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.42% | - | - | IRA Savings | |
| 0.85% | $5 | - | Savings Account |
Energize Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.57% | $1k | - | 36 Month CD | |
| 2.42% | $1k | - | 24 Month CD | |
| 1.92% | $1k | - | 12 Month CD | |
| 1.76% | $1k | - | 6 Month CD |
Locations
| Energize Credit Union Locations | ||
|---|---|---|
| Branch Office | 2325 E I 44 Service Rd | Oklahoma City, OK 73111-8219 |