Overview / Commentary
Energize Credit Union is headquartered in Oklahoma City and is the 39th largest credit union in the state of Oklahoma. It is also the 2,949th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 4 employees and 3,719 members at 1 location. Energize Credit Union has a B+ health rating.
Field of Membership Restrictions
Energize Credit Union of Oklahoma is open to the employees of the Electric Cooperatives throughout the state and the Pioneer Telephone Cooperative.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energize Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60994 |
| Year Chartered | 1967 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.04% |
| Return on Equity - YTD | -0.37% |
| Annual Interest Income | $368K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $28.2MM$28.6MM |
| Loans | Q1 2025vs Q1 2024 | $19.9MM$22.5MM |
| Deposits | Q1 2025vs Q1 2024 | $24.8MM$25.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.4MM$3.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $85K$82K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $24K$2K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |