Energy Capital Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.65%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.05%	Savings	Indirect Shares 1.15% - CIT Bank Spring Savings

View all Energy Capital Credit Union rates »

Overview / Commentary

www.eccu.net

866-614-9298

18540 Northwest Fwy
Houston, TX 77065

Energy Capital Credit Union is headquartered in Houston and is the 78^th largest credit union in the state of Texas. It is also the 940^th largest credit union in the nation. It was established in 1935 and as of March of 2017, it had grown to 44 employees and 16,815 members at 3 locations. Energy Capital Credit Union has a B+ health rating.

Field of Membership Restrictions

Energy Capitol Credit Union of Texas is open to the residents of these qualified counties: Montogomery and Harris or within 10-miles of any branch office in any direction, employees of the partner companies listed on the credit union website and the family members of current credit union members.
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Health

B+

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	61936
Year Chartered	1935
Employees	44
Primary Regulator

Profit Margin
Return on Assets - YTD	0.44%
Return on Equity - YTD	5.42%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$231.1MM$228.4MM
Loans	Q1 2017vs Q1 2016	$174.7MM$157.0MM
Deposits	Q1 2017vs Q1 2016	$210.8MM$208.6MM
Equity Capital	Q1 2017vs Q1 2016	$18.8MM$18.6MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$948.00K$634.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$521.00K$771.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$184.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy Capital Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$50k^*	-	Regular Share Account
OTHER TIERS: 0.05% → $100 - $25k \| 0.10% → $25k - $50k
0.05%	$100	-	Secondary Savings Account
0.05%	-	-	Financial Wizards Account
0.05%	$100	-	Indirect Shares

Energy Capital Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$50k^*	-	Hi Yield Money Market Account
OTHER TIERS: 0.05% → $2,500 - $10k \| 0.15% → $10k - $50k

Energy Capital Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.06%	$1k	-	Interest Checking Variable Checking Account
0.06%	$5k	-	Business Interest Checking Account

Energy Capital Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	60 Month CD
1.20%	$1k	-	48 Month CD
1.10%	$1k	-	36 Month CD
0.85%	$1k	-	24 Month CD
0.75%	$1k	-	24 Month Rising Rate CD - New Money
0.65%	$1k	-	12 Month CD
0.65%	$1k	-	24 Month Rising Rate CD
0.30%	$1k	-	6 Month CD
0.25%	$50k	-	90 Day Mini Jumbo CD

Locations

Energy Capital Credit Union Locations
Branch Office	18540 Northwest Fwy	Houston, TX 77065
Branch Office	Nature 2 Bldg LL B250 22777 Springwoods Village Pkwy	Spring, TX 77389-1425
Branch Office	24396 I-45 North	Spring, TX 77386