Featured Savings Rates
Featured Accounts

Energy Capital Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.40%1-year CD12 Month CD
0.05%SavingsIndirect Shares

Overview / Commentary
866-614-9298
18540 Northwest Fwy
Houston, TX 77065

Energy Capital Credit Union is headquartered in Houston and is the 76th largest credit union in the state of Texas. It is also the 894th largest credit union in the nation. It was established in 1935 and as of September of 2016, it had grown to 48 employees and 19,379 members at 3 locations. Energy Capital Credit Union has a B+ health rating.

Field of Membership Restrictions

Energy Capitol Credit Union of Texas is open to the residents of these qualified counties: Montogomery and Harris or within 10-miles of any branch office in any direction, employees of the partner companies listed on the credit union website and the family members of current credit union members.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #61936
Year Chartered1935
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD3.76%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$233.0MM$221.6MM
LoansQ3 2016vs Q3 2015$162.6MM$145.2MM
DepositsQ3 2016vs Q3 2015$212.4MM$201.7MM
Equity CapitalQ3 2016vs Q3 2015$19.1MM$18.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$700.00K$619.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$977.00K$383.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$73.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy Capital Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Regular Share Account
OTHER TIERS: 0.05% $100 - $25k | 0.10% $25k - $50k
0.05%$100-Secondary Savings Account
0.05%--Financial Wizards Account
0.05%$100-Indirect Shares

Energy Capital Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Hi Yield Money Market Account
OTHER TIERS: 0.05% $1k - $25k | 0.15% $25k - $50k

Energy Capital Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%$1k-Interest Checking Variable Checking Account
0.06%$5k-Business Interest Checking Account

Energy Capital Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-60 Month CD
1.20%$1k-48 Month CD
0.70%$1k-36 Month CD
0.60%$1k-24 Month CD
0.55%$1k-24 Month Rising Rate CD - New Money
0.45%$1k-24 Month Rising Rate CD
0.40%$1k-12 Month CD
0.30%$1k-6 Month CD
0.25%$50k-90 Day Mini Jumbo CD
Locations


Energy Capital Credit Union Locations
Branch Office18540 Northwest FwyHouston, TX 77065
Branch OfficeNature 2 Bldg LL B250 22777 Springwoods Village PkwySpring, TX 77389-1425
Branch Office24396 I-45 NorthSpring, TX 77386