Energy Capital Credit Union is headquartered in Houston and is the 86th largest credit union in the state of Texas. It is also the 1,063rd largest credit union in the nation. It was established in 1935 and as of June of 2022, it had grown to 51 employees and 18,576 members at 3 locations. Energy Capital Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Energy Capitol Credit Union is open to those who live in the Texas counties of Harris or Montgomery. As stated on the online application, individuals who live, work, or worship in 44 different Zip Codes in Harris and Montgomery Counties also qualify for membership. Employees/contractors of 18 Houston area businesses (including ExxonMobile) are eligible to join.
See current membership details
Related Posts
Came For The Rates, Stayed For The Service
This is a great CU - the CD specials they have been running are very competitive. But I've also noticed that they provide great service and have a lot of other products available (including retirement planning and insurance).
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61936 |
| Year Chartered | 1935 |
| Employees | 51 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 4.76% |
| Annual Interest Income | $4.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $268.9MM$237.2MM |
| Loans | Q2 2022vs Q2 2021 | $228.6MM$195.5MM |
| Deposits | Q2 2022vs Q2 2021 | $239.9MM$211.1MM |
| Equity Capital | Q2 2022vs Q2 2021 | $25.5MM$23.9MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $990.00K$1.1MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $686.00K$1.3MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |