Energy Capital Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.20% | 5-year CD | |
| 2.32% | 1-year CD | |
| 0.05% | Savings |
Energy Capital Credit Union is headquartered in Houston and is the 81st largest credit union in the state of Texas. It is also the 1,005th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 42 employees and 16,814 members at 3 locations. Energy Capital Credit Union's CD rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Energy Capitol Credit Union of Texas is open to the residents of these qualified counties: Montogomery and Harris or within 10-miles of any branch office in any direction, employees of the partner companies listed on the credit union website and the family members of current credit union members.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61936 |
| Year Chartered | 1935 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 7.47% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $218.5MM$227.2MM |
| Loans | Q2 2018vs Q2 2017 | $179.8MM$178.6MM |
| Deposits | Q2 2018vs Q2 2017 | $196.3MM$206.2MM |
| Equity Capital | Q2 2018vs Q2 2017 | $20.2MM$19.1MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.0MM$1.1MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $631.00K$724.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Energy Capital Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $50k* | - | Regular Share Account | ||
| OTHER TIERS: 0.10% → $100 - $50k | |||||
| 0.05% | $100 | - | Secondary Savings Account | ||
| 0.05% | $100 | - | Indirect Shares | ||
| 0.05% | $5 | - | Spark Savings | ||
Energy Capital Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Hi Yield Money Market Account | ||
| OTHER TIERS: 0.25% → Up to $10k | 0.30% → $10k - $25k | 0.35% → $25k - $50k | |||||
Energy Capital Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.06% | $5k | - | Business Interest Checking | |
| 0.06% | $500 | - | Interest Checking |
Energy Capital Credit Union CD Rates
| Energy Capital Credit Union Locations | ||
|---|---|---|
| Branch Office | 18540 Northwest Fwy | Houston, TX 77065 |
| Branch Office | Nature 2 Bldg LL B250 22777 Springwoods Village Pkwy | Spring, TX 77389-1425 |
| Branch Office | 24396 I-45 North | Spring, TX 77386 |