Featured Savings Rates
Featured Accounts

Energy CU (MA)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.31%2-year CD24 Month CD
1.31%2-year IRA24 Month IRA (Traditional, Roth, CESA)
2.02%5-year CD60 Month CD

Overview / Commentary
888-833-5587
156 Spring St
West Roxbury, MA 02132

Energy CU (MA) is headquartered in West Roxbury and is the 61st largest credit union in the state of Massachusetts. It is also the 1,833rd largest credit union in the nation. It was established in 1931 and as of March of 2017, it had grown to 12 employees and 4,258 members at 3 locations. Energy CU (MA) has a B+ health rating.

Field of Membership Restrictions

Membership in Energy Credit Union is open to those who live or work in the cities of Bedford, Billerica, Belmont, Burlington, Lincoln, Lexington, Newton, Waltham, Watertown, Woburn, Weston, Massachusetts or in Norfolk and Suffolk Counties. Membership is also open to employees and retirees of National Grid New England.
See current membership details

Related Posts

Energy CU (MA) Boosts Rate On 24-Month CD (2.02% APY) - 7/20/2017

Energy CU (eastern Massachusetts) has raised the rate on its 24-month CD (2.02% APY) by 102 bps. The minimum deposit is $1k. Also offered as an IRA.

24-Month CD Special, 2.02% APY - 6/6/2017

24-month CD Special, 2.02% APY, $1,000 minimum Field of membership is Norfolk and Suffolk Counties, and 11 other named Massachusetts communities. http://energycreditunion.org/rates/certificate-of-deposit/

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy CU (MA) has a relatively low asset base.

Health Grade Components

Overall
NCUA #66369
Year Chartered1931
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD-0.08%
Return on Equity - YTD-0.46%
Annual Interest Income$608.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$79.8MM$81.2MM
LoansQ1 2017vs Q1 2016$44.7MM$37.8MM
DepositsQ1 2017vs Q1 2016$64.3MM$65.2MM
Equity CapitalQ1 2017vs Q1 2016$14.9MM$15.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$276.00K$316.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$140.00K$168.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

24-Month CD Special, 2.02% APY

Carpline   |  
24-month CD Special, 2.02% APY, $1,000 minimum

Field of membership is Norfolk and Suffolk Counties, and 11 other named Massachusetts communities.


http://energycreditunion.org/rates/certificate-of-deposit/

Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy CU (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$30k*-Share Savings Account
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $20k | 0.20% $20k - $30k
0.25%*$30k*-IRA Share Account
OTHER TIERS: 0.10% $10 - $10k | 0.15% $10k - $20k | 0.20% $20k - $30k
0.10%--Vacation Club Account
0.10%--Holiday Club Account

Energy CU (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--NOW Checking Account

Energy CU (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Month CD
1.76%$1k-36 Month CD
1.31%$1k-24 Month CD
1.00%$1k-18 Month CD
0.40%$1k-12 Month CD
0.30%$1k-6 Month CD

Energy CU (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-60 Month IRA
1.76%$1k-36 Month IRA
1.31%$1k-24 Month IRA
1.00%$1k-18 Month IRA
0.40%$1k-12 Month IRA
0.30%$1k-6 Month IRA
Locations


Energy CU (MA) Locations
Branch Office156 Spring StWest Roxbury, MA 02132
Branch Office70 Fargo StBoston, MA 02210-2126
Branch Office40 Sylvan RdWaltham, MA 02451