Energy CU (MA) is headquartered in West Roxbury and is the 59th largest credit union in the state of Massachusetts. It is also the 1,736th largest credit union in the nation. It was established in 1931 and as of December of 2021, it had grown to 9 employees and 4,138 members at 1 location. Energy CU (MA) has an A health rating.
Energy Credit Union is open to individuals who live or work in the Massachusetts counties of Norfolk or Suffolk, or the Massachusetts communities of Bedford, Belmont, Billerica, Burlington, Lexington, Lincoln, Newton, Waltham, Watertown, Weston, or Woburn. Employees and retirees of National Grid New England also qualify for membership.
See current membership details
Overall | |
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NCUA # | 66369 |
Year Chartered | 1931 |
Employees | 9 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.16% |
Return on Equity - YTD | 1.13% |
Annual Interest Income | $3.2MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $110.4MM$103.9MM |
Loans | Q4 2021vs Q4 2020 | $75.5MM$59.8MM |
Deposits | Q4 2021vs Q4 2020 | $90.8MM$83.3MM |
Equity Capital | Q4 2021vs Q4 2020 | $15.9MM$16.1MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $180.00K$145.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.1MM$101.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Energy CU (MA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $10 | - | NOW Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.20% | $1k | - | 60 Month CD | |
0.75% | $1k | - | 36 Month CD | |
0.70% | $1k | - | 24 Month CD | |
0.65% | $1k | - | 18 Month CD | |
0.50% | $1k | - | 12 Month CD | |
0.30% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.20% | $1k | - | 60 Month IRA | |
0.75% | $1k | - | 36 Month IRA | |
0.70% | $1k | - | 24 Month IRA | |
0.65% | $1k | - | 18 Month IRA | |
0.50% | $1k | - | 12 Month IRA | |
0.30% | $1k | - | 6 Month IRA |
Energy CU (MA) Locations | ||
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Branch Office | 156 Spring St | West Roxbury, MA 02132 |