Energy CU (MA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.51%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.40%	1-year CD	12 Month CD 1.40% - Goldman Sachs Bank USA 12 Month CD
0.25%	Savings	Share Savings Account 1.05% - Ally Bank Online Savings Account

View all Energy CU (MA) rates »

Overview / Commentary

www.energycreditunion.org

888-833-5587

156 Spring St
West Roxbury, MA 02132

Energy CU (MA) is headquartered in West Roxbury and is the 60^th largest credit union in the state of Massachusetts. It is also the 1,792^nd largest credit union in the nation. It was established in 1931 and as of December of 2016, it had grown to 12 employees and 4,238 members at 3 locations. Energy CU (MA) has an A health rating.

Field of Membership Restrictions

Membership in Energy Credit Union is open to those who live or work in the cities of Bedford, Billerica, Belmont, Burlington, Lincoln, Lexington, Newton, Waltham, Watertown, Woburn, Weston, Massachusetts or in Norfolk and Suffolk Counties. Membership is also open to employees and retirees of National Grid New England.
See current membership details

Overall
NCUA #	66369
Year Chartered	1931
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	0.07%
Return on Equity - YTD	0.38%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q4 2016vs Q4 2015	$81.1MM$81.0MM
Loans	Q4 2016vs Q4 2015	$43.4MM$37.2MM
Deposits	Q4 2016vs Q4 2015	$65.8MM$65.2MM
Equity Capital	Q4 2016vs Q4 2015	$14.9MM$15.1MM
Loan Loss Allowance	Q4 2016vs Q4 2015	$316.00K$305.00K
Unbacked Noncurrent Loans	Q4 2016vs Q4 2015	$63.00K$612.00K
Real Estate Owned	Q4 2016vs Q4 2015	$0$0

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Energy CU (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy CU (MA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$30k^*	-	Share Savings Account
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $20k \| 0.20% → $20k - $30k
0.25%^*	$30k^*	-	IRA Share Account
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $20k \| 0.20% → $20k - $30k
0.25%^*	$30k^*	-	CESA Account
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $20k \| 0.20% → $20k - $30k
0.10%	-	-	Vacation Club Account
0.10%	-	-	Holiday Club Account

Energy CU (MA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	NOW Checking Account

Energy CU (MA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$1k	-	60 Month CD
1.36%	$1k	-	36 Month CD
1.31%	$1k	-	18 Month CD Special
1.00%	$1k	-	24 Month CD
0.40%	$1k	-	12 Month CD
0.30%	$1k	-	6 Month CD

Energy CU (MA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$1k	-	60 Month IRA
1.36%	$1k	-	36 Month IRA
1.31%	$1k	-	18 Month IRA Special
1.00%	$1k	-	24 Month IRA
0.40%	$1k	-	12 Month IRA
0.30%	$1k	-	6 Month IRA

Locations

Energy CU (MA) Locations
Branch Office	156 Spring St	West Roxbury, MA 02132
Branch Office	70 Fargo St	Boston, MA 02210-2126
Branch Office	40 Sylvan Rd	Waltham, MA 02451