Energy CU (MA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.31%	2-year CD	24 Month CD 1.65% - Synchrony Bank 24 Month CD
1.31%	2-year IRA	24 Month IRA (Traditional, Roth, CESA) 0.85% - National Average
2.02%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD

View all Energy CU (MA) rates »

Overview / Commentary

www.energycreditunion.org

888-833-5587

156 Spring St
West Roxbury, MA 02132

Energy CU (MA) is headquartered in West Roxbury and is the 61^st largest credit union in the state of Massachusetts. It is also the 1,833^rd largest credit union in the nation. It was established in 1931 and as of March of 2017, it had grown to 12 employees and 4,258 members at 3 locations. Energy CU (MA) has a B+ health rating.

Field of Membership Restrictions

Membership in Energy Credit Union is open to those who live or work in the cities of Bedford, Billerica, Belmont, Burlington, Lincoln, Lexington, Newton, Waltham, Watertown, Woburn, Weston, Massachusetts or in Norfolk and Suffolk Counties. Membership is also open to employees and retirees of National Grid New England.
See current membership details

Overall
NCUA #	66369
Year Chartered	1931
Employees	12
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.08%
Return on Equity - YTD	-0.46%
Annual Interest Income	$608.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$79.8MM$81.2MM
Loans	Q1 2017vs Q1 2016	$44.7MM$37.8MM
Deposits	Q1 2017vs Q1 2016	$64.3MM$65.2MM
Equity Capital	Q1 2017vs Q1 2016	$14.9MM$15.4MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$276.00K$316.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$140.00K$168.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

User-submitted Promotions & Notices

Submit a Promo

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

24-Month CD Special, 2.02% APY

Carpline | Jun 6, 2017

24-month CD Special, 2.02% APY, $1,000 minimum

Field of membership is Norfolk and Suffolk Counties, and 11 other named Massachusetts communities.

http://energycreditunion.org/rates/certificate-of-deposit/

Comment

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Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy CU (MA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$30k^*	-	Share Savings Account
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $20k \| 0.20% → $20k - $30k
0.25%^*	$30k^*	-	IRA Share Account
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $20k \| 0.20% → $20k - $30k
0.10%	-	-	Vacation Club Account
0.10%	-	-	Holiday Club Account

Energy CU (MA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	NOW Checking Account

Energy CU (MA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	60 Month CD
1.76%	$1k	-	36 Month CD
1.31%	$1k	-	24 Month CD
1.00%	$1k	-	18 Month CD
0.40%	$1k	-	12 Month CD
0.30%	$1k	-	6 Month CD

Energy CU (MA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	60 Month IRA
1.76%	$1k	-	36 Month IRA
1.31%	$1k	-	24 Month IRA
1.00%	$1k	-	18 Month IRA
0.40%	$1k	-	12 Month IRA
0.30%	$1k	-	6 Month IRA

Locations

Energy CU (MA) Locations
Branch Office	156 Spring St	West Roxbury, MA 02132
Branch Office	70 Fargo St	Boston, MA 02210-2126
Branch Office	40 Sylvan Rd	Waltham, MA 02451