Energy CU (MA) is headquartered in West Roxbury and is the 58th largest credit union in the state of Massachusetts. It is also the 1,719th largest credit union in the nation. It was established in 1931 and as of September of 2020, it had grown to 11 employees and 4,082 members at 2 locations. Energy CU (MA) has an A+ health rating.
Energy Credit Union is open to individuals who live or work in the Massachusetts counties of Norfolk or Suffolk, or the Massachusetts communities of Bedford, Belmont, Billerica, Burlington, Lexington, Lincoln, Newton, Waltham, Watertown, Weston, or Woburn. Employees and retirees of National Grid New England also qualify for membership.
See current membership details
Overall | |
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NCUA # | 66369 |
Year Chartered | 1931 |
Employees | 11 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.25% |
Return on Equity - YTD | 1.6% |
Annual Interest Income | $2.6MM |
Assets and Liabilities | ||
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Assets | Q3 2020vs Q3 2019 | $102.3MM$91.5MM |
Loans | Q3 2020vs Q3 2019 | $61.7MM$63.3MM |
Deposits | Q3 2020vs Q3 2019 | $80.2MM$69.9MM |
Equity Capital | Q3 2020vs Q3 2019 | $16.1MM$15.6MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $140.00K$168.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $14.00K$268.00K |
Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Energy CU (MA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $10 | - | NOW Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.41% | $1k | - | 60 Month CD | |
1.16% | $1k | - | 36 Month CD | |
1.01% | $1k | - | 24 Month CD | |
0.95% | $1k | - | 18 Month CD | |
0.75% | $1k | - | 12 Month CD | |
0.35% | $1k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.41% | $1k | - | 60 Month IRA | |
1.16% | $1k | - | 36 Month IRA | |
1.01% | $1k | - | 24 Month IRA | |
0.95% | $1k | - | 18 Month IRA | |
0.75% | $1k | - | 12 Month IRA | |
0.35% | $1k | - | 6 Month IRA |
Energy CU (MA) Locations | ||
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Branch Office | 156 Spring St | West Roxbury, MA 02132 |
Branch Office | 40 Sylvan Rd | Waltham, MA 02451 |