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Energy CU (MA)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
energycreditunion.org
617-325-1999
156 Spring St
West Roxbury, MA 02132

Energy CU (MA) is headquartered in West Roxbury and is the 54th largest credit union in the state of Massachusetts. It is also the 1,605th largest credit union in the nation. It was established in 1931 and as of March of 2025, it had grown to 12 employees and 5,804 members at 2 locations. Energy CU (MA) has an A health rating.

Field of Membership Restrictions

Energy Credit Union is open to individuals who live or work in the Massachusetts counties of Essex, Middlesex Norfolk, or Suffolk. Employees and retirees of National Grid New England also qualify for membership.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #66369
Year Chartered1931
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD3.63%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$130.4MM$130.4MM
LoansQ1 2025vs Q1 2024$86.2MM$85.7MM
DepositsQ1 2025vs Q1 2024$109.8MM$109.9MM
Equity CapitalQ1 2025vs Q1 2024$19.5MM$18.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$430K$460K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$968K$374K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Energy CU (MA) are currently being reviewed.

Locations


Energy CU (MA) Locations
Branch Office156 Spring StWest Roxbury, MA 02132
Branch Office12 Chestnut stPeabody, MA 01960

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