Energy CU (MA)

Overview / Commentary
156 Spring St
West Roxbury, MA 02132

Energy CU (MA) is headquartered in West Roxbury and is the 54th largest credit union in the state of Massachusetts. It is also the 1,605th largest credit union in the nation. It was established in 1931 and as of March of 2024, it had grown to 14 employees and 5,955 members at 2 locations. Energy CU (MA) has an A health rating.

Field of Membership Restrictions

Energy Credit Union is open to individuals who live or work in the Massachusetts counties of Essex, Middlesex Norfolk, or Suffolk. Employees and retirees of National Grid New England also qualify for membership.
See current membership details


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Health Grade Components

NCUA #66369
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.23%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$130.4MM$129.5MM
LoansQ1 2024vs Q1 2023$85.7MM$81.7MM
DepositsQ1 2024vs Q1 2023$109.9MM$110.1MM
Equity CapitalQ1 2024vs Q1 2023$18.4MM$17.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$460K$269K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$374K$54K
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for Energy CU (MA) are currently being reviewed.


Energy CU (MA) Locations
Branch Office156 Spring StWest Roxbury, MA 02132
Branch Office12 Chestnut stPeabody, MA 01960

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