Energy CU (MA)

Overview / Commentary
156 Spring St
West Roxbury, MA 02132

Energy CU (MA) is headquartered in West Roxbury and is the 59th largest credit union in the state of Massachusetts. It is also the 1,765th largest credit union in the nation. It was established in 1931 and as of September of 2022, it had grown to 10 employees and 4,159 members at 1 location. Energy CU (MA) has an A health rating.

Field of Membership Restrictions

Energy Credit Union is open to individuals who live or work in the Massachusetts counties of Norfolk or Suffolk, or the Massachusetts communities of Bedford, Belmont, Billerica, Burlington, Lexington, Lincoln, Newton, Waltham, Watertown, Weston, or Woburn. Employees and retirees of National Grid New England also qualify for membership.
See current membership details


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Health Grade Components

NCUA #66369
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD4.43%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$107.6MM$111.3MM
LoansQ3 2022vs Q3 2021$79.4MM$73.2MM
DepositsQ3 2022vs Q3 2021$86.7MM$90.7MM
Equity CapitalQ3 2022vs Q3 2021$14.0MM$15.9MM
Loan Loss AllowanceQ3 2022vs Q3 2021$218.00K$176.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$386.00K$568.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Energy CU (MA) are currently being reviewed.


Energy CU (MA) Locations
Branch Office156 Spring StWest Roxbury, MA 02132

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