Advertising Disclosure
  1. Banks
  2. Energy CU (MA)

Energy CU (MA)


Overview / Commentary
energycreditunion.org
617-325-1999
156 Spring St
West Roxbury, MA 02132

Energy CU (MA) is headquartered in West Roxbury and is the 54th largest credit union in the state of Massachusetts. It is also the 1,605th largest credit union in the nation. It was established in 1931 and as of June of 2024, it had grown to 140 employees and 5,935 members at 2 locations. Energy CU (MA)'s CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Energy Credit Union is open to individuals who live or work in the Massachusetts counties of Essex, Middlesex Norfolk, or Suffolk. Employees and retirees of National Grid New England also qualify for membership.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #66369
Year Chartered1931
Employees140
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD3.41%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$128.8MM$129.3MM
LoansQ2 2024vs Q2 2023$86.4MM$83.5MM
DepositsQ2 2024vs Q2 2023$108.8MM$109.4MM
Equity CapitalQ2 2024vs Q2 2023$18.6MM$17.7MM
Loan Loss AllowanceQ2 2024vs Q2 2023$417K$302K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$445K$42K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Energy CU (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy CU (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$30k*-Share Savings Account
OTHER TIERS: 0.10% → $10 - $10k | 0.15% → $10k - $20k | 0.20% → $20k - $30k
0.25%*$30k*-IRA Share Account
OTHER TIERS: 0.10% → $10 - $10k | 0.15% → $10k - $20k | 0.20% → $20k - $30k
0.10%$10-Vacation Club Account
0.10%$10-Holiday Club Account

Energy CU (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10-NOW Checking Account

Energy CU (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$1k-6 Month CD
3.92%$1k-12 Month CD
3.82%$1k-18 Month CD
3.56%$1k-24 Month CD
3.51%$1k-36 Month CD
3.51%$1k-60 Month CD

Energy CU (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$1k-6 Month IRA
3.92%$1k-12 Month IRA
3.82%$1k-18 Month IRA
3.56%$1k-24 Month IRA
3.51%$1k-36 Month IRA
3.51%$1k-60 Month IRA
Locations


Energy CU (MA) Locations
Branch Office156 Spring StWest Roxbury, MA 02132
Branch Office12 Chestnut stPeabody, MA 01960

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.