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Energy CU (MA)


Overview / Commentary
energycreditunion.org
617-325-1999
156 Spring St
West Roxbury, MA 02132

Energy CU (MA) is headquartered in West Roxbury and is the 59th largest credit union in the state of Massachusetts. It is also the 1,727th largest credit union in the nation. It was established in 1931 and as of December of 2020, it had grown to 11 employees and 4,083 members at 2 locations. Energy CU (MA) has an A+ health rating.

Field of Membership Restrictions

Energy Credit Union is open to individuals who live or work in the Massachusetts counties of Norfolk or Suffolk, or the Massachusetts communities of Bedford, Belmont, Billerica, Burlington, Lexington, Lincoln, Newton, Waltham, Watertown, Weston, or Woburn. Employees and retirees of National Grid New England also qualify for membership.
See current membership details

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Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #66369
Year Chartered1931
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.24%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$103.9MM$92.6MM
LoansQ4 2020vs Q4 2019$59.8MM$65.5MM
DepositsQ4 2020vs Q4 2019$83.3MM$69.1MM
Equity CapitalQ4 2020vs Q4 2019$16.1MM$15.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$145.00K$193.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$101.00K$179.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Energy CU (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy CU (MA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$30k*-Share Savings Account
OTHER TIERS: 0.10% → $10 - $10k | 0.15% → $10k - $20k | 0.20% → $20k - $30k
0.25%*$30k*-IRA Share Account
OTHER TIERS: 0.10% → $10 - $10k | 0.15% → $10k - $20k | 0.20% → $20k - $30k
0.10%$10-Vacation Club Account
0.10%$10-Holiday Club Account

Energy CU (MA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$10-NOW Checking Account

Energy CU (MA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.75%$1k-36 Month CD
0.70%$1k-24 Month CD
0.60%$1k-18 Month CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD

Energy CU (MA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month IRA
0.75%$1k-36 Month IRA
0.70%$1k-24 Month IRA
0.60%$1k-18 Month IRA
0.50%$1k-12 Month IRA
0.30%$1k-6 Month IRA
Locations


Energy CU (MA) Locations
Branch Office156 Spring StWest Roxbury, MA 02132
Branch Office40 Sylvan RdWaltham, MA 02451

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