Energy CU (MA) is headquartered in West Roxbury and is the 59th largest credit union in the state of Massachusetts. It is also the 1,721st largest credit union in the nation. It was established in 1931 and as of March of 2019, it had grown to 11 employees and 4,175 members at 2 locations. Energy CU (MA)'s CD rates are 68% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Energy Credit Union is open to individuals who live or work in the Massachusetts counties of Norfolk or Suffolk, or the Massachusetts communities of Bedford, Belmont, Billerica, Burlington, Lexington, Lincoln, Newton, Waltham, Watertown, Weston, or Woburn. Employees and retirees of National Grid New England also qualify for membership.
See current membership details
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Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66369 |
| Year Chartered | 1931 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 2.97% |
| Annual Interest Income | $827.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $90.4MM$89.5MM |
| Loans | Q1 2019vs Q1 2018 | $57.6MM$51.8MM |
| Deposits | Q1 2019vs Q1 2018 | $67.5MM$69.3MM |
| Equity Capital | Q1 2019vs Q1 2018 | $15.2MM$14.6MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $210.00K$123.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $351.00K$365.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
36-Month CD Special, 3.04% APY
Membership open to individuals who live or work in Norfolk or Suffolk Counties in Massachusetts, or 11 named communities in Middlesex County.
Always verify rates and promotions with the bank or credit union. We are not Energy CU (MA); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Energy CU (MA) Savings Account Rates
Energy CU (MA) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $10 | - | NOW Checking Account |
Energy CU (MA) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | 60 Month CD | |
| 2.53% | $1k | - | 36 Month CD | |
| 2.27% | $1k | - | 24 Month CD | |
| 2.02% | $1k | - | 18 Month CD | |
| 1.51% | $1k | - | 12 Month CD | |
| 0.75% | $1k | - | 6 Month CD |
Energy CU (MA) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.78% | $1k | - | 60 Month IRA | |
| 2.53% | $1k | - | 36 Month IRA | |
| 2.27% | $1k | - | 24 Month IRA | |
| 2.02% | $1k | - | 18 Month IRA | |
| 1.51% | $1k | - | 12 Month IRA | |
| 0.75% | $1k | - | 6 Month IRA |
| Energy CU (MA) Locations | ||
|---|---|---|
| Branch Office | 156 Spring St | West Roxbury, MA 02132 |
| Branch Office | 40 Sylvan Rd | Waltham, MA 02451 |