Energy People Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

energypeoplefcu.com

609-268-9222

279
Medford, NJ 08055

Energy People Federal Credit Union is headquartered in Tabernacle and is the 71^st largest credit union in the state of New Jersey. It is also the 3,261^st largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 5 employees and 1,096 members at 3 locations. Energy People Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Public Service Electric and Gas (PSE&G) in Moorestown, New Jersey.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy People Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13729
Year Chartered	1960
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	0.18%
Return on Equity - YTD	0.99%
Annual Interest Income	$247K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$18.5MM$18.7MM
Loans	Q1 2025vs Q1 2024	$15.3MM$16.3MM
Deposits	Q1 2025vs Q1 2024	$15.1MM$15.4MM
Equity Capital	Q1 2025vs Q1 2024	$3.3MM$3.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$52K$62K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$2K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy People Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*	$100k^*	-	Savings Account
OTHER TIERS: 0.25% → $500 - $10k \| 0.75% → $10k - $50k \| 1.00% → $50k - $100k

Energy People Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%^*	$200k^*	-	12 Month Jumbo CD Special
OTHER TIERS: 3.50% → $50k - $75k \| 3.75% → $75k - $100k \| 4.00% → $100k - $200k
3.25%^*	$25k^*	-	12 Month CD
OTHER TIERS: 2.50% → $1k - $5k \| 3.00% → $5k - $25k
3.00%^*	$25k^*	-	24 Month CD
OTHER TIERS: 2.25% → $1k - $5k \| 2.75% → $5k - $25k
2.75%^*	$25k^*	-	6 Month CD
OTHER TIERS: 2.00% → $1k - $5k \| 2.50% → $5k - $25k
2.75%^*	$25k^*	-	36 Month CD
OTHER TIERS: 2.00% → $1k - $5k \| 2.50% → $5k - $25k
2.50%^*	$25k^*	-	48 Month CD
OTHER TIERS: 1.75% → $1k - $5k \| 2.25% → $5k - $25k
2.50%^*	$25k^*	-	60 Month CD
OTHER TIERS: 1.75% → $1k - $5k \| 2.25% → $5k - $25k

Energy People Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	IRA Savings Account

Locations

Energy People Federal Credit Union Locations
Branch Office	39 Wicklow Dr	Tabernacle, NJ 08088-8640
Corporate Office	15 Grande BLvd	Tabernacle, NJ 08088
Branch Office	300 New Albany Rd	Moorestown, NJ 08057-1140

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