Energy People Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.77%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.55%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.50%	Savings	Savings Account 1.20% - Synchrony Bank High Yield Savings

View all Energy People Federal Credit Union rates »

Overview / Commentary

energypeoplefcu.com

609-268-9222

39 Wicklow Dr
Tabernacle, NJ 08088-8640

Energy People Federal Credit Union is headquartered in Tabernacle and is the 77^th largest credit union in the state of New Jersey. It is also the 3,682^nd largest credit union in the nation. It was established in 1960 and as of March of 2017, it had grown to 4 employees and 1,334 members at 1 location. Energy People Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Public Service Electric and Gas (PSE&G) in Moorestown, New Jersey.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy People Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13729
Year Chartered	1960
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.22%
Return on Equity - YTD	1.17%
Annual Interest Income	$154.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$16.4MM$16.0MM
Loans	Q1 2017vs Q1 2016	$12.5MM$12.7MM
Deposits	Q1 2017vs Q1 2016	$13.3MM$12.9MM
Equity Capital	Q1 2017vs Q1 2016	$3.1MM$3.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$169.00K$145.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$0$7.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy People Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	-	-	IRA Savings Account
0.50%^*	$100k^*	-	Savings Account
OTHER TIERS: 0.10% → Up to $10k \| 0.20% → $10k - $50k \| 0.30% → $50k - $100k

Energy People Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.77%	$1k	-	60 Month CD
1.36%	$1k	-	48 Month CD
1.30%	$1k	-	36 Month CD
1.25%	$1k	-	24 Month CD Special
0.55%	$1k	-	12 Month CD
0.35%	$1k	-	6 Month CD

Energy People Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.77%	-	-	60 Month IRA
1.36%	$1k	-	48 Month IRA
1.30%	$1k	-	36 Month IRA
1.25%	$1k	-	24 Month IRA Special
0.55%	$1k	-	12 Month IRA
0.35%	$1k	-	6 Month IRA

Locations

Energy People Federal Credit Union Locations
Branch Office	39 Wicklow Dr	Tabernacle, NJ 08088-8640