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Energy People Federal Credit Union


Overview / Commentary
energypeoplefcu.com
609-268-9222
39 Wicklow Dr
Tabernacle, NJ 08088

Energy People Federal Credit Union is headquartered in Tabernacle and is the 75th largest credit union in the state of New Jersey. It is also the 3,574th largest credit union in the nation. It was established in 1960 and as of December of 2019, it had grown to 4 employees and 1,347 members at 1 location. Energy People Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Public Service Electric and Gas (PSE&G) in Moorestown, New Jersey.
See current membership details

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Health
B

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy People Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #13729
Year Chartered1960
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD0.6%
Annual Interest Income$691.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$15.7MM$16.2MM
LoansQ4 2019vs Q4 2018$13.3MM$14.0MM
DepositsQ4 2019vs Q4 2018$12.5MM$13.0MM
Equity CapitalQ4 2019vs Q4 2018$3.2MM$3.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$111.00K$139.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$0$0
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy People Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%--IRA Savings Account
0.55%*$100k*-Savings Account
OTHER TIERS: 0.05% → Up to $10k | 0.15% → $10k - $50k | 0.25% → $50k - $100k

Energy People Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$25k*-60 Month CD
OTHER TIERS: 2.15% → $1k - $5k | 2.25% → $5k - $25k
2.25%*$25k*-48 Month CD
OTHER TIERS: 2.10% → $1k - $5k | 2.15% → $5k - $25k
2.25%*$25k*-12 Month CD Special
OTHER TIERS: 2.10% → $1k - $5k | 2.15% → $5k - $25k
2.15%*$25k*-36 Month CD
OTHER TIERS: 1.65% → $1k - $5k | 1.90% → $5k - $25k
2.00%*$25k*-24 Month CD
OTHER TIERS: 1.50% → $1k - $5k | 1.75% → $5k - $25k
0.70%*$25k*-6 Month CD
OTHER TIERS: 0.50% → $1k - $5k | 0.60% → $5k - $25k

Energy People Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$25k*-60 Month IRA
OTHER TIERS: 2.15% → $1k - $5k | 2.25% → $5k - $25k
2.25%*$25k*-48 Month IRA
OTHER TIERS: 2.10% → $1k - $5k | 2.15% → $5k - $25k
2.25%*$25k*-12 Month IRA Special
OTHER TIERS: 2.10% → $1k - $5k | 2.15% → $5k - $25k
2.15%*$25k*-36 Month IRA
OTHER TIERS: 1.65% → $1k - $5k | 1.90% → $5k - $25k
2.00%*$25k*-24 Month IRA
OTHER TIERS: 1.50% → $1k - $5k | 1.75% → $5k - $25k
0.70%*$25k*-6 Month IRA
OTHER TIERS: 0.50% → $1k - $5k | 0.60% → $5k - $25k
Locations


Energy People Federal Credit Union Locations
Branch Office39 Wicklow DrTabernacle, NJ 08088-8640

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