Energy People Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
2.25%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD
0.55%	Savings	2.20% - Barclays Online Savings Account

View all Energy People Federal Credit Union rates »

Overview / Commentary

energypeoplefcu.com

609-268-9222

39 Wicklow Dr
Tabernacle, NJ 08088-8640

Energy People Federal Credit Union is headquartered in Tabernacle and is the 76^th largest credit union in the state of New Jersey. It is also the 3,570^th largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 4 employees and 1,368 members at 1 location. Energy People Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Public Service Electric and Gas (PSE&G) in Moorestown, New Jersey.
See current membership details

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Health

Data as of Q4 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy People Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13729
Year Chartered	1960
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.14%
Return on Equity - YTD	0.73%
Annual Interest Income	$685.00K

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$16.2MM$16.2MM
Loans	Q4 2018vs Q4 2017	$14.0MM$13.4MM
Deposits	Q4 2018vs Q4 2017	$13.0MM$13.0MM
Equity Capital	Q4 2018vs Q4 2017	$3.1MM$3.1MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$139.00K$142.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$0$2.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy People Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	-	-	IRA Savings Account
0.55%^*	$100k^*	-	Savings Account
OTHER TIERS: 0.10% → Up to $10k \| 0.20% → $10k - $50k \| 0.25% → $50k - $100k

Energy People Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$25k^*	-	60 Month CD
OTHER TIERS: 2.15% → $1k - $5k \| 2.25% → $5k - $25k
2.25%^*	$25k^*	-	48 Month CD
OTHER TIERS: 2.10% → $1k - $5k \| 2.15% → $5k - $25k
2.25%^*	$25k^*	-	12 Month CD Special
OTHER TIERS: 2.10% → $1k - $5k \| 2.15% → $5k - $25k
2.15%^*	$25k^*	-	36 Month CD
OTHER TIERS: 1.65% → $1k - $5k \| 1.90% → $5k - $25k
2.00%^*	$25k^*	-	24 Month CD
OTHER TIERS: 1.50% → $1k - $5k \| 1.75% → $5k - $25k
0.70%^*	$25k^*	-	6 Month CD
OTHER TIERS: 0.50% → $1k - $5k \| 0.60% → $5k - $25k

Energy People Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$25k^*	-	60 Month IRA
OTHER TIERS: 2.15% → $1k - $5k \| 2.25% → $5k - $25k
2.25%^*	$25k^*	-	48 Month IRA
OTHER TIERS: 2.10% → $1k - $5k \| 2.15% → $5k - $25k
2.25%^*	$25k^*	-	12 Month IRA Special
OTHER TIERS: 2.10% → $1k - $5k \| 2.15% → $5k - $25k
2.15%^*	$25k^*	-	36 Month IRA
OTHER TIERS: 1.65% → $1k - $5k \| 1.90% → $5k - $25k
2.00%^*	$25k^*	-	24 Month IRA
OTHER TIERS: 1.50% → $1k - $5k \| 1.75% → $5k - $25k
0.70%^*	$25k^*	-	6 Month IRA
OTHER TIERS: 0.50% → $1k - $5k \| 0.60% → $5k - $25k

Locations

Energy People Federal Credit Union Locations
Branch Office	39 Wicklow Dr	Tabernacle, NJ 08088-8640

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