Energy Plus Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | Reward Checking | 2.12% - National Average |
| 1.83% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.80% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
Energy Plus Credit Union is headquartered in Indianapolis and is the 75th largest credit union in the state of Indiana. It is also the 2,779th largest credit union in the nation. It was established in 1925 and as of September of 2018, it had grown to 12 employees and 4,242 members at 3 locations. Energy Plus Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Energy Plus Credit Union is open to the following: (1) those who live or work in Daviess, Hendricks, Johnson, Morgan, and Pike Counties in Indiana and select areas of Marion County; (2) employees of Citizens Energy Group & and of its wholly owned subsidiaries; (3) employees and retirees of Indiana Division of Wright Tree Service; (4) employees and retirees of Indianapolis Power & Light; (5) employees and retirees of American Security Inc.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65458 |
| Year Chartered | 1925 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 7.15% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $33.0MM$32.4MM |
| Loans | Q3 2018vs Q3 2017 | $25.5MM$24.5MM |
| Deposits | Q3 2018vs Q3 2017 | $27.6MM$27.6MM |
| Equity Capital | Q3 2018vs Q3 2017 | $5.0MM$4.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $159.00K$138.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $143.00K$187.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Energy Plus Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Savings | |
| 0.10% | - | - | Vacation Club | |
| 0.10% | - | - | Holiday Club |
Energy Plus Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $5k - $25k | 0.35% → $25k - $50k | |||||
Energy Plus Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | - | $5k | Rewards Share Draft/Checking - Qualifying |
Energy Plus Credit Union CD Rates
| Energy Plus Credit Union Locations | ||
|---|---|---|
| Branch Office | 2020 N Meridian St | Indianapolis, IN 46202 |
| Branch Office | 1230 W Morris St | Indianapolis, IN 46221-1710 |
| Branch Office | 6925 N State Road 57 | Petersburg, IN 47567 |