Energy Plus Credit Union is headquartered in Indianapolis and is the 74th largest credit union in the state of Indiana. It is also the 2,710th largest credit union in the nation. It was established in 1925 and as of March of 2019, it had grown to 12 employees and 4,294 members at 3 locations. Energy Plus Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Energy Plus Credit Union is open to the following: (1) those who live or work in Daviess, Hendricks, Johnson, Morgan, and Pike Counties in Indiana and select areas of Marion County; (2) employees of Citizens Energy Group & and of its wholly owned subsidiaries; (3) employees and retirees of Indiana Division of Wright Tree Service; (4) employees and retirees of Indianapolis Power & Light; (5) employees and retirees of American Security Inc.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65458 |
| Year Chartered | 1925 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.36% |
| Return on Equity - YTD | 9.07% |
| Annual Interest Income | $410.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $35.3MM$33.7MM |
| Loans | Q1 2019vs Q1 2018 | $25.1MM$24.7MM |
| Deposits | Q1 2019vs Q1 2018 | $29.8MM$28.7MM |
| Equity Capital | Q1 2019vs Q1 2018 | $5.2MM$4.8MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $128.00K$131.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $91.00K$312.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Energy Plus Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Energy Plus Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Savings | |
| 0.10% | - | - | Vacation Club | |
| 0.10% | - | - | Holiday Club |
Energy Plus Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $5k - $25k | 0.35% → $25k - $50k | |||||
Energy Plus Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | - | $5k | Rewards Share Draft/Checking - Qualifying |
Energy Plus Credit Union CD Rates
| Energy Plus Credit Union Locations | ||
|---|---|---|
| Branch Office | 2020 N Meridian St | Indianapolis, IN 46202 |
| Branch Office | 1230 W Morris St | Indianapolis, IN 46221-1710 |
| Branch Office | 6925 N State Road 57 | Petersburg, IN 47567 |