Energy Plus Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
3.00%	Reward Checking	Rewards Share Draft/Checking 1.82% - National Average
1.83%	5-year CD	60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD
0.50%	1-year CD	12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD

View all Energy Plus Credit Union rates »

Overview / Commentary

www.energypluscu.org

888-597-0864

1230 W Morris St
Indianapolis, IN 46221-1710

Energy Plus Credit Union is headquartered in Indianapolis and is the 75^th largest credit union in the state of Indiana. It is also the 2,808^th largest credit union in the nation. It was established in 1925 and as of March of 2017, it had grown to 11 employees and 4,186 members at 3 locations. Energy Plus Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Energy Plus Credit Union is open to the following: (1) those who live or work in Daviess, Hendricks, Johnson, Morgan, and Pike Counties in Indiana and select areas of Marion County; (2) employees of Citizens Energy Group & and of its wholly owned subsidiaries; (3) employees and retirees of Indiana Division of Wright Tree Service; (4) employees and retirees of Indianapolis Power & Light; (5) employees and retirees of American Security Inc.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy Plus Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	65458
Year Chartered	1925
Employees	11
Primary Regulator

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	3.79%
Annual Interest Income	$340.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$33.3MM$31.7MM
Loans	Q1 2017vs Q1 2016	$24.1MM$23.6MM
Deposits	Q1 2017vs Q1 2016	$28.5MM$27.2MM
Equity Capital	Q1 2017vs Q1 2016	$4.6MM$4.5MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$96.00K$97.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$134.00K$233.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy Plus Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Share Savings
0.10%	-	-	Vacation Club
0.10%	-	-	Holiday Club

Energy Plus Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.15% → $5k - $25k \| 0.20% → $25k - $50k

Energy Plus Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	-	$5k	Rewards Share Draft/Checking - Qualifying

Energy Plus Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.83%	$500	-	60 Month Share Certificate
1.52%	$500	-	48 Month Share Certificate
1.22%	$500	-	36 Month Share Certificate
0.80%	$500	-	30 Month Share Certificate
0.70%	$500	-	24 Month Share Certificate
0.60%	$500	-	18 Month Share Certificate
0.50%	$500	-	12 Month Share Certificate
0.30%	$500	-	6 Month Share Certificate

Locations

Energy Plus Credit Union Locations
Branch Office	2020 N Meridian St	Indianapolis, IN 46202
Branch Office	1230 W Morris St	Indianapolis, IN 46221-1710
Branch Office	6925 N State Road 57	Petersburg, IN 47567