Featured Savings Rates
Featured Accounts

Energy Plus Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%Reward CheckingRewards Share Draft/Checking
1.51%5-year CD60 Month Share Certificate
0.30%1-year CD12 Month Share Certificate

Overview / Commentary
888-597-0864
1230 W Morris St
Indianapolis, IN 46221-1710

Energy Plus Credit Union is headquartered in Indianapolis and is the 76th largest credit union in the state of Indiana. It is also the 2,881st largest credit union in the nation. It was established in 1925 and as of June of 2016, it had grown to 11 employees and 4,151 members at 3 locations. Energy Plus Credit Union has a B+ health rating.

Field of Membership Restrictions

Energy Plus Credit Union of Indiana is open to the residents and people maintaining employment in these eligible counties: Marion (exempting Pike and Washington), Morgan, Johnson, Hendricks, Pike, and Daviess along with the current and retired employees of the partner companies listed on the credit union website, credit union employees and the family members of these eligible members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy Plus Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #65458
Year Chartered1925
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD4.11%
Annual Interest Income$654.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$30.8MM$30.6MM
LoansQ2 2016vs Q2 2015$23.9MM$22.3MM
DepositsQ2 2016vs Q2 2015$26.2MM$26.1MM
Equity CapitalQ2 2016vs Q2 2015$4.5MM$4.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$79.00K$71.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$179.00K$177.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Energy Plus Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy Plus Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Savings
0.10%--Vacation Club
0.10%--Holiday Club

Energy Plus Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market Account
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $50k

Energy Plus Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%-$5kRewards Share Draft/Checking - Qualifying

Energy Plus Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month Share Certificate
1.21%$500-48 Month Share Certificate
0.90%$500-36 Month Share Certificate
0.80%$500-30 Month Share Certificate
0.50%$500-24 Month Share Certificate
0.40%$500-18 Month Share Certificate
0.30%$500-12 Month Share Certificate
0.20%$500-6 Month Share Certificate
Locations


Energy Plus Credit Union Locations
Branch Office2020 N Meridian StIndianapolis, IN 46202
Branch Office1230 W Morris StIndianapolis, IN 46221-1710
Branch Office6925 N State Road 57Petersburg, IN 47567