Advertising Disclosure
  1. Banks
  2. Energy Plus Credit Union

Energy Plus Credit Union


Overview / Commentary
www.energypluscu.org
317-261-8521
1230 W Morris St
Indianapolis, IN 46221

Energy Plus Credit Union is headquartered in Indianapolis and is the 71st largest credit union in the state of Indiana. It is also the 2,637th largest credit union in the nation. It was established in 1925 and as of June of 2021, it had grown to 12 employees and 4,227 members at 3 locations. Energy Plus Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Energy Plus Credit Union is open to the following: (1) those who live or work in Daviess, Hendricks, Johnson, Morgan, and Pike Counties in Indiana and select areas of Marion County; (2) employees of Citizens Energy Group and its wholly owned subsidiaries; (3) employees and retirees of Indiana Division of Wright Tree Service; (4) employees and retirees of Indianapolis Power & Light; (5) employees and retirees of American Security Inc.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q2 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy Plus Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #65458
Year Chartered1925
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD5.89%
Annual Interest Income$671.00K
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$43.7MM$38.1MM
LoansQ2 2021vs Q2 2020$25.0MM$24.6MM
DepositsQ2 2021vs Q2 2020$37.7MM$32.5MM
Equity CapitalQ2 2021vs Q2 2020$5.8MM$5.6MM
Loan Loss AllowanceQ2 2021vs Q2 2020$80.00K$113.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$98.00K$166.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Energy Plus Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Energy Plus Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Share Savings
0.05%--Vacation Club
0.05%--Holiday Club

Energy Plus Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Money Market Account
OTHER TIERS: 0.20% → $5k - $25k | 0.25% → $25k - $50k

Energy Plus Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%-$5kRewards Share Draft/Checking - Qualifying

Energy Plus Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-60 Month Share Certificate
0.60%$500-48 Month Share Certificate
0.50%$500-36 Month Share Certificate
0.40%$500-30 Month Share Certificate
0.35%$500-24 Month Share Certificate
0.30%$500-18 Month Share Certificate
0.25%$500-12 Month Share Certificate
0.20%$500-6 Month Share Certificate
Locations


Energy Plus Credit Union Locations
Branch Office2020 N Meridian StIndianapolis, IN 46202
Branch Office1230 W Morris StIndianapolis, IN 46221-1710
Branch Office6925 N State Road 57Petersburg, IN 47567

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.