Energy Plus Credit Union

Overview / Commentary
1230 W Morris St
Indianapolis, IN 46221

Energy Plus Credit Union is headquartered in Indianapolis and is the 74th largest credit union in the state of Indiana. It is also the 2,667th largest credit union in the nation. It was established in 1925 and as of December of 2023, it had grown to 14 employees and 4,015 members at 3 locations. Energy Plus Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Energy Plus Credit Union is open to the following: (1) those who live or work in Daviess, Hendricks, Johnson, Morgan, and Pike Counties in Indiana and select areas of Marion County; (2) employees of Citizens Energy Group and its wholly owned subsidiaries; (3) employees and retirees of Indiana Division of Wright Tree Service; (4) employees and retirees of Indianapolis Power & Light; (5) employees and retirees of American Security Inc.
See current membership details

Related Posts

11-Month CD, 5.75% APY - 12/29/2023

Newly added 11-month CD, 5.75% APY, $500 minimum deposit. Field of membership includes Indianapolis metro area and surrounding counties.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Energy Plus Credit Union has a low asset base.

Health Grade Components

NCUA #65458
Year Chartered1925
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD4.59%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$40MM$42.1MM
LoansQ4 2023vs Q4 2022$29.2MM$29.8MM
DepositsQ4 2023vs Q4 2022$33.1MM$35.7MM
Equity CapitalQ4 2023vs Q4 2022$6.4MM$6.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$141K$94K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$179K$240K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Energy Plus Credit Union are currently being reviewed.


Energy Plus Credit Union Locations
Branch Office2020 N Meridian StIndianapolis, IN 46202
Branch Office1230 W Morris StIndianapolis, IN 46221-1710
Branch Office6925 N State Road 57Petersburg, IN 47567

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