Enfield Community Federal Credit Union
Overview / Commentary
Enfield Community Federal Credit Union is headquartered in Enfield and is the 36th largest credit union in the state of Connecticut. It is also the 2,564th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 8 employees and 3,584 members at 4 locations. Enfield Community Federal Credit Union has a B health rating.
Field of Membership Restrictions
Enfield Community Federal Credit Union membership is open to those who live, work, or worship in Hartford County Connecticut, or the towns of Ellington, Stafford, and Somers.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Enfield Community Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1729 |
| Year Chartered | 1936 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 6.44% |
| Annual Interest Income | $385K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $43.2MM$43.5MM |
| Loans | Q1 2025vs Q1 2024 | $15.9MM$17.6MM |
| Deposits | Q1 2025vs Q1 2024 | $39.3MM$39.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.8MM$3.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $47K$42K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $41K$51K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |