Enlighten Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.enlightenfcu.org

731-423-7499

1306 Highway 70 Byp
Jackson, TN 38301

Enlighten Federal Credit Union is headquartered in Jackson and is the 95^th largest credit union in the state of Tennessee. It is also the 3,318^th largest credit union in the nation. It was established in 1971 and as of March of 2025, it had grown to 4 employees and 1,461 members at 1 location. Enlighten Federal Credit Union has a B health rating.

Field of Membership Restrictions

Enlighten FCU offers membership to employees of Kellogg's in Jackson, Tennessee.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Enlighten Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	20662
Year Chartered	1971
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	1.04%
Return on Equity - YTD	7.96%
Annual Interest Income	$171K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$16.9MM$17.5MM
Loans	Q1 2025vs Q1 2024	$3.7MM$4.2MM
Deposits	Q1 2025vs Q1 2024	$14.7MM$15.5MM
Equity Capital	Q1 2025vs Q1 2024	$2.1MM$2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$19K$8K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$12K$14K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
IRA

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Always verify rates and promotions with the bank or credit union. We are not Enlighten Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Enlighten Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$10k^*	-	Regular Shares (Savings) Account
OTHER TIERS: 0.15% → $101 - $10k
0.15%	$0	-	Christmas Club Account
0.15%	$0	-	Vacation Club Account

Enlighten Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$0	-	Share Drafts (Checking) Account

Enlighten Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	IRA (Individual Retirement Account)

Locations

Enlighten Federal Credit Union Locations
Branch Office	1306 Highway 70 Byp	Jackson, TN 38301

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