Overview / Commentary
Enlighten is headquartered in Jackson and is the 102nd largest credit union in the state of Tennessee. It is also the 3,886th largest credit union in the nation. It was established in 1971 and as of December of 2016, it had grown to 3 employees and 1,890 members at 1 location. Enlighten has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of Kellogg's in Jackson, Tennessee.
See current membership details
Health
B+
Data as of Q4 2016
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Enlighten has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20662 |
| Year Chartered | 1971 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 3.62% |
| Annual Interest Income | $314.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $13.5MM$12.9MM |
| Loans | Q4 2016vs Q4 2015 | $4.5MM$4.7MM |
| Deposits | Q4 2016vs Q4 2015 | $11.9MM$11.4MM |
| Equity Capital | Q4 2016vs Q4 2015 | $1.5MM$1.5MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $14.00K$21.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $20.00K$24.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Enlighten Savings Account Rates
Enlighten Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Drafts (Checking) Account |
Locations
| Enlighten Locations | ||
|---|---|---|
| Branch Office | 1306 Highway 70 Byp | Jackson, TN 38301 |