Overview / Commentary
Enlighten is headquartered in Jackson and is the 100th largest credit union in the state of Tennessee. It is also the 3,717th largest credit union in the nation. It was established in 1971 and as of March of 2018, it had grown to 3 employees and 1,821 members at 1 location. Enlighten has a B health rating.
Field of Membership Restrictions
Membership is open to employees of Kellogg's in Jackson, Tennessee.
See current membership details
Health
B
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Enlighten has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20662 |
| Year Chartered | 1971 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 4.83% |
| Annual Interest Income | $84.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $14.8MM$14.8MM |
| Loans | Q1 2018vs Q1 2017 | $3.8MM$4.1MM |
| Deposits | Q1 2018vs Q1 2017 | $13.2MM$13.2MM |
| Equity Capital | Q1 2018vs Q1 2017 | $1.6MM$1.5MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $15.00K$13.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $10.00K$3.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Enlighten Savings Account Rates
Enlighten Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Share Drafts (Checking) Account |
Locations
| Enlighten Locations | ||
|---|---|---|
| Branch Office | 1306 Highway 70 Byp | Jackson, TN 38301 |